GIGXPad vs NillarPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GIGXPad
Manage multiple currencies in a borderless digital wallet. Save, spend, send, and receive money globally with ease. Features include easy worldwide transfers, bill payments, and secure virtual cards for online transactions.
- Multi-currency accounts
- Global savings and spending
- Worldwide money transfers
- Low transaction fees
- Bill payment feature
- Virtual cards for online payments
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Open a borderless wallet that provides you access to multi-currency accounts with features that allow you to save, spend, send and receive money both at home and in the diaspora. Why Use Xpad XPAD users will enjoy financial autonomy globally through the easy-to-use app. - Store, swap and transact globally with multiple currencies With our multi-currency wallet, you can store and swap currencies with ease, allowing you to transact globally without any hassle. - Easy worldwide transfers at low fees. Xpad's cross border payment feature makes it easy and affordable. Say goodbye to high fees and slow transfers, and hello to fast, secure, and low-cost transactions. - Local and international bills can be settled with just a few clicks. Tired of the hassle of paying international bills? Xpad's bills payment feature makes it easy to settle your bills with just a few clicks. No more waiting in line or dealing with complicated payment systems. - Secure and convenient online payment option with our virtual cards. Our virtual cards provide an extra layer of security for your online transactions. With virtual cards, you can make purchases online without exposing your real credit card information. With Xpad, you can manage all your financial needs in one place. Sign up today and experience the freedom and convenience of a borderless wallet. For assistance, use the in-app chat or send an email to: support@xpad.com Our customer support is available to help you 24/7.
NillarPay
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NillarPay is a fast, secure, and easy-to-use mobile wallet built for everyday Nigerians. Whether you're sending money to family, paying bills, buying airtime, or managing your finances, NillarPay puts everything you need in one place. KEY FEATURES Send & Receive Money Transfer money instantly to anyone search by name from your contacts or enter their NillarPay ID. Transactions settle in seconds. Fund Your Wallet Top up your wallet easily via bank transfer or card payment. Your balance is always available, even offline. Buy Airtime & Data Purchase airtime and data bundles for any network: MTN, Airtel, Glo, and 9mobile - directly from the app. Pay Bills Pay electricity, cable TV (DSTV, GOtv, Startimes), water, and more without leaving the app. Bank-Grade Security Your account is protected with biometric authentication (Face ID / Touch ID), a personal PIN, and end-to-end encrypted transactions. Your money is always safe. Real-Time Notifications Get instant alerts for every transaction: so you always know exactly what's happening with your money. Transaction History View a full history of all your transactions. Filter, search, and download receipts anytime. Contacts Integration NillarPay connects with your phone contacts so you can quickly find and pay the people you already know. NillarPay is operated by Nillar Limited, a registered financial services company. Your funds are secured and your data is protected in accordance with our Privacy Policy. Download NillarPay today and experience the easiest way to manage your money.
Screenshots
Verdict
GIGXPad and NillarPay are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | GIGXPad | NillarPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 76 MB | 45 MB |
| Age rating | 12+ | 4+ |
| Developer | GIGX TECHNOLOGIES LIMITED | Nillar Limited |
In-app purchases
GIGXPad
No in-app purchases
NillarPay
No in-app purchases









