Comparison

IOU vs SplitBill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IOU

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

Highlights
  • Receipt scanning and itemization
  • Assign items to individuals
  • Automatic tax and tip calculation
  • Per-person total calculation
  • Eliminates manual bill splitting
Features
Read full description

IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitBill

Easily split bills by snapping a photo of your receipt. Mark numbers, assign them to custom categories or people, and track expenses accurately. Correct errors and see totals at a glance.

Highlights
  • Scan receipts to split expenses
  • Mark and sum numbers from images
  • Create custom expense cards
  • Distinguish and track individual expenses
  • Calculate total amounts and remainders
  • Add or correct recognized numbers
Features
Read full description

Use a picture of a receipt and split the expenses! KEY FEATURES • Mark & sum up numbers With an active card at the bottom, tap on any number on the image. The number will be marked on the image and added to the card. • Custom cards Sum up numbers under customisable cards. A card can be anything, such as people or budget categories. • Distinguish expenses See which expenses already belong to another card and which ones are summed up under the current one. • Total amount See the total amount of all cards or mark the total amount on the image and automatically calculate the remainder. • Add or correct numbers Add new numbers that aren't highlighted by double tapping on them. If a number is recognised, but the amount is wrong simply open up the card by tapping on it, tap on the value and enter the correct value. MORE • Undo/Redo • Numbers are automatically sorted based on the image SplitBill is open source

Screenshots

IOU4 screens
SplitBill4 screens

Verdict

The call

IOU and SplitBill both sit at 4.4 stars, but that hides the real split: 60% of IOU's written reviews are positive against 25% of SplitBill's. IOU also leads on update cadence (fortnightly vs every 6 weeks) and ratings volume (17 vs 3). SplitBill's advantage is in-app purchases (none vs 5) and iOS requirement (17.0 vs 26.0). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month. SplitBill asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for IOU against 4.3 for SplitBill. That said, the two scores are not equally well evidenced: IOU has 17 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 60% of IOU's written reviews are positive against 25% of SplitBill's.

UpkeepUpdate frequency

IOU ships an update fortnightly, SplitBill every 6 weeks. The most recent releases landed on September 21, 2026 and September 18, 2026 respectively.

Scorecard6 real differences · 4 level
IOU versus SplitBill: the parameters behind the verdict, then further details
ParameterIOUSplitBill
PriceFreeFree
Rating4.4 (17 ratings) — better4.3 (3 ratings)
Positive reviews60.0% of reviews — better25.0% of reviews
Number of ratings17 — better3
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, Vision Pro — betteriPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size53 MB19 MB
Age rating4+4+
DeveloperEric AgredoPentland Firth Software GmbH

Customer experience

IOU

All ratings17 ratings
Positive76.5%
Neutral17.6%
Negative5.9%
Written reviews10 reviews
Positive60.0%
Neutral30.0%
Negative10.0%

SplitBill

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews4 reviews
Positive25.0%
Neutral50.0%
Negative25.0%

In-app purchases

5 purchases

IOU

Subscriptions4
  • IOU Pro3 Days trial$0.991 Month
  • IOU Pro$2.991 Month
  • IOU Pro7 Days trial$6.991 Year
Show 1 more
  • IOU Pro7 Days trial$24.991 Year
One-time1
  • Lifetime IOU Pro$29.99
None

SplitBill

No in-app purchases

Questions

Is IOU free?
IOU is free to download, with in-app purchases available.
Is SplitBill free?
SplitBill is free to download, with no in-app purchases.
Which has better reviews, IOU or SplitBill?
IOU is rated higher. IOU averages 4.4 out of 5 from 17 ratings, while SplitBill averages 4.3 from 3 ratings.
Do IOU or SplitBill have ads?
Neither IOU nor SplitBill shows ads.
Which is updated more often, IOU or SplitBill?
IOU ships an update fortnightly, and SplitBill every 6 weeks. Most recently, IOU was updated on September 21, 2026 and SplitBill on September 18, 2026.

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