Comparison

IOU vs Piecemeal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IOU

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

Highlights
  • Receipt scanning and itemization
  • Assign items to individuals
  • Automatic tax and tip calculation
  • Per-person total calculation
  • Eliminates manual bill splitting
Features
Read full description

IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Piecemeal

Effortlessly divide expenses with friends by simply taking a photo of your receipt. The app automatically assigns items, calculates individual shares including tax and tip, and allows easy sharing of the final bill.

Highlights
  • Receipt scanning
  • Item assignment
  • Automatic bill calculation
  • Tax and tip factoring
  • Social media sharing
Read full description

Tired of manually splitting dinner or grocery bills and chasing up everyone to pay up? Look no further than Piecemeal! Our app simplifies the process effortlessly. Just snap a photo of your receipt, and watch as it seamlessly uploads to the app. With a few taps, you can easily assign specific items to each person, allowing the bill to be automatically divided, factoring in taxes and tips, ensuring everyone knows their share. And when you're ready, share the bill with your friends using your favorite social media platforms. Say goodbye to bill-splitting headaches and hello to the smooth, efficient experience of Piecemeal!

Screenshots

IOU4 screens
Piecemeal4 screens

Verdict

The call

The clearest difference is rating: Piecemeal at 5.0 against IOU's 4.4. Piecemeal also leads on review sentiment (100% vs 60%) and in-app purchases (none vs 5). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month. Piecemeal asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Piecemeal holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 18 and 10 respectively. Written reviews point the same way: 60% of IOU's written reviews are positive against 100% of Piecemeal's.

UpkeepUpdate frequency

IOU ships an update fortnightly, Piecemeal weekly. Both last shipped on October 24, 2026.

Scorecard6 real differences · 4 level
IOU versus Piecemeal: the parameters behind the verdict, then further details
ParameterIOUPiecemeal
PriceFreeFree
Rating4.4 (18 ratings)5.0 (10 ratings) — better
Positive reviews60.0% of reviews100.0% of reviews — better
Number of ratings18 — better10
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, Vision ProiPhone, iPad, iPod
Requires iOS26.011.0 — better
Further details — not scored
Size53 MB27 MB
Age rating4+4+
DeveloperEric AgredoJessica Huang

Customer experience

IOU

All ratings17 ratings
Positive76.5%
Neutral17.6%
Negative5.9%
Written reviews10 reviews
Positive60.0%
Neutral30.0%
Negative10.0%

Piecemeal

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

5 purchases

IOU

Subscriptions4
  • IOU Pro3 Days trial$0.991 Month
  • IOU Pro$2.991 Month
  • IOU Pro7 Days trial$6.991 Year
Show 1 more
  • IOU Pro7 Days trial$24.991 Year
One-time1
  • Lifetime IOU Pro$29.99
None

Piecemeal

No in-app purchases

Questions

Is IOU free?
IOU is free to download, with in-app purchases available.
Is Piecemeal free?
Piecemeal is free to download, with no in-app purchases.
Which has better reviews, IOU or Piecemeal?
Piecemeal is rated higher. IOU averages 4.4 out of 5 from 18 ratings, while Piecemeal averages 5.0 from 10 ratings.
Do IOU or Piecemeal have ads?
Neither IOU nor Piecemeal shows ads.
Which is updated more often, IOU or Piecemeal?
IOU ships an update fortnightly, and Piecemeal weekly. Most recently, IOU was updated on October 24, 2026 and Piecemeal on October 24, 2026.

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