Comparison

IOU vs SplitEase

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IOU

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

Highlights
  • Receipt scanning and itemization
  • Assign items to individuals
  • Automatic tax and tip calculation
  • Per-person total calculation
  • Eliminates manual bill splitting
Features
Read full description

IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitEase

Features
Read full description

Simplify dining out, group trips, or any shared expense with SplitEase, the go-to offline app for quick and hassle-free bill splitting. Designed for ease of use and immediate access, SplitEase is the perfect companion for anyone who frequently shares expenses with friends, family, or colleagues. Key Features: -Offline Convenience: No need for an internet connection. SplitEase works offline, allowing you to divide bills anytime, anywhere. -Quick Member Selection: Choose the specific number of members involved in each bill. SplitEase adapts to groups of all sizes, ensuring a fair and accurate split. -Create and Access Groups Easily: Set up groups for friends or family you frequently dine or travel with. Access these pre-defined groups instantly to split new bills. -Simple and Intuitive: With a user-friendly interface, splitting a bill is as easy as entering the total amount and selecting the group or number of people. -Fair and Transparent Calculations: Ensure everyone pays their share. SplitEase calculates each person's contribution accurately, eliminating guesswork. -Save Time and Avoid Hassles: No more complex calculations or disputes over bill splitting. Enjoy your outings without worrying about the logistics of shared expenses. Ideal for Various Scenarios: Whether it's a lunch with coworkers, a family dinner, or a weekend getaway with friends, SplitEase is your reliable partner for managing shared expenses. Get Started in Seconds: Simply download the app, create your groups, and start splitting bills effortlessly. SplitEase is all about making your life easier when it comes to managing shared costs. Download SplitEase now for a smoother, quicker way to handle group expenses - all offline!

Screenshots

IOU4 screens
SplitEase4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitEase at none against IOU's 5. SplitEase also leads on update cadence (daily vs fortnightly) and iOS requirement (12.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month. SplitEase asks for nothing beyond the download.

UpkeepUpdate frequency

IOU ships an update fortnightly, SplitEase daily. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
IOU versus SplitEase: the parameters behind the verdict, then further details
ParameterIOUSplitEase
PriceFreeFree
Rating4.4 (18 ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings18 — better—
Update frequencyFortnightlyDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, Vision ProiPhone, iPad, iPod
Requires iOS26.012.0 — better
Further details — not scored
Size53 MB31 MB
Age rating4+4+
DeveloperEric AgredoMohamad Hassan Hijab

In-app purchases

5 purchases

IOU

Subscriptions4
  • IOU Pro3 Days trial$0.991 Month
  • IOU Pro$2.991 Month
  • IOU Pro7 Days trial$6.991 Year
Show 1 more
  • IOU Pro7 Days trial$24.991 Year
One-time1
  • Lifetime IOU Pro$29.99
None

SplitEase

No in-app purchases

Questions

Is IOU free?
IOU is free to download, with in-app purchases available.
Is SplitEase free?
SplitEase is free to download, with no in-app purchases.
Do IOU or SplitEase have ads?
Neither IOU nor SplitEase shows ads.
Which is updated more often, IOU or SplitEase?
IOU ships an update fortnightly, and SplitEase daily. Most recently, IOU was updated on October 24, 2026 and SplitEase on October 25, 2026.

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