IOU vs Write it Off
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IOU
Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.
- Receipt scanning and itemization
- Assign items to individuals
- Automatic tax and tip calculation
- Per-person total calculation
- Eliminates manual bill splitting
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IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Write it Off
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Stop losing money to lost receipts. Most business owners lose thousands of dollars in tax deductions every year simply because a receipt was faded, lost, or forgotten in a shoebox. WriteOff AI changes that. We’ve built more than an expense tracker—we’ve built a high-speed, AI-powered vault that turns your paper trail into a professional tax report in seconds. THE TRANSFORMATION Instant Accuracy: Our advanced AI doesn’t just "read" your receipts; it understands them. It extracts the merchant, date, and total, and suggests the correct tax category automatically. Work Anywhere (Offline First): Whether you’re on a plane, in a basement warehouse, or at a remote job site, WriteOff AI works without an internet connection. Access your records and generate reports even when the world goes offline. Audit-Ready Confidence: Stop the "tax season panic." With one tap, export a professional, categorized PDF or CSV report that your accountant will love. Privacy by Design: Your financial life is nobody’s business but yours. Secure your vault with Face ID and biometric encryption to keep your data invisible to prying eyes. THE 3-SECOND WORKFLOW SNAP: Capture any receipt, invoice, or bill. SYNC: Our AI extracts the data and caches it locally for instant access. SAVE: Your deductions are organized, categorized, and ready for your tax return. FEATURES BUILT FOR PROFESSIONALS Intelligent AI Extraction: Powered by Gemini for industry-leading data accuracy. Local-First Speed: No waiting for cloud screens to load. Your data is ready the millisecond you open the app. Global Currency Support: Perfect for international business travel. Smart Categorization: Automatically flags items as "Deductible" or "Personal" based on tax logic. YOUR ACCOUNTANT’S NEW FAVORITE TOOL Stop handing over bags of paper. Hand over a clean, digital report that proves every cent of your business expenses. Download WriteOff AI today and transform your financial chaos into total control.
Screenshots
Verdict
The clearest difference is device support: IOU at 3 against Write it Off's 1. Write it Off's advantage is iOS requirement (17.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month and Write it Off sells 2 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.
IOU ships an update fortnightly, Write it Off every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | IOU | Write it Off |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (18 ratings) — better | — |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 18 — better | — |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Vision Pro — better | iPhone |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 20 MB |
| Age rating | 4+ | 17+ |
| Developer | Eric Agredo | Gegee LLC |
In-app purchases
IOU
- IOU Pro3 Days trial$0.991 Month
- IOU Pro$2.991 Month
- IOU Pro7 Days trial$6.991 Year
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- IOU Pro7 Days trial$24.991 Year
- Lifetime IOU Pro$29.99
Write it Off
- Write It Off Pro (Monthly)$14.991 Month
- Write It Off Pro (Annual)$99.991 Year









