Comparison

IOU vs Write it Off

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IOU

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

Highlights
  • Receipt scanning and itemization
  • Assign items to individuals
  • Automatic tax and tip calculation
  • Per-person total calculation
  • Eliminates manual bill splitting
Features
Read full description

IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Write it Off

Features
Read full description

Stop losing money to lost receipts. Most business owners lose thousands of dollars in tax deductions every year simply because a receipt was faded, lost, or forgotten in a shoebox. WriteOff AI changes that. We’ve built more than an expense tracker—we’ve built a high-speed, AI-powered vault that turns your paper trail into a professional tax report in seconds. THE TRANSFORMATION Instant Accuracy: Our advanced AI doesn’t just "read" your receipts; it understands them. It extracts the merchant, date, and total, and suggests the correct tax category automatically. Work Anywhere (Offline First): Whether you’re on a plane, in a basement warehouse, or at a remote job site, WriteOff AI works without an internet connection. Access your records and generate reports even when the world goes offline. Audit-Ready Confidence: Stop the "tax season panic." With one tap, export a professional, categorized PDF or CSV report that your accountant will love. Privacy by Design: Your financial life is nobody’s business but yours. Secure your vault with Face ID and biometric encryption to keep your data invisible to prying eyes. THE 3-SECOND WORKFLOW SNAP: Capture any receipt, invoice, or bill. SYNC: Our AI extracts the data and caches it locally for instant access. SAVE: Your deductions are organized, categorized, and ready for your tax return. FEATURES BUILT FOR PROFESSIONALS Intelligent AI Extraction: Powered by Gemini for industry-leading data accuracy. Local-First Speed: No waiting for cloud screens to load. Your data is ready the millisecond you open the app. Global Currency Support: Perfect for international business travel. Smart Categorization: Automatically flags items as "Deductible" or "Personal" based on tax logic. YOUR ACCOUNTANT’S NEW FAVORITE TOOL Stop handing over bags of paper. Hand over a clean, digital report that proves every cent of your business expenses. Download WriteOff AI today and transform your financial chaos into total control.

Screenshots

IOU4 screens
Write it Off4 screens

Verdict

The call

The clearest difference is device support: IOU at 3 against Write it Off's 1. Write it Off's advantage is iOS requirement (17.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month and Write it Off sells 2 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

IOU ships an update fortnightly, Write it Off every 2 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
IOU versus Write it Off: the parameters behind the verdict, then further details
ParameterIOUWrite it Off
PriceFreeFree
Rating4.4 (18 ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings18 — better—
Update frequencyFortnightly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Vision Pro — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size53 MB20 MB
Age rating4+17+
DeveloperEric AgredoGegee LLC

In-app purchases

5 purchases

IOU

Subscriptions4
  • IOU Pro3 Days trial$0.991 Month
  • IOU Pro$2.991 Month
  • IOU Pro7 Days trial$6.991 Year
Show 1 more
  • IOU Pro7 Days trial$24.991 Year
One-time1
  • Lifetime IOU Pro$29.99
2 purchases

Write it Off

Subscriptions2
  • Write It Off Pro (Monthly)$14.991 Month
  • Write It Off Pro (Annual)$99.991 Year

Questions

Is IOU free?
IOU is free to download, with in-app purchases available.
Is Write it Off free?
Write it Off is free to download, with in-app purchases available.
Do IOU or Write it Off have ads?
Neither IOU nor Write it Off shows ads.
Which is updated more often, IOU or Write it Off?
IOU ships an update fortnightly, and Write it Off every 2 weeks. Most recently, IOU was updated on October 24, 2026 and Write it Off on October 25, 2026.

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