IOU vs AfterBite
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IOU
Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.
- Receipt scanning and itemization
- Assign items to individuals
- Automatic tax and tip calculation
- Per-person total calculation
- Eliminates manual bill splitting
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IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
AfterBite
Effortlessly split restaurant bills by snapping a photo of your receipt. This app uses AI to itemize expenses, allowing you to assign items to friends and fairly divide costs, including tax and tip. Share the final breakdown instantly to avoid payment confusion.
- AI receipt scanning
- Automatic itemization
- Smart tax and tip distribution
- Item assignment to friends
- Instant breakdown sharing
- No friend account required
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Tired of passing the calculator around after dinner? AfterBite makes splitting the bill effortless. Just snap a photo of your receipt. AfterBite automatically reads each item and total, then lets you assign items to friends and split everything fairly — including tax and tip. Share the breakdown instantly so everyone knows exactly what they owe. No more Venmo guesswork, no more "I only had a salad" debates. How it works: 1. Take a photo of your receipt 2. AfterBite scans and itemizes it automatically 3. Each person selects their items either on their phone or a shared phone 4. Share the split with your group Features: - Instant receipt scanning with AI - Smart tax and tip distribution - Easy sharing via text, iMessage, or any messaging app - No account required for your friends - Works with any restaurant receipt
Screenshots
Verdict
The clearest difference is rating: AfterBite at 5.0 against IOU's 4.4. AfterBite also leads on review sentiment (100% vs 60%) and in-app purchases (none vs 5). IOU's advantage is ratings volume (17 vs 3) and device support (3 vs 1). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month. AfterBite asks for nothing beyond the download.
AfterBite holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: IOU has 17 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 60% of IOU's written reviews are positive against 100% of AfterBite's.
IOU ships an update fortnightly, AfterBite weekly. The most recent releases landed on October 11, 2026 and October 6, 2026 respectively.
| Parameter | IOU | AfterBite |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (17 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 60.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 17 — better | 3 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Ad-supported — better |
| Devices | iPhone, iPad, Vision Pro — better | iPhone |
| Requires iOS | 26.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 53 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Eric Agredo | Justin Hampton |
Customer experience
IOU
AfterBite
In-app purchases
IOU
- IOU Pro3 Days trial$0.991 Month
- IOU Pro$2.991 Month
- IOU Pro7 Days trial$6.991 Year
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- IOU Pro7 Days trial$24.991 Year
- Lifetime IOU Pro$29.99
AfterBite
No in-app purchases









