Comparison

IOU vs PiePlot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IOU

Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

Highlights
  • Receipt scanning and itemization
  • Assign items to individuals
  • Automatic tax and tip calculation
  • Per-person total calculation
  • Eliminates manual bill splitting
Features
Read full description

IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

PiePlot

Features
Read full description

Split the bill without doing the math. Snap a photo of any receipt and PiePlot's AI pulls out every item, price, tax and tip in seconds. Assign items to people and see exactly who owes whom — as a pie, not a spreadsheet. SCAN, DON'T TYPE • AI reads grocery, restaurant and general receipts • Items, prices, tax and tip extracted automatically • Or add anything by hand in a few taps SPLIT IT ANY WAY • Equally, by percentage, by exact amounts, or by shares • Assign individual items to individual people • Tax and tip distributed proportionally, done for you • Add people who don't have the app — they can claim their spot later FOR THE PEOPLE YOU ACTUALLY SPLIT WITH • Roommates — rent, utilities and the weekly shop • Couples — a fairness view comparing your share to an income-fair split • Trips and groups — invite by QR code or link SETTLE UP CLEANLY • Balances update live as expenses are added • Debts simplified so everyone settles with the fewest payments • Record settlements to keep balances current • Multi-currency, with CSV and PDF export NEW: BUSINESS MODE Run a one-person company? Switch PiePlot to Business mode and every receipt becomes a tax record. • Snap it once — categorized automatically with the right tax treatment • Meals capped where the rules require it, handled for you • Receipt images kept as the supporting document, organized by tax year • Hand your accountant one file at year end: a clean CSV plus a summary • Run more than one company, and share a single receipt across them PiePlot helps you keep records. It is not tax advice — check with your accountant. PRICING • Splitting bills is always free — unlimited expenses, groups and people • Everyone gets free AI receipt scans every day • Scan Pro raises your scan limit and adds AI Quick Entry — type "dinner $60, split with Sam" and AI fills in the rest • PiePlot Business raises it further and adds the accountant export • Current limits, prices and trial details are shown in the app PRIVACY • AI features send your receipt to Google's Gemini AI — we ask before the first time • Privacy Policy: https://www.pieplot.com/privacy • Terms of Service: https://www.pieplot.com/terms

Screenshots

IOU4 screens
PiePlot4 screens

Verdict

The call

The clearest difference is update cadence: PiePlot at every 3 days against IOU's fortnightly. PiePlot also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. IOU sells 5 in-app purchases, starting at $0.99 per month and PiePlot sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

IOU ships an update fortnightly, PiePlot every 3 days. The most recent releases landed on September 25, 2026 and September 12, 2026 respectively.

Scorecard2 real differences · 8 level
IOU versus PiePlot: the parameters behind the verdict, then further details
ParameterIOUPiePlot
PriceFreeFree
Rating4.4 (17 ratings) — better—
Positive reviews60.0% of reviews—
Number of ratings17 — better—
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Vision Pro — betteriPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size53 MB34 MB
Age rating4+4+
DeveloperEric AgredoBOBBY JOSE

In-app purchases

5 purchases

IOU

Subscriptions4
  • IOU Pro3 Days trial$0.991 Month
  • IOU Pro$2.991 Month
  • IOU Pro7 Days trial$6.991 Year
Show 1 more
  • IOU Pro7 Days trial$24.991 Year
One-time1
  • Lifetime IOU Pro$29.99
2 purchases

PiePlot

Subscriptions2
  • Scan Pro7 Days trial$4.991 Month
  • PiePlot Scan Pro - Yearly7 Days trial$39.991 Year

Questions

Is IOU free?
IOU is free to download, with in-app purchases available.
Is PiePlot free?
PiePlot is free to download, with in-app purchases available.
Do IOU or PiePlot have ads?
Neither IOU nor PiePlot shows ads.
Which is updated more often, IOU or PiePlot?
IOU ships an update fortnightly, and PiePlot every 3 days. Most recently, IOU was updated on September 25, 2026 and PiePlot on September 12, 2026.

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