IOU vs IOU

IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track shared expenses with your household, roommates, or travel group — without an account, a cloud, or a subscription. Add an expense in seconds. Snap a receipt and let on-device OCR fill in the amount. Assign a category, mark who paid, and IOU keeps a running tally of who owes whom. When it's time to settle up, close the period and IOU works out the minimum set of payments to balance everyone out. HOW SYNC WORKS IOU never sends your data to a company server. Devices pair with a QR code and sync directly — over your local Wi-Fi, or across the internet via encrypted WebRTC. Public relays are used only for the initial rendezvous; your expenses stay end-to-end encrypted with a secret that only your paired devices know. FEATURES • Categorized expenses with custom icons • Receipt photos with on-device OCR • Per-member avatars • Automatic balance calculation and settle-up suggestions • Historical periods you can revisit • Local backup and restore • Light, dark, and dynamic color themes • Full English and Italian localization FREE AND PRO IOU is free forever for a single group. Pro (one-time purchase) unlocks unlimited groups from a single install — great if you split expenses with your household AND a separate circle of friends. PRIVACY No account. No advertising. No analytics. All data lives on your devices, encrypted in transit and accessible only to people you've paired with.