Deposit Calc vs ShiftWise Pro

When a bank offers a deposit “with a high interest rate,” the actual earnings you receive at the end can be very different from what’s advertised – sometimes even underestimated. They say that money loves to be counted. Now you can easily verify this for yourself—perhaps even impress a bank employee with your savvy! What does the app do? Free Version:
 Calculate the yield on a deposit with an initial payment for any duration (in months). You can also include fixed monthly contributions in your calculation. Simply enter the initial deposit amount, the fixed monthly contribution, the deposit term, and the annual interest rate promised by the bank. At the end of the calculation, you’ll see the total amount deposited, the income you’ll earn by the end of the term, and the actual (effective) interest rate on your deposit. Full Version: Two additional calculation schemes are available: 1. Goal:
 Do you have a target you want to reach within a specific period but aren’t sure how much you need to contribute each month to get there using a deposit? Think of this as your “piggy bank” scheme—it calculates the required monthly deposit to reach your goal over a set period. While some might take out a loan and work out their monthly payments, we work in reverse to show you how much to deposit each month to achieve your goal solely through a deposit (without borrowing). Just specify the time frame for your goal, the deposit’s interest rate, the initial payment, and your final target amount, and the app will do the rest. 2. Income: 
Do you want to receive a specific monthly income from your deposit after a certain period—so that your deposit works for you (or even on your behalf)? In this scheme, you enter the desired future monthly income, the time period to reach it, and the interest rate. The app then calculates the monthly deposit required to achieve that income goal. In the calculation settings, you can choose the type of compounding for your deposit—daily, monthly, or quarterly. You can also specify the deposit term in either months or years.

ShiftWise is the simplest way to track your overtime and know exactly what you've earned. Start a live timer when you clock in, or add a shift manually later — ShiftWise records every minute of your hard work and turns it into clear hours and earnings. WHY YOU'LL LOVE IT • Live timer & manual entry — track shifts your way • Automatic earnings — set your hourly rate and multipliers for overtime, weekend, holiday and night shifts, and let ShiftWise do the math • Beautiful reports — view your hours and earnings by week, month and year with elegant charts • Entry types — regular, overtime, weekend, holiday and night, each color-coded • Works offline — your data stays private on your device. No account, no cloud, no tracking • 10 languages — fully localized • Premium design — clean, modern and a pleasure to use PERFECT FOR Hourly workers, freelancers, nurses, engineers, retail and hospitality staff — anyone who works extra hours and wants to be paid fairly for them. Never lose track of an overtime minute again. Download ShiftWise and earn what you deserve. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/