STBFMC vs momaspay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
STBFMC
Manage all your estate needs from home with this app. It allows for wallet funding, utility payments, service charge payments, and internet service payments. You can also control access and report issues.
- Wallet funding
- Utility payments
- Service charge payments
- Internet service payments
- Access control
- Report issues
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The STBFMC app is a one-stop shop that takes care of all your estate management needs. You can carry out all your transactions from the comfort of your home. Some of the Services you enjoy include: Funding of your wallet Purchase of utility (electricity and water) Payment for Service Charge Payment for Internet Services Access Control Lodge complaints or Report Issues
momaspay
This app allows users to purchase prepaid electricity meter credit tokens for themselves or others. It provides a transaction history of recent purchases and sends tokens via email. 24/7 customer support is available.
- Purchase credit tokens
- Purchase for others
- Transaction history
- Email token delivery
- 24/7 customer support
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The momaspay application serves as a platform for purchasing prepaid meter credit tokens and boasts a substantial array of features such as 1. Credit token purchase for self and others i.e. user can purchase to token themselves and also for family and friends. 2. Transaction history of last five credit token purchase i.e. users can keep records of their token generated in the application. 3. Credit token received via email i.e when token is purchase successfully, user can also obtain their credit token via email attached to the meter number. 4. 24/7 customer service support.
Screenshots
Verdict
The clearest difference is rating: STBFMC at 4.7 against momaspay's 1.0. momaspay's advantage is update cadence (fortnightly vs every 4 months) and iOS requirement (12.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
STBFMC holds the better App Store score, 4.7 against 1.0. Both are backed by a comparable volume of ratings — 3 and 7 respectively.
STBFMC ships an update every 4 months, momaspay fortnightly. The most recent releases landed on July 27, 2026 and June 1, 2026 respectively.
| Parameter | STBFMC | momaspay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) — better | 1.0 (7 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 3 | 7 — better |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 12.0 — better |
| Further details — not scored | ||
| Size | 41 MB | 35 MB |
| Age rating | 4+ | 17+ |
| Developer | STB FACILITY MANAGEMENT LIMITED | MOMAS ELECTRICITY METERS MANUFACTURING COMPANY LIMITED |
Customer experience
STBFMC
momaspay
In-app purchases
STBFMC
No in-app purchases
momaspay
No in-app purchases
