Comparison

MaxCommerce Pay vs Zelo Finance

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MaxCommerce Pay

Features
Read full description

Get paid in seconds. Create a payment link, share it on WhatsApp, and your customer pays by card. Or show a QR code at your counter and let them scan. No website needed. MaxCommerce Pay by Shubbak Technologies is built for merchants, shop owners, freelancers and small business teams across the UAE and the Gulf who are tired of chasing bank transfer screenshots. WHAT YOU CAN DO Send a payment link Create a link in a few taps and share it wherever you already talk to customers β€” WhatsApp, Instagram, SMS or email. Add an amount, add a reference, send. Your customer pays by card and you get a confirmation. Take payments with a QR code Show a QR code at the counter, on a delivery bag, or printed on your invoice. The customer scans and pays. Made for shops, cafes, salons, home businesses and delivery orders. See every transaction in one place Today's takings, past payments, and what a specific customer paid and when. No more scrolling chat history looking for a screenshot. Automatic receipts A receipt is generated for every completed payment, for you and your customer. Cleaner books, fewer disputes. Live business figures Track collections and transaction activity as they happen, without opening a spreadsheet. Payment orchestration for larger merchants Route payments across multiple providers and connect MaxCommerce Pay into your existing systems. Built for multi-gateway routing and custom integration needs. WHO USES IT Retail shops and boutiques. Restaurants, cafes and cloud kitchens. Salons, clinics and service providers. Home businesses selling on Instagram and WhatsApp. Freelancers and consultants invoicing clients. Online sellers and D2C brands. B2B suppliers collecting from trade customers. BUILT FOR HOW BUSINESS WORKS HERE Most selling in this region already happens in a chat window. A payment link fits that reality better than a checkout page ever will. SECURE BY DESIGN Payments are processed through encrypted, secure channels. Your business data and your customers' card details are protected at every step. PART OF THE MAXCOMMERCE PLATFORM MaxCommerce Pay works on its own, and connects to the full MaxCommerce platform when you are ready for a storefront, catalog and orders in one system. Download MaxCommerce Pay, register your business, and create your first payment link today. Need help getting set up? Contact the Maxcommerce Support team β€” we support merchants across the Gulf including KSA, UAE, Qatar and Kuwait

About

Zelo Finance

Features
Read full description

ZeloFinance provides easy-access financing solutions designed to accelerate your cash flow and fuel business growth. Previously known as eFunder, ZeloFinance empowers sellers who don’t want to wait for their receivables by offering quick advances that can be used to boost inventory, launch new products, invest in marketing, or seize time-sensitive opportunities. Our smart risk engine evaluates your online performance and offers tailored solutions to meet your unique business needs. Our mission is to provide flexible and accessible cash flow funding for online businessesβ€”enabling them to grow faster and reach their full potential. To learn more or get started, reach out to us at accounts@zelofinance.ai and activate your ZeloFinance account today! We are headquartered in Abu Dhabi, UAE, and regulated under the Abu Dhabi Global Market (ADGM) jurisdiction.

Screenshots

MaxCommerce Pay4 screens
Zelo Finance4 screens

Verdict

The call

The clearest difference is iOS requirement: MaxCommerce Pay at 13.0 against Zelo Finance's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MaxCommerce Pay ships an update every 2 weeks, Zelo Finance every 3 weeks. The most recent releases landed on September 24, 2026 and September 7, 2026 respectively.

Scorecard1 real difference Β· 5 level
MaxCommerce Pay versus Zelo Finance: the parameters behind the verdict, then further details
ParameterMaxCommerce PayZelo Finance
PriceFreeFree
Update frequencyEvery 2 weeks β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size42 MB34 MB
Age rating4+17+
DeveloperShubbak TechnologiesFunder.ai Technologies Limited

In-app purchases

None

MaxCommerce Pay

No in-app purchases

None

Zelo Finance

No in-app purchases

Questions

Is MaxCommerce Pay free?
MaxCommerce Pay is free to download, with no in-app purchases.
Is Zelo Finance free?
Zelo Finance is free to download, with no in-app purchases.
Do MaxCommerce Pay or Zelo Finance have ads?
Neither MaxCommerce Pay nor Zelo Finance shows ads.
Which is updated more often, MaxCommerce Pay or Zelo Finance?
MaxCommerce Pay ships an update every 2 weeks, and Zelo Finance every 3 weeks. Most recently, MaxCommerce Pay was updated on September 24, 2026 and Zelo Finance on September 7, 2026.

Other comparisons