Comparison

Zelo Finance vs RAIS

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Zelo Finance

Features
Read full description

ZeloFinance provides easy-access financing solutions designed to accelerate your cash flow and fuel business growth. Previously known as eFunder, ZeloFinance empowers sellers who don’t want to wait for their receivables by offering quick advances that can be used to boost inventory, launch new products, invest in marketing, or seize time-sensitive opportunities. Our smart risk engine evaluates your online performance and offers tailored solutions to meet your unique business needs. Our mission is to provide flexible and accessible cash flow funding for online businessesβ€”enabling them to grow faster and reach their full potential. To learn more or get started, reach out to us at accounts@zelofinance.ai and activate your ZeloFinance account today! We are headquartered in Abu Dhabi, UAE, and regulated under the Abu Dhabi Global Market (ADGM) jurisdiction.

About

RAIS

Features
Read full description

RAIS connects lenders with verified lending opportunities through a secure and transparent digital platform. With the RAIS app, lenders can: Discover verified lending opportunities Fund eligible borrowers Monitor loan performance Track repayments and returns View portfolio performance Access detailed transaction history Receive real-time notifications Manage funds securely from anywhere RAIS is committed to providing a reliable, transparent, and technology-driven lending experience. Every transaction is protected with modern security standards to help you lend with confidence. Whether you are an individual or an organization looking to support businesses and communities, RAIS provides a simple and efficient way to participate in responsible lending. Download RAIS today and start lending with confidence.

Screenshots

Zelo Finance4 screens
RAIS4 screens

Verdict

The call

The clearest difference is update cadence: RAIS at weekly against Zelo Finance's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Zelo Finance ships an update every 3 weeks, RAIS weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference Β· 5 level
Zelo Finance versus RAIS: the parameters behind the verdict, then further details
ParameterZelo FinanceRAIS
PriceFreeFree
Update frequencyEvery 3 weeksWeekly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.115.0 β€” better
Further details β€” not scored
Size34 MB39 MB
Age rating17+17+
DeveloperFunder.ai Technologies LimitedRAIS Foundation

In-app purchases

None

Zelo Finance

No in-app purchases

None

RAIS

No in-app purchases

Questions

Is Zelo Finance free?
Zelo Finance is free to download, with no in-app purchases.
Is RAIS free?
RAIS is free to download, with no in-app purchases.
Do Zelo Finance or RAIS have ads?
Neither Zelo Finance nor RAIS shows ads.
Which is updated more often, Zelo Finance or RAIS?
Zelo Finance ships an update every 3 weeks, and RAIS weekly. Most recently, Zelo Finance was updated on October 30, 2026 and RAIS on October 31, 2026.

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