TribeCredit vs RAIS

TribeCredit is a platform that helps communities, nonprofits, and organizations support their members with interest-free loans. Connect with your network to unlock interest-free loans for your Tribe. TRIBE • Connect with friends to increase their borrowing limit and your own. • Get personalized friend suggestions to grow your network. • Connect with your verified community to access interest-free loans and support friends & community members. CREDIT • Feel secure knowing your interest-free credit line is available whenever needed. • It’s private—no one knows when you borrow. • Repayments are made over 12 months, with the flexibility to pay early. SECURE • Identity-verified borrowing to prevent fraud. • Report and block users if needed. • Powered by Stripe for secure transactions. DONATE • Customize who your donations support—your friends, community, or broader network. • See the impact of your donations and how they’re helping others. • Every dollar repaid gets re-loaned, maximizing your impact. LEVEL UP • Boost your user score by growing your network, contributing, and keeping a strong track record. • Explore your network's user score stats. • Advance your status from a Tribe Member all the way to a Tribe Chief. SEE THE ACTION • Check out the Tribe Feed to see what's happening. • Click into profiles to see who your friends know and grow your tribe. • Show support for people making a difference by liking their contributions on the Tribe Feed. Join the movement. Grow your Tribe. Empower your community. ---- TribeCredit is a software platform, not a lender or financial institution. TribeCredit partners with nonprofits and communities to expand access to interest-free financial aid. TribeCredit does not issue or guarantee loans or financial aid. Financial aid is not guaranteed and is subject to availability. At this time, donation functionality in the App supports donations to TribeCredit Fund Corp., a registered 501(c)(3) nonprofit organization. Donations are processed securely via Stripe and go directly to the nonprofit. TribeCredit Fund Corp. issues tax receipts to donors. For questions or support, get in touch with us at support@tribe.credit

RAIS connects lenders with verified lending opportunities through a secure and transparent digital platform. With the RAIS app, lenders can: Discover verified lending opportunities Fund eligible borrowers Monitor loan performance Track repayments and returns View portfolio performance Access detailed transaction history Receive real-time notifications Manage funds securely from anywhere RAIS is committed to providing a reliable, transparent, and technology-driven lending experience. Every transaction is protected with modern security standards to help you lend with confidence. Whether you are an individual or an organization looking to support businesses and communities, RAIS provides a simple and efficient way to participate in responsible lending. Download RAIS today and start lending with confidence.