POK vs DIGI4BIZ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
POK
Manage your money with fast, secure transactions, bill payments, and digital cards. Gain insights into your spending and enjoy exclusive benefits with premium card options. Take full control of your finances anytime, anywhere.
- Instant money transfers
- Bill and utility payments
- Digital VISA cards
- Spending insights
- QR code payments
- Biometric login
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POK is your trusted fintech app for fast, secure, and modern money management. From instant transfers and bill payments to premium digital cards and spending insights, POK empowers you to take full control of your finances anytime, anywhere. Unlock Exclusive Benefits with POK VISA Cards Choose the card that fits your lifestyle: - POK Rewards: Earn points with every transaction and redeem them for exclusive offers like cashbacks. - POK Infinite: Our premium card for high-value users, offering concierge support, advanced security, and VIP privileges. All POK cards are digital-first, available instantly after registration, with no need for physical delivery. Manage your cards directly from the app, set limits, freeze or unfreeze instantly, and track your usage with full transparency. Key Features: - Instant Transfers: Send and receive money in real time, 24/7. - Recurring Payments: Set up automatic transfers for rent, family support, or business needs. - Utility Payments: Pay for car fines, water, internet, and more—without waiting in line. - QR Payments: Scan static QR codes in stores and control the payment amount yourself. - Spending Insights: Visualize and analyze your expenses to stay on top of your budget. - Biometric Login: Access your account safely using fingerprint or face recognition. - Multilingual Support: Available in your preferred language for a smooth experience. POK gives you everything you need to manage your finances smarter, faster, and with zero hassle.
DIGI4BIZ
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The Mobile Banking service for legal entities allows you to effect transactions in real time. This service gives you the ability to access your account(s) and banking information directly from your mobile, 24 hours a day, 7 days a week, thus, giving value to your time. Through Mobile Banking you can for example: - check account(s) balance - transfer funds (locally and abroad) - make payments (e.g. phone bill, taxes, treasury...) - review transaction details - review information about loans, checks issued, exchange rates
Screenshots
Verdict
The clearest difference is ads: DIGI4BIZ at none against POK's shown. DIGI4BIZ also leads on iOS requirement (11.0 vs 15.6). POK's advantage is update cadence (monthly vs every 5 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
POK ships an update monthly, DIGI4BIZ every 5 months. The most recent releases landed on November 3, 2026 and October 10, 2026 respectively.
| Parameter | POK | DIGI4BIZ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (14 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Monthly — better | Every 5 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 11.0 — better |
| Further details — not scored | ||
| Size | 181 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | R PAY | INTESA SANPAOLO BANK ALBANIA SH.A |
In-app purchases
POK
No in-app purchases
DIGI4BIZ
No in-app purchases









