Comparison

Gist Money vs Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gist Money

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

Highlights
  • Privacy-focused data security
  • Easy budget creation and management
  • Insightful spending analytics
  • Bill tracking with due date reminders
  • Customizable tags and categories
  • Visual spend analysis with graphs
Features
Read full description

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy

About

Splitly

Features
Read full description

Splitly – Your Smart Income Splitter & Budget Planner Take control of your money like never before. Splitly helps you manage your monthly income by automatically dividing it across essential categories — expenses, investing, saving, fun, and more. Whether you're working toward financial freedom, embracing stoic discipline, or just want to spend smarter, Splitly makes it easy and rewarding. Features: Enter your monthly income and main expenses Automatically split the rest into smart categories Choose your mindset: Stoic, Growth, YOLO, Balanced, or Chaos Visualize your spending with elegant pie charts and bar charts Generate PDF budget reports instantly Light & Dark mode with beautiful design Motivational quotes to inspire better money habits Built for Discipline and Freedom Splitly isn't just another expense tracker — it helps you plan ahead with intention. Every month is a new opportunity to grow, save, and enjoy life.

Screenshots

Gist Money4 screens
Splitly4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitly at none against Gist Money's 26. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Gist Money sells 17 in-app purchases, starting at $2.99 per 7 days. Splitly asks for nothing beyond the download.

Scorecard1 real difference · 9 level
Gist Money versus Splitly: the parameters behind the verdict, then further details
ParameterGist MoneySplitly
PriceFreeFree
Rating4.3 (47 ratings) — better—
Positive reviews75.9% of reviews—
Number of ratings47 — better—
Update frequencyEvery 9 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.6
Further details — not scored
Size91 MB23 MB
Age rating4+4+
DeveloperAmit MohanAbdullah Sulaiman

In-app purchases

17 purchases

Gist Money

Subscriptions12
  • Premium7 Days trial$2.997 Days
  • Premium1 Month trial$5.991 Month
  • Premium2 variants$5.991 Month
Show 9 more
  • Premium7 Days trial$19.991 Year
  • Premium2 variants$19.991 Year
  • Premium7 Days trial$29.991 Year
  • Premium1 Year trial3 variants$39.991 Year
  • Premium3 Days trial$39.991 Year
  • Premium$39.991 Year
  • Premium7 Days trial$39.991 Year
  • Pro7 Days trial$59.991 Year
  • Pro1 Month trial$59.991 Year
One-time5
  • Premium (6 months)$8.99
  • Premium (12 months)$15.99
  • Unlimited Premium Access$71.99
Show 2 more
  • Lifetime Premium$71.99
  • Lifetime Premium$89.99
None

Splitly

No in-app purchases

Questions

Is Gist Money free?
Gist Money is free to download, with in-app purchases available.
Is Splitly free?
Splitly is free to download, with no in-app purchases.
Do Gist Money or Splitly have ads?
Neither Gist Money nor Splitly shows ads.

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