Comparison

Gist Money vs Splitzi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gist Money

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

Highlights
  • Privacy-focused data security
  • Easy budget creation and management
  • Insightful spending analytics
  • Bill tracking with due date reminders
  • Customizable tags and categories
  • Visual spend analysis with graphs
Features
Read full description

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy

About

Splitzi

Features
Read full description

Splitzi makes it simple to track shared expenses and fairly split costs between people. It is built for trips, shared households, dinners, and any group activity where keeping track of spending should be straightforward and transparent. Create an event, add participants, and record expenses as they happen — including seamless multi-currency events where you can mix expenses in different currencies within the same event. Each expense is split equally by default, and you can adjust individual shares at any time to reflect how costs were actually covered. Keep everything in one place, see clear summaries of what each person owes, and settle up with confidence. Easily export a clear overview of all expenses and balances per person as a PDF, making it simple to share results with your group. Splitzi focuses on privacy and simplicity. All data stays on your device. No accounts, no adverts, and no tracking.

Screenshots

Gist Money4 screens
Splitzi4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitzi at none against Gist Money's 26. Gist Money's advantage is update cadence (weekly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Gist Money sells 17 in-app purchases, starting at $2.99 per 7 days. Splitzi asks for nothing beyond the download.

UpkeepUpdate frequency

Gist Money ships an update weekly, Splitzi every 2 months. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Gist Money versus Splitzi: the parameters behind the verdict, then further details
ParameterGist MoneySplitzi
PriceFreeFree
Rating4.3 (48 ratings) — better—
Positive reviews75.9% of reviews—
Number of ratings48 — better—
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size92 MB24 MB
Age rating4+4+
DeveloperAmit MohanFrederik Amris

In-app purchases

17 purchases

Gist Money

Subscriptions12
  • Premium7 Days trial$2.997 Days
  • Premium1 Month trial$5.991 Month
  • Premium2 variants$5.991 Month
Show 9 more
  • Premium7 Days trial$19.991 Year
  • Premium2 variants$19.991 Year
  • Premium7 Days trial$29.991 Year
  • Premium1 Year trial3 variants$39.991 Year
  • Premium3 Days trial$39.991 Year
  • Premium$39.991 Year
  • Premium7 Days trial$39.991 Year
  • Pro7 Days trial$59.991 Year
  • Pro1 Month trial$59.991 Year
One-time5
  • Premium (6 months)$8.99
  • Premium (12 months)$15.99
  • Unlimited Premium Access$71.99
Show 2 more
  • Lifetime Premium$71.99
  • Lifetime Premium$89.99
None

Splitzi

No in-app purchases

Questions

Is Gist Money free?
Gist Money is free to download, with in-app purchases available.
Is Splitzi free?
Splitzi is free to download, with no in-app purchases.
Do Gist Money or Splitzi have ads?
Neither Gist Money nor Splitzi shows ads.
Which is updated more often, Gist Money or Splitzi?
Gist Money ships an update weekly, and Splitzi every 2 months. Most recently, Gist Money was updated on October 30, 2026 and Splitzi on October 25, 2026.

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