Gist Money vs EvenOut

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy

EvenOut keeps track of who paid for what and works out what everyone owes — for trips, flatshares, dinners, or a single bill between two people. Add an expense, choose who it was for, and each person's share is worked out to the last cent. Balances update as you go, and when it's time to settle up the app shows exactly which payments clear them. - EVERY FEATURE, FREE No subscription, no ads, no pro tier, no feature waiting behind a paywall. Currency conversion, spending charts, search, comments, categories, offline access — all of it is simply the app. - NO LIMITS Add as many expenses as you like, today and every day. As many groups, as many people, as much history as you want to keep. Nothing counts down and nothing interrupts you to upgrade. - SPLIT IT ANY WAY Equally, by exact amounts, by percentage, by shares, or with individual adjustments. More than one person can pay for the same expense — a bill covered half in cash and half on a card is one entry, not two. - SETTLING UP, WITHOUT THE AWKWARDNESS See exactly who should pay whom. Turn on Simplify Debts and the group clears in as few transfers as possible — five people and ten small debts become two payments. Leave it off and every debt stays where it was made. Pay however you already pay each other, then record it: everyone's balance updates at once, and everyone sees the same numbers. - CHARTS THAT SHOW THE TREND Open any group and see where its money actually went — the biggest expenses, spending by category, month by month, and who paid the most. A per-member breakdown shows what each person paid alongside what each person's share came to. - YOUR SPENDING, ACROSS EVERYTHING One view for every group and every one-off split: what you have been spending on, by category, by group, and over time. This month, this year, or all of it. - SPLIT IN ANY CURRENCY One group can hold as many currencies as it needs — flights booked in euros, dinner split in dollars, rent paid in rupees, all side by side. Balances are kept per currency, so you see what you owe in each instead of one blended figure. Want a single number? One tap shows an approximate total in your own currency, and the amounts you entered stay exactly as they were. - WORKS WITH NO SIGNAL Add expenses on a plane, in a basement, halfway up a mountain. Everything saves to your phone straight away and syncs when you're back — no spinner, no waiting for a server, and two people adding expenses at once never conflict. - GROUPS, OR JUST THE TWO OF YOU A flat, a trip, a supper club, or one coffee between two people. Groups are optional, so you can share a cost with someone without setting anything up first — and a friendship isn't a two-person group, it's every shared cost between you, wherever it happened. - NOTHING HAPPENS QUIETLY Every expense, edit, payment and comment lands in a shared activity feed. If somebody changes an amount, you'll know. If somebody settles up, you'll know. No silent edits, no quiet corrections, no "I'm sure I paid you back". - ASK ABOUT ANYTHING Comment on an expense and ask right where the number is, instead of starting a group chat about it. - FIND IT LATER Search across everything — by name, person, group, amount or date. That dinner in March, the one Priya paid for, the entry with "airport" in it: all a few keystrokes away. - CLEAN, AND QUICK TO USE The figure you opened the app for is the first thing on the screen; the detail sits underneath if you want it. Native controls and gestures throughout, light and dark themes, and no clutter between you and the number you came for. EvenOut records what people owe each other. It does not move money, hold funds, or connect to your bank. Terms of Use: https://evenout.money/terms Privacy Policy: https://evenout.money/privacy