AAIB Token vs NBE Points
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AAIB Token
This app enhances mobile banking security by generating one-time passwords (OTPs) for transaction authentication. It acts as a second factor, ensuring your transfers are both easy and secure. Follow simple activation steps within your mobile banking app to start using it.
- One-time password generation
- Second factor authentication
- Secure transaction authentication
- Mobile banking enhancement
- Easy activation process
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AAIB’s token app is a supplementary app to secure our mobile banking transactions Our main aim is to perform easy and secured banking through our mobile app by using OTP (One Time Passwords) as a second factor of authentication to your transfers. To activate the app, you will need to login to AAIB Mobile Banking and follow the below steps: - Open " More " tab - Tap on " Token Settings " - Select " Activate Token " to receive an activation code via SMS to your registered mobile number - Open AAIB Token app and insert the activation code you received and your mobile banking user ID - You will be asked to create 4 digits PIN code to use later in generating OTPs - Now you are ready to authenticate your transactions using the Token App While transferring funds through AAIB Mobile Banking, you will be asked to enter OTP to complete your transaction, hereunder simple steps to follow and get it done: - Open the token app - Enter your token 4 digits PIN - The app will generate OTP - Insert the generated OTP in the transaction - Your transaction will be completed successfully
NBE Points
This loyalty program app lets you earn points on everyday transactions with your National Bank of Egypt cards and digital payments. Redeem points for cash back, merchant payments, or exclusive offers. Track your balance and enjoy rewards conveniently.
- Earn points on card and digital payments
- Track points balance
- Redeem points for cash back
- Pay with points at merchants
- Access exclusive offers
- Welcome gift points
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NBE Points… Your Rewards, Your Way! Turn your everyday transactions into real rewards with NBE Points, the loyalty program from the National Bank of Egypt. Earn points effortlessly whenever you use your NBE cards or make digital payments and enjoy a welcome gift Points just for joining! With the NBE Points App, you can: • Track your points anytime, anywhere. • Redeem your Points the way you like: o Shop4Cash: Get money back on your card full or partial based on your points balance. o Pay with Points: Instantly redeem at thousands of partner merchants with a quick OTP. o Cash Rewards: Convert your points into EGP credited directly to your NBE credit card. o Exclusive Offers: Enjoy special deals and promotions all year round. Available for individuals and corporate customers, the NBE Points App brings all your rewards together in one simple, smart, and easy-to-use platform. Because every transaction should give something back. Download NBE Points today and earn more, redeem faster, and enjoy rewards your way! Free to download. Terms and conditions apply.
Screenshots
Verdict
The clearest difference is rating: NBE Points at 3.0 against AAIB Token's 1.7. NBE Points also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (12 vs 15.1). AAIB Token's advantage is ratings volume (12 vs 4). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBE Points holds the better App Store score, 3.0 against 1.7. Both are backed by a comparable volume of ratings — 12 and 4 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
AAIB Token ships an update every 2 months, NBE Points fortnightly. The most recent releases landed on September 25, 2026 and October 7, 2026 respectively.
| Parameter | AAIB Token | NBE Points |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (12 ratings) | 3.0 (4 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 12 — better | 4 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 12 — better |
| Further details — not scored | ||
| Size | 52 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | AAIB | National Bank Of Egypt |
Customer experience
AAIB Token
NBE Points
In-app purchases
AAIB Token
No in-app purchases
NBE Points
No in-app purchases
