Wise Funds vs MILCA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wise Funds
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Wise Funds comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. Wise Funds keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.
MILCA
Monitor your mutual fund investments on the go. Track schemes, view transaction details, and request portfolio reports. This app is exclusively for clients of registered IFAs using MILCA Plus.
- Mutual Fund dashboard
- Asset-wise portfolio view
- Applicant-wise portfolio view
- SIP Dashboard
- Online transaction facility
- Track NAV
- Request summary reports
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Stay on track with your portfolio on the go!! MILCA is created for mutual fund investors to track and monitor their mutual fund schemes, request for portfolio reports, view transaction details, know upcoming SIPs and much more. This uniquely created app is only restricted to those clients whose IFAs are registered users of MILCA Plus. Key features of MILCA App: 1. Mutual Fund dashboard 2. Asset-wise Mutual Fund portfolio view 3. Applicant wise portfolio view 4. SIP Dashboard 5. Scheme wise portfolio status 6. Online transaction facility (Exchange integrated) 7. Track NAV for any scheme in your portfolio 8. Email request to receive summary reports Disclaimer: Meant for Clients of Advisors who are registered with MILCA. Mutual Fund Investments are subject to market risks. Read all scheme related documents carefully before investing. Although due care has been taken, we do not guarantee accuracy, completeness and authenticity of the information. This is only a utility and shall not be construed as any investment advice. We are not responsible for any discrepancies in any case whatsoever. No representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of information. MILCA cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing in this mobile app & its website. Clients are advised to take expert advice before taking any decision. You may please refer respective AMC website for more details.
Screenshots
Verdict
The clearest difference is update cadence: Wise Funds at every 5 months against MILCA's every 26 months. Wise Funds also leads on device support. On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Wise Funds ships an update every 5 months, MILCA every 26 months. The most recent releases landed on September 12, 2026 and September 19, 2026 respectively.
| Parameter | Wise Funds | MILCA |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 months — better | Every 26 months |
| Ads | No | — |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | — |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 33 MB | 29 MB |
| Age rating | 17+ | 4+ |
| Developer | WISE FINSERV PRIVATE LIMITED | Roma Luthra |
In-app purchases
Wise Funds
No in-app purchases
MILCA
No in-app purchases
