Wise Funds vs Split Bit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wise Funds
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Wise Funds comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. Wise Funds keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.
Split Bit
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The smartest way to split bills with friends, roommates, and family. Split Bit eliminates the stress of shared expenses. Whether it's a weekend trip, a group dinner, a shared flat, or a team outing - Split Bit handles all the maths automatically, keeps everyone on the same page, and minimises the number of payments needed to settle up. SPLIT BILLS YOUR WAY: Add any shared expense and choose exactly how to divide it: • Equal split - divide the total evenly among members • Exact amounts - assign specific amounts to each person • Percentage - split by custom percentages • Shares - assign weighted shares to each participant SMART DEBT SIMPLIFICATION: Instead of a tangled web of payments, our algorithm calculates the minimum number of transfers needed to clear every balance in a group. Fewer payments, less confusion, faster settlement. INTUITIVE BUDGET REMINDER: Now Users can set budget to the group to limit expenses be it Monthly/Weekly or One time trip budget. HIDDEN SECRET: Now, users and Hide/Unhide Groups by doing 7 taps on Groups Text, and the best part is it is password protected. REAL-TIME BALANCES & ACTIVITY FEED: Always know who owes what. Instant push notifications keep every member up to date the moment a new expense or settlement is recorded. Charts and group summaries show you exactly where the money went. ONE-TAP SETTLE UP: Record a settlement with a single tap. Both parties see updated balances immediately and the activity feed logs the payment - so there's always a clear, shared record. BUILT FOR ANY GROUP: From two friends splitting rent to ten colleagues on a business trip - Split Bit scales effortlessly. Create multiple groups, each with its own members, currency, and full expense history. PRIVATE & SECURE BY DESIGN: • Field-level encryption - group names, descriptions, and expense details are encrypted before reaching the cloud • Only group members can see your expenses • Encryption in transit and at rest • We never sell or share your personal data HOW IT WORKS: 1. Create a group and invite friends by email 2. Log any shared cost and choose how to split it 3. Track balances - see simplified debts at a glance 4. Settle up - one tap records the payment and updates everyone instantly Split Bit is free to download and use. No subscriptions. No hidden fees. Just a cleaner, fairer way to share expenses.
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Verdict
The clearest difference is ads: Wise Funds at none against Split Bit's shown. Split Bit's advantage is update cadence (every 11 days vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Wise Funds ships an update every 5 months, Split Bit every 11 days. Both last shipped on September 12, 2026.
| Parameter | Wise Funds | Split Bit |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Every 11 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 59 MB |
| Age rating | 17+ | 4+ |
| Developer | WISE FINSERV PRIVATE LIMITED | Rahul Anand |
In-app purchases
Wise Funds
No in-app purchases
Split Bit
No in-app purchases









