NFMLending vs Encompass LO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NFMLending
This app assists consumers in obtaining residential loans by streamlining the application and closing process. It focuses on providing exemplary service with high standards of honesty, integrity, and ethics.
- Residential loan assistance
- Streamlined loan process
- Fast closing times
- High service standards
- Honesty and integrity focus
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NFM Lending is an award-winning, multi-state residential mortgage lender currently licensed in 42 states. NFM Lending focuses on assisting consumers in obtaining a residential loan that meets their needs while ensuring that they are receiving exemplary service throughout the process. NFM Lending is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service, quality, or compliance. Our company operates on a platform of high standards, while always putting honesty, integrity, and ethics at the highest level of importance.
Encompass LO
This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.
- Lead management
- Loan origination tools
- Secure communication
- Loan pipeline management
- eSign documents
- Remote work capabilities
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The Encompass app by ICE Mortgage Technology enables mortgage loan officers to stay ahead of the competition by providing them with powerful lead management, loan origination and communication tools at their fingertips all within Encompass experience they’re familiar with. Using the Encompass app, loan officers can efficiently and securely manage leads, convert leads to loans, manage their loan pipeline, and eSign documents from anywhere at any time. By enabling loan officers to work from anywhere the Encompass app aims to help them do more of what they do best – drive sales and help borrowers get the home financing they need.
Screenshots
Verdict
The clearest difference is rating: Encompass LO at 4.5 against NFMLending's 3.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Encompass LO holds the better App Store score, 4.5 against 3.5. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
NFMLending ships an update every 3 months, Encompass LO every 2 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | NFMLending | Encompass LO |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2 ratings) | 4.5 (4 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 2 | 4 — better |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 18.0 |
| Further details — not scored | ||
| Size | 95 MB | 64 MB |
| Age rating | 4+ | 17+ |
| Developer | NFM Lending | IntercontinentalExchange, Inc |
Customer experience
NFMLending
Encompass LO
In-app purchases
NFMLending
No in-app purchases
Encompass LO
No in-app purchases
Questions
Is NFMLending free?
Is Encompass LO free?
Which has better reviews, NFMLending or Encompass LO?
Do NFMLending or Encompass LO have ads?
Which is updated more often, NFMLending or Encompass LO?
Other comparisons
