Comparison

Wealthgrade vs PayLocally

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthgrade

Consolidate all your financial accounts into a single view to track your net worth and compare it with others. This app fosters financial growth through gamification and community challenges, motivating users to achieve their financial goals.

Highlights
  • Consolidated account view
  • Net worth tracking
  • Financial comparison with others
  • Gamification for financial growth
  • Community challenges
  • Personal finance motivation
Features
Read full description

Wealthgrade empowers and liberates you by showing all of your accounts in one snapshot so you don’t have to check multiple apps many times a day to understand your holistic financial snapshot. Wealthgrade inspires and motivates your financial growth by letting you see how your personal worth changes and by showing you how you stack up to other people’s worth! Wealthgrade is a social community for financial champions designed to contextualize and motivate your personal financial growth through gamification and financial competition. Wealthgrade shows all your accounts in one app and lets you track your personal worth and see how your total financial snapshot stacks up to other people. Wealthgrade motivates your financial growth through ranking and creates the new benchmark for personal financial comparison at scale! Subscription Policy: • Payment will be processed through your Apple ID at confirmation of purchase. • Your subscription will automatically renew per the billing cycle of your subscription (i.e., monthly/yearly) 24-hours before the end of the current period, and your credit card will be charged through your Apple ID. • The renewal charge for your Subscription shall be the same as the original purchase price, unless you are otherwise notified in advance. • To avoid the billing of fees for the next Subscription period, you must switch off your Subscription at least 24-hours before the end of the current period. • You can turn off auto-renew at any time from your Apple ID settings. You will not receive a refund for the fees you already paid for your current Subscription period and you will continue to have access to your Subscription until the end of your current Subscription period. EULA link : http://213.5.71.179:5157/terms-and-conditions

About

PayLocally

Features
Read full description

It is a hybrid online Payment solution that provides payment processing to both online shoppers, e-merchants and businesses. It’s online payment solution enables online shoppers to make payments with or without debit or credit cards as long as the user's account is pre-credited with debit or credit card. And this can be done through PayLocally’s website.

Screenshots

Wealthgrade4 screens
PayLocally4 screens

Verdict

The call

The clearest difference is in-app purchases: PayLocally at none against Wealthgrade's 2. PayLocally also leads on iOS requirement (10.3 vs 15.6). Wealthgrade's advantage is update cadence (every 9 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthgrade sells 2 in-app purchases, starting at $4.99 per month. PayLocally asks for nothing beyond the download.

UpkeepUpdate frequency

Wealthgrade ships an update every 9 days, PayLocally monthly. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

Scorecard3 real differences · 6 level
Wealthgrade versus PayLocally: the parameters behind the verdict, then further details
ParameterWealthgradePayLocally
PriceFreeFree
Rating4.6 (8 ratings) — better—
Number of ratings8 — better—
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.610.3 — better
Further details — not scored
Size57 MB30 MB
Age rating4+17+
DeveloperWealthgrade, Inc.PayLocally LLC

In-app purchases

2 purchases

Wealthgrade

Subscriptions2
  • One Month Subscription$4.991 Month
  • One Year Subscription$49.991 Year
None

PayLocally

No in-app purchases

Questions

Is Wealthgrade free?
Wealthgrade is free to download, with in-app purchases available.
Is PayLocally free?
PayLocally is free to download, with no in-app purchases.
Do Wealthgrade or PayLocally have ads?
Neither Wealthgrade nor PayLocally shows ads.
Which is updated more often, Wealthgrade or PayLocally?
Wealthgrade ships an update every 9 days, and PayLocally monthly. Most recently, Wealthgrade was updated on October 12, 2026 and PayLocally on October 10, 2026.

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