Wealthgrade vs My Wealth Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wealthgrade
Consolidate all your financial accounts into a single view to track your net worth and compare it with others. This app fosters financial growth through gamification and community challenges, motivating users to achieve their financial goals.
- Consolidated account view
- Net worth tracking
- Financial comparison with others
- Gamification for financial growth
- Community challenges
- Personal finance motivation
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Wealthgrade empowers and liberates you by showing all of your accounts in one snapshot so you don’t have to check multiple apps many times a day to understand your holistic financial snapshot. Wealthgrade inspires and motivates your financial growth by letting you see how your personal worth changes and by showing you how you stack up to other people’s worth! Wealthgrade is a social community for financial champions designed to contextualize and motivate your personal financial growth through gamification and financial competition. Wealthgrade shows all your accounts in one app and lets you track your personal worth and see how your total financial snapshot stacks up to other people. Wealthgrade motivates your financial growth through ranking and creates the new benchmark for personal financial comparison at scale! Subscription Policy: • Payment will be processed through your Apple ID at confirmation of purchase. • Your subscription will automatically renew per the billing cycle of your subscription (i.e., monthly/yearly) 24-hours before the end of the current period, and your credit card will be charged through your Apple ID. • The renewal charge for your Subscription shall be the same as the original purchase price, unless you are otherwise notified in advance. • To avoid the billing of fees for the next Subscription period, you must switch off your Subscription at least 24-hours before the end of the current period. • You can turn off auto-renew at any time from your Apple ID settings. You will not receive a refund for the fees you already paid for your current Subscription period and you will continue to have access to your Subscription until the end of your current Subscription period. EULA link : http://213.5.71.179:5157/terms-and-conditions
My Wealth Tracker
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Ever wondered "how much do I actually have?" Wealth Tracker is a simple app that answers that question. Add your bank accounts, savings, investments, and retirement funds, and see your total net worth on a single screen. No spreadsheets, no complexity - just a clear number and a chart showing how it changes over time. HOW IT WORKS Wealth Tracker takes regular snapshots of your account balances. Over time, this builds a history that shows how your net worth grows (or dips). Think of it as a weighing scale for your finances - step on it regularly and watch the trend. You can enter balances manually or connect supported accounts to sync automatically. SELF-HOSTED - YOUR DATA, YOUR SERVER Unlike other finance apps, Wealth Tracker does not store your data on someone else's cloud. You host the backend yourself. That means: - Your financial data never leaves your control - No company can sell, leak, or lose your information - You decide where your data lives and who has access - The app works with your own server - set it up once and you are good to go BUILT FOR SECURITY Your finances deserve serious protection: - Per-user encryption: each account has its own encryption key derived from your password - Ephemeral login tokens: credentials are never stored on the server after authentication - Biometric unlock (Face ID, Touch ID) for quick but secure access - All communication encrypted via TLS - No ads, no tracking, no data sharing CONNECT YOUR ACCOUNTS Sync balances automatically from supported institutions: - German banks via FinTS/HBCI - Interactive Brokers (IBKR) - TrueWealth (Swiss robo-advisor) - VIAC (Swiss 3a retirement) - Morgan Stanley at Work - Or simply add any account manually MULTI-CURRENCY SUPPORT Have accounts in different currencies? No problem. Wealth Tracker fetches exchange rates automatically and shows everything in your preferred base currency. CLEAN AND SIMPLE - One dashboard with your total net worth - A chart showing your wealth over time - List of all accounts with their latest balances - No bloat, no ads, no upsells PERFECT FOR - Anyone who wants to know their net worth at a glance - People with accounts at multiple banks or brokers - Privacy-conscious users who want to own their data - Expats with finances in different countries - Anyone saving toward a goal and wanting to see progress - Wealth Tracker is not a budgeting app and does not track individual transactions. It simply answers: "What is my net worth today, and how has it changed?" Download it, point it at your server, and start tracking.
Screenshots
Verdict
The clearest difference is in-app purchases: My Wealth Tracker at none against Wealthgrade's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wealthgrade sells 2 in-app purchases, starting at $4.99 per month. My Wealth Tracker asks for nothing beyond the download.
Wealthgrade ships an update every 9 days, My Wealth Tracker every 3 weeks. The most recent releases landed on October 12, 2026 and October 9, 2026 respectively.
| Parameter | Wealthgrade | My Wealth Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (8 ratings) — better | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Wealthgrade, Inc. | Lukas Schulze |
In-app purchases
Wealthgrade
- One Month Subscription$4.991 Month
- One Year Subscription$49.991 Year
My Wealth Tracker
No in-app purchases
Questions
Is Wealthgrade free?
Is My Wealth Tracker free?
Do Wealthgrade or My Wealth Tracker have ads?
Which is updated more often, Wealthgrade or My Wealth Tracker?
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