First Service Checking Plus vs Credit Key
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Service Checking Plus
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Never miss a deal with the Checking Plus mobile app! Open the app to see available discounts near you and browse thousands of dining, shopping, travel, service, and entertainment deals across the United States. Present your coupon on your mobile phone to the retailer for instant savings. You can easily adjust your settings to only see notifications for discounts that interest you. Checking Plus will store all of your favorite merchants, plus give you access to your benefit information, health savings, and more. Don’t see your favorite retailer listed? Submit a merchant request directly through the app. Checking Plus App Features: • Over 400,000+ deals across the country, and more added every day. • Travel discounts on hotels, car rentals, entertainment, and more. • Online shopping discounts that you can redeem right in the app. • Deal notifications when you’re near the store. • Map feature to view deals and follow directions to the retailer of your choice. • It’s easy! Just present your mobile coupon to the retailer. • Use most coupons as many times as you like. • Savings Calculator to keep track of how much money you save. • Quick access to your BaZing benefit information. Access to Checking Plus requires membership through First Service Federal Credit Union.
Credit Key
This app provides businesses with flexible payment options and instant credit decisions for purchases. Access a vendor marketplace and use a virtual card anywhere Mastercard is accepted to manage cash flow effectively.
- Instant credit decisions up to $50K
- B2B vendor marketplace
- Virtual card for any Mastercard merchant
- Flexible payment plans (Net 30, Pay in 4, up to 12 months)
- Account management and budgeting tools
- Improved cash flow management
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The Credit Key app makes it easier than ever to purchase what your business needs, when you need it while managing cash flow on your terms. The app gives you instant access to flexible payment options*, a powerful vendor marketplace, and a virtual card you can use anywhere** Mastercard is accepted. Inside the app: - Apply for Credit Key and get an instant credit decision for up to $50K - Shop hundreds of vendors in B2B marketplace, with smart filters by category - Use your Credit Key Card to buy from any merchant—even those that don’t offer Credit Key at checkout - Manage your account and choose the payment plan that fits your budget Why thousands of businesses choose Credit Key: - Get up to $50K in financing instantly upon approval - Split purchases with flexible terms: Net 30, Pay in 4, or up to 12 months - Improve cash flow with no hidden fees and predictable payments - Make essential purchases without draining your working capital Streamlined purchasing. Transparent terms. Total flexibility. Download the Credit Key app and experience the future of business buying—on your terms. *Subject to credit approval **The Credit Key Card can only be used for business purchases. Restrictions apply.
Screenshots
Verdict
The clearest difference is update cadence: Credit Key at fortnightly against First Service Checking Plus's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Service Checking Plus ships an update every 10 months, Credit Key fortnightly. The most recent releases landed on September 13, 2026 and September 30, 2026 respectively.
| Parameter | First Service Checking Plus | Credit Key |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (200 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 200 — better |
| Update frequency | Every 10 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 72 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | First Service Federal Credit Union | Snap Credit,Inc |
In-app purchases
First Service Checking Plus
No in-app purchases
Credit Key
No in-app purchases
Questions
Is First Service Checking Plus free?
Is Credit Key free?
Do First Service Checking Plus or Credit Key have ads?
Which is updated more often, First Service Checking Plus or Credit Key?
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