Comparison

First Service Checking Plus vs Credit Key

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Service Checking Plus

Features
Read full description

Never miss a deal with the Checking Plus mobile app! Open the app to see available discounts near you and browse thousands of dining, shopping, travel, service, and entertainment deals across the United States. Present your coupon on your mobile phone to the retailer for instant savings. You can easily adjust your settings to only see notifications for discounts that interest you. Checking Plus will store all of your favorite merchants, plus give you access to your benefit information, health savings, and more. Don’t see your favorite retailer listed? Submit a merchant request directly through the app. Checking Plus App Features: • Over 400,000+ deals across the country, and more added every day. • Travel discounts on hotels, car rentals, entertainment, and more. • Online shopping discounts that you can redeem right in the app. • Deal notifications when you’re near the store. • Map feature to view deals and follow directions to the retailer of your choice. • It’s easy! Just present your mobile coupon to the retailer. • Use most coupons as many times as you like. • Savings Calculator to keep track of how much money you save. • Quick access to your BaZing benefit information. Access to Checking Plus requires membership through First Service Federal Credit Union.

About

Credit Key

This app provides businesses with flexible payment options and instant credit decisions for purchases. Access a vendor marketplace and use a virtual card anywhere Mastercard is accepted to manage cash flow effectively.

Highlights
  • Instant credit decisions up to $50K
  • B2B vendor marketplace
  • Virtual card for any Mastercard merchant
  • Flexible payment plans (Net 30, Pay in 4, up to 12 months)
  • Account management and budgeting tools
  • Improved cash flow management
Features
Read full description

The Credit Key app makes it easier than ever to purchase what your business needs, when you need it while managing cash flow on your terms. The app gives you instant access to flexible payment options*, a powerful vendor marketplace, and a virtual card you can use anywhere** Mastercard is accepted. Inside the app: - Apply for Credit Key and get an instant credit decision for up to $50K - Shop hundreds of vendors in B2B marketplace, with smart filters by category - Use your Credit Key Card to buy from any merchant—even those that don’t offer Credit Key at checkout - Manage your account and choose the payment plan that fits your budget Why thousands of businesses choose Credit Key: - Get up to $50K in financing instantly upon approval - Split purchases with flexible terms: Net 30, Pay in 4, or up to 12 months - Improve cash flow with no hidden fees and predictable payments - Make essential purchases without draining your working capital Streamlined purchasing. Transparent terms. Total flexibility. Download the Credit Key app and experience the future of business buying—on your terms. *Subject to credit approval **The Credit Key Card can only be used for business purchases. Restrictions apply.

Screenshots

First Service Checking Plus2 screens
Credit Key4 screens

Verdict

The call

The clearest difference is update cadence: Credit Key at fortnightly against First Service Checking Plus's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

First Service Checking Plus ships an update every 10 months, Credit Key fortnightly. The most recent releases landed on September 13, 2026 and September 30, 2026 respectively.

Scorecard1 real difference · 9 level
First Service Checking Plus versus Credit Key: the parameters behind the verdict, then further details
ParameterFirst Service Checking PlusCredit Key
PriceFreeFree
Rating—4.8 (200 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—200 — better
Update frequencyEvery 10 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size72 MB41 MB
Age rating4+4+
DeveloperFirst Service Federal Credit UnionSnap Credit,Inc

In-app purchases

None

First Service Checking Plus

No in-app purchases

None

Credit Key

No in-app purchases

Questions

Is First Service Checking Plus free?
First Service Checking Plus is free to download, with no in-app purchases.
Is Credit Key free?
Credit Key is free to download, with no in-app purchases.
Do First Service Checking Plus or Credit Key have ads?
Neither First Service Checking Plus nor Credit Key shows ads.
Which is updated more often, First Service Checking Plus or Credit Key?
First Service Checking Plus ships an update every 10 months, and Credit Key fortnightly. Most recently, First Service Checking Plus was updated on September 13, 2026 and Credit Key on September 30, 2026.

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