Comparison

ParmisaK PFM vs ZIGAP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ParmisaK PFM

Manage personal and family finances by tracking incomes, expenses, and bank transactions. Organize debts, loans, assets, and budgets with detailed reporting and secure login.

Highlights
  • Income and expense tracking
  • Family member financial management
  • Debt and loan management
  • Budgeting
  • Bank transaction recording
  • Detailed financial reports
  • Secure login (PIN/biometric)
Features
Read full description

Become the personal accountant of yourself and your family. It’s not difficult to manage your financial issues such as incomes, expenses, bank’s transactions by using Parmisak Personal Accounting. Base definitions: - Define accounts in three levels - Define counterparties and relate them to your Phonebook - Income and expenses - Debtors and creditors - Banks and bank accounts - Funds and wallets - Loans, debts and assets - Manage incomes and expenses of family members - Manage payable and receivable checks and notes - Budgeting incomes and expenses
 Functionalities - Take record of all incomes and expenses
- Take record of all receivable cash and checks (cash and bank, debts and settlement, etc.) - Take record of all payable cash and checks (costs, debt, etc.) - Full management of checks (payables and receivables) - Manage information of payable checks with due - Cash or bounce checks and the ability to update bank accounts - Management of banks and funds - Assign each receipt and payment to a family member
- Record payable and received loans and installments with the ability to determine the type of installment fees in both simple and advanced mode
- Ability to record all of the installments with the first installment date and the number of installments
- Ability of receipt with the ability to deduct payments from a certain account
 Reports
- Trial balance report
- Invoice reports and turnover report of each of the accounts with the ability of export to Excel
- Presentation of income and expense account balances with charts - Daily report of total costs and expenses - Total report of expenses by each expense record - Total report of incomes by each income record
- Report account balance with the ability to display and review any account balance headlines with all details
- Report status and turnover of each family member 
- Report manual installment of received or payables loans - Ability to manage and send Excel files (Bluetooth, Email, Dropbox, etc.)
 Support
- Get quick support via ticketing system
- Continuous updates and new features
- Automatic backups
- Manage backup files and sharing them via Bluetooth, Drop box, email and etc.
- Ability to restore backups
 Features
- Pin-based and biometric login to protect your data
- Ability to change font and font size
- And many other useful features...
 Contact us Website: https://www.accexpert.com Email: Info@accexpert.com

About

ZIGAP

Features
Read full description

Elevate Your Digital Asset Management with ZIGAP
 Embark on a new era of service innovation towards Web3 – Start using ZIGAP today.

 □ Support for Multiple Network Tokens - Xphere Network - SASEUL Network - Ethereum Network - Binance Network - more to come □ Effortless Asset Management and Transfer - View all your digital assets across various networks at a glance. - Send and receive coins and tokens quickly and conveniently. - Access and manage your NFTs sorted by network. - Full control over your tokens with our easy import feature. □ Coming Soon - UI/UX improvement - Wallet Connect for verified DApp integration - In-wallet SWAP functionality - In-app notifications - Official NFT minting

Screenshots

ParmisaK PFM4 screens
ZIGAP4 screens

Verdict

The call

The clearest difference is update cadence: ZIGAP at every 9 days against ParmisaK PFM's every 4 months. ParmisaK PFM's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ParmisaK PFM ships an update every 4 months, ZIGAP every 9 days. The most recent releases landed on October 19, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 8 level
ParmisaK PFM versus ZIGAP: the parameters behind the verdict, then further details
ParameterParmisaK PFMZIGAP
PriceFreeFree
Rating4.9 (2.5K ratings) — better—
Positive reviews94.1% of reviews—
Number of ratings2.5K — better—
Update frequencyEvery 4 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size20 MB46 MB
Age rating4+17+
DeveloperKarim BesharatiSeoullabs Inc.,

Bugs and requests

ParmisaK PFM

Reported bugs

3 issues
  • Login issues
  • Problems with loan and payment tracking
  • Inability to delete old/unused accounts

Requested features

5 requests
  • Add search functionality
  • Integrate with bank SMS/notifications
  • Implement dark mode
  • Allow data backup and sync across devices
  • Improve UI/UX for better navigation

ZIGAP

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ParmisaK PFM

No in-app purchases

None

ZIGAP

No in-app purchases

Questions

Is ParmisaK PFM free?
ParmisaK PFM is free to download, with no in-app purchases.
Is ZIGAP free?
ZIGAP is free to download, with no in-app purchases.
Do ParmisaK PFM or ZIGAP have ads?
Neither ParmisaK PFM nor ZIGAP shows ads.
Which is updated more often, ParmisaK PFM or ZIGAP?
ParmisaK PFM ships an update every 4 months, and ZIGAP every 9 days. Most recently, ParmisaK PFM was updated on October 19, 2026 and ZIGAP on September 30, 2026.

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