ParmisaK PFM vs ZIGAP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ParmisaK PFM
Manage personal and family finances by tracking incomes, expenses, and bank transactions. Organize debts, loans, assets, and budgets with detailed reporting and secure login.
- Income and expense tracking
- Family member financial management
- Debt and loan management
- Budgeting
- Bank transaction recording
- Detailed financial reports
- Secure login (PIN/biometric)
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Become the personal accountant of yourself and your family. It’s not difficult to manage your financial issues such as incomes, expenses, bank’s transactions by using Parmisak Personal Accounting. Base definitions: - Define accounts in three levels - Define counterparties and relate them to your Phonebook - Income and expenses - Debtors and creditors - Banks and bank accounts - Funds and wallets - Loans, debts and assets - Manage incomes and expenses of family members - Manage payable and receivable checks and notes - Budgeting incomes and expenses Functionalities - Take record of all incomes and expenses - Take record of all receivable cash and checks (cash and bank, debts and settlement, etc.) - Take record of all payable cash and checks (costs, debt, etc.) - Full management of checks (payables and receivables) - Manage information of payable checks with due - Cash or bounce checks and the ability to update bank accounts - Management of banks and funds - Assign each receipt and payment to a family member - Record payable and received loans and installments with the ability to determine the type of installment fees in both simple and advanced mode - Ability to record all of the installments with the first installment date and the number of installments - Ability of receipt with the ability to deduct payments from a certain account Reports - Trial balance report - Invoice reports and turnover report of each of the accounts with the ability of export to Excel - Presentation of income and expense account balances with charts - Daily report of total costs and expenses - Total report of expenses by each expense record - Total report of incomes by each income record - Report account balance with the ability to display and review any account balance headlines with all details - Report status and turnover of each family member - Report manual installment of received or payables loans - Ability to manage and send Excel files (Bluetooth, Email, Dropbox, etc.) Support - Get quick support via ticketing system - Continuous updates and new features - Automatic backups - Manage backup files and sharing them via Bluetooth, Drop box, email and etc. - Ability to restore backups Features - Pin-based and biometric login to protect your data - Ability to change font and font size - And many other useful features... Contact us Website: https://www.accexpert.com Email: Info@accexpert.com
ZIGAP
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Elevate Your Digital Asset Management with ZIGAP Embark on a new era of service innovation towards Web3 – Start using ZIGAP today. □ Support for Multiple Network Tokens - Xphere Network - SASEUL Network - Ethereum Network - Binance Network - more to come □ Effortless Asset Management and Transfer - View all your digital assets across various networks at a glance. - Send and receive coins and tokens quickly and conveniently. - Access and manage your NFTs sorted by network. - Full control over your tokens with our easy import feature. □ Coming Soon - UI/UX improvement - Wallet Connect for verified DApp integration - In-wallet SWAP functionality - In-app notifications - Official NFT minting
Screenshots
Verdict
The clearest difference is update cadence: ZIGAP at every 9 days against ParmisaK PFM's every 4 months. ParmisaK PFM's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ParmisaK PFM ships an update every 4 months, ZIGAP every 9 days. The most recent releases landed on October 19, 2026 and September 30, 2026 respectively.
| Parameter | ParmisaK PFM | ZIGAP |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (2.5K ratings) — better | — |
| Positive reviews | 94.1% of reviews | — |
| Number of ratings | 2.5K — better | — |
| Update frequency | Every 4 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 20 MB | 46 MB |
| Age rating | 4+ | 17+ |
| Developer | Karim Besharati | Seoullabs Inc., |
Bugs and requests
ParmisaK PFM
Reported bugs
3 issues- Login issues
- Problems with loan and payment tracking
- Inability to delete old/unused accounts
Requested features
5 requests- Add search functionality
- Integrate with bank SMS/notifications
- Implement dark mode
- Allow data backup and sync across devices
- Improve UI/UX for better navigation
ZIGAP
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ParmisaK PFM
No in-app purchases
ZIGAP
No in-app purchases









