Comparison

ParmisaK PFM vs PayRed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ParmisaK PFM

Manage personal and family finances by tracking incomes, expenses, and bank transactions. Organize debts, loans, assets, and budgets with detailed reporting and secure login.

Highlights
  • Income and expense tracking
  • Family member financial management
  • Debt and loan management
  • Budgeting
  • Bank transaction recording
  • Detailed financial reports
  • Secure login (PIN/biometric)
Features
Read full description

Become the personal accountant of yourself and your family. It’s not difficult to manage your financial issues such as incomes, expenses, bank’s transactions by using Parmisak Personal Accounting. Base definitions: - Define accounts in three levels - Define counterparties and relate them to your Phonebook - Income and expenses - Debtors and creditors - Banks and bank accounts - Funds and wallets - Loans, debts and assets - Manage incomes and expenses of family members - Manage payable and receivable checks and notes - Budgeting incomes and expenses
 Functionalities - Take record of all incomes and expenses
- Take record of all receivable cash and checks (cash and bank, debts and settlement, etc.) - Take record of all payable cash and checks (costs, debt, etc.) - Full management of checks (payables and receivables) - Manage information of payable checks with due - Cash or bounce checks and the ability to update bank accounts - Management of banks and funds - Assign each receipt and payment to a family member
- Record payable and received loans and installments with the ability to determine the type of installment fees in both simple and advanced mode
- Ability to record all of the installments with the first installment date and the number of installments
- Ability of receipt with the ability to deduct payments from a certain account
 Reports
- Trial balance report
- Invoice reports and turnover report of each of the accounts with the ability of export to Excel
- Presentation of income and expense account balances with charts - Daily report of total costs and expenses - Total report of expenses by each expense record - Total report of incomes by each income record
- Report account balance with the ability to display and review any account balance headlines with all details
- Report status and turnover of each family member 
- Report manual installment of received or payables loans - Ability to manage and send Excel files (Bluetooth, Email, Dropbox, etc.)
 Support
- Get quick support via ticketing system
- Continuous updates and new features
- Automatic backups
- Manage backup files and sharing them via Bluetooth, Drop box, email and etc.
- Ability to restore backups
 Features
- Pin-based and biometric login to protect your data
- Ability to change font and font size
- And many other useful features...
 Contact us Website: https://www.accexpert.com Email: Info@accexpert.com

About

PayRed

Effortlessly track your finances, monitor cashback rewards, and analyze spending patterns with intuitive tools. Get real-time updates and customizable alerts to make smarter financial decisions and unlock your financial potential.

Highlights
  • Detailed transaction lists
  • Cashback earnings monitoring
  • Spending pattern analysis
  • Real-time updates
  • Customizable alerts
  • Insightful reports
Features
Read full description

Payred, launched in 2025, is your go-to mobile application for effortless financial tracking and rewards optimization. Designed for modern users, it allows you to view detailed lists of transactions from linked accounts, monitor cashback earnings from retailers, and analyze spending patterns with easy-to-use tools. Whether you're budgeting daily expenses or maximizing rewards, Payred provides real-time updates, customizable alerts, and insightful reports to help you make smarter financial decisions.With a focus on security and privacy, Payred employs advanced encryption to protect your data while integrating seamlessly with your bank or credit card providers. Our intuitive interface ensures that managing finances is straightforward and accessible, no matter your experience level. Join thousands of users who are unlocking their financial potential—download Payred today and transform how you handle money!

Screenshots

ParmisaK PFM4 screens
PayRed3 screens

Verdict

The call

The clearest difference is update cadence: PayRed at every 3 weeks against ParmisaK PFM's every 4 months. ParmisaK PFM's advantage is ratings volume (2.6K vs 1) and device support (4 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for ParmisaK PFM against 5.0 for PayRed. That said, the two scores are not equally well evidenced: ParmisaK PFM has 2.6K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

ParmisaK PFM ships an update every 4 months, PayRed every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
ParmisaK PFM versus PayRed: the parameters behind the verdict, then further details
ParameterParmisaK PFMPayRed
PriceFreeFree
Rating4.9 (2.6K ratings)5.0 (1 ratings) — better
Positive reviews94.1% of reviews—
Number of ratings2.6K — better1
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS12.0 — better15.0
Further details — not scored
Size20 MB49 MB
Age rating4+4+
DeveloperKarim BesharatiMH CASA TECHNOLOGY SPAIN S.L.U.

Bugs and requests

ParmisaK PFM

Reported bugs

3 issues
  • Login issues
  • Problems with loan and payment tracking
  • Inability to delete old/unused accounts

Requested features

5 requests
  • Add search functionality
  • Integrate with bank SMS/notifications
  • Implement dark mode
  • Allow data backup and sync across devices
  • Improve UI/UX for better navigation

PayRed

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ParmisaK PFM

No in-app purchases

None

PayRed

No in-app purchases

Questions

Is ParmisaK PFM free?
ParmisaK PFM is free to download, with no in-app purchases.
Is PayRed free?
PayRed is free to download, with no in-app purchases.
Which has better reviews, ParmisaK PFM or PayRed?
PayRed is rated higher. ParmisaK PFM averages 4.9 out of 5 from 2.6K ratings, while PayRed averages 5.0 from 1 ratings.
Do ParmisaK PFM or PayRed have ads?
Neither ParmisaK PFM nor PayRed shows ads.
Which is updated more often, ParmisaK PFM or PayRed?
ParmisaK PFM ships an update every 4 months, and PayRed every 3 weeks. Most recently, ParmisaK PFM was updated on November 3, 2026 and PayRed on October 30, 2026.

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