ParmisaK PFM vs Divvify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ParmisaK PFM
Manage personal and family finances by tracking incomes, expenses, and bank transactions. Organize debts, loans, assets, and budgets with detailed reporting and secure login.
- Income and expense tracking
- Family member financial management
- Debt and loan management
- Budgeting
- Bank transaction recording
- Detailed financial reports
- Secure login (PIN/biometric)
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Become the personal accountant of yourself and your family. It’s not difficult to manage your financial issues such as incomes, expenses, bank’s transactions by using Parmisak Personal Accounting. Base definitions: - Define accounts in three levels - Define counterparties and relate them to your Phonebook - Income and expenses - Debtors and creditors - Banks and bank accounts - Funds and wallets - Loans, debts and assets - Manage incomes and expenses of family members - Manage payable and receivable checks and notes - Budgeting incomes and expenses Functionalities - Take record of all incomes and expenses - Take record of all receivable cash and checks (cash and bank, debts and settlement, etc.) - Take record of all payable cash and checks (costs, debt, etc.) - Full management of checks (payables and receivables) - Manage information of payable checks with due - Cash or bounce checks and the ability to update bank accounts - Management of banks and funds - Assign each receipt and payment to a family member - Record payable and received loans and installments with the ability to determine the type of installment fees in both simple and advanced mode - Ability to record all of the installments with the first installment date and the number of installments - Ability of receipt with the ability to deduct payments from a certain account Reports - Trial balance report - Invoice reports and turnover report of each of the accounts with the ability of export to Excel - Presentation of income and expense account balances with charts - Daily report of total costs and expenses - Total report of expenses by each expense record - Total report of incomes by each income record - Report account balance with the ability to display and review any account balance headlines with all details - Report status and turnover of each family member - Report manual installment of received or payables loans - Ability to manage and send Excel files (Bluetooth, Email, Dropbox, etc.) Support - Get quick support via ticketing system - Continuous updates and new features - Automatic backups - Manage backup files and sharing them via Bluetooth, Drop box, email and etc. - Ability to restore backups Features - Pin-based and biometric login to protect your data - Ability to change font and font size - And many other useful features... Contact us Website: https://www.accexpert.com Email: Info@accexpert.com
Divvify
This platform facilitates co-ownership of assets by connecting individuals, enabling them to find partners, pool resources, and manage shared investments. It provides tools for negotiating terms, tracking finances, and communicating within co-owner groups.
- Find co-ownership partners
- Pool resources for assets
- Negotiate ownership terms
- Manage shared finances
- Group communication tools
- Facilitate asset exit strategies
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Divvify is the co-ownership marketplace that makes it easy to find partners, pool resources, and co-own assets together. Whether you want to invest in real estate, share a vehicle, co-own a boat, or start a business with others — Divvify connects you with like-minded people and gives you the tools to manage your shared ownership from start to finish. FIND YOUR GROUP Browse listings, apply to co-own assets that interest you, and connect with other owners who share your goals. NEGOTIATE TERMS Set ownership percentages, agree on contributions, and lock in terms — all within the app. MANAGE TOGETHER Track expenses, record income, monitor payments, and communicate with your co-owners in a dedicated group chat. EXIT CLEANLY When the time comes, initiate a close vote, sell your share to another member, or wind down the group together. Divvify is free to join. Co-own what matters.
Screenshots
Verdict
The clearest difference is ratings volume: ParmisaK PFM at 2.6K against Divvify's 1. ParmisaK PFM also leads on iOS requirement (12.0 vs 15.1). Divvify's advantage is update cadence (every 2 months vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for ParmisaK PFM against 5.0 for Divvify. That said, the two scores are not equally well evidenced: ParmisaK PFM has 2.6K ratings behind it against 1, so its average is the more settled of the two.
ParmisaK PFM ships an update every 4 months, Divvify every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | ParmisaK PFM | Divvify |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (2.6K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 94.1% of reviews | — |
| Number of ratings | 2.6K — better | 1 |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 20 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Karim Besharati | Divvify LLC |
Customer experience
ParmisaK PFM
Divvify
Bugs and requests
ParmisaK PFM
Reported bugs
3 issues- Login issues
- Problems with loan and payment tracking
- Inability to delete old/unused accounts
Requested features
5 requests- Add search functionality
- Integrate with bank SMS/notifications
- Implement dark mode
- Allow data backup and sync across devices
- Improve UI/UX for better navigation
Divvify
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ParmisaK PFM
No in-app purchases
Divvify
No in-app purchases









