THORWallet vs Pay by Sovren
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
THORWallet
This non-custodial DeFi wallet offers seamless cross-chain crypto swaps, earning opportunities, and asset management. It features a global MasterCard integration for spending crypto and institutional-grade multisig security for any token or chain. Bridge traditional finance with decentralized finance through a built-in Swiss IBAN bank account.
- Non-custodial DeFi wallet
- Cross-chain swaps (BTC, ETH, SOL)
- Global crypto debit card (MasterCard)
- TSS-based multisig security
- Built-in Swiss IBAN bank account
- Perpetual trading
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THORWallet The Ultimate Crypto Wallet THORWallet is a non-custodial DeFi wallet that brings decentralized finance to users globally, offering seamless cross-chain swaps, earning, asset management, a multi currency Swiss bank account, and perpetual trading available from the comfort of your smartphone. THORWallet is currently the fastest-growing cross-chain wallet. What makes THORWallet unique? - Cross-Chain Swaps: Trade native BTC, ETH, SOL, and other major assets across chains with zero intermediaries. No wrapping. No bridges. Pure DeFi, how it was meant to be. - Global MasterCard Integration: Access a crypto debit card powered by MasterCard, available in 100+ countries, directly from your non-custodial wallet. Spend your assets freely, while retaining full ownership and custody. - Multisig for Any Token, Any Chain: THORWallet's TSS-based multi signature system delivers institutional-grade security on mobile. It's a game-changer for DAOs, treasuries, teams, and crypto whales, fully compatible across all major blockchains. - Best-in-Class Fiat Gateway: On- and off-ramp crypto at top market rates and large sizes, via a built-in Swiss IBAN bank account, bridging TradFi and DeFi in one seamless interface.
Pay by Sovren
Manage your digital assets and blockchain rewards with this secure peer-to-peer payment app. Send supported cryptocurrencies to others and store various tokens in your digital wallet.
- Peer-to-peer crypto payments
- Digital asset wallet
- Blockchain rewards management
- Secure token storage
- Advanced encryption
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Welcome to Pay by Sovren, your all-in-one peer payment app and secure wallet for managing Optio blockchain rewards. From managing your tokens to sending supported digital assets to others, Pay by Sovren puts you in control. Key Features - Peer-to-Peer Payments: Send supported digital assets safely to other users, anytime. - Digital Wallet: Store and manage ETH, USDT, OPT, and other supported tokens. - Blockchain Rewards: View and manage rewards generated through the Optio network. - Security First: Guard your assets with advanced encryption. Why Pay by Sovren? Pay by Sovren goes beyond basic payments. It’s your place for control, transparency, and financial independence in the digital world. Join us in reshaping the future of blockchain-powered payments. Download Pay by Sovren now and manage your digital assets and Optio-based rewards in one secure place.
Screenshots
Verdict
The clearest difference is rating: Pay by Sovren at 4.7 against THORWallet's 3.9. Pay by Sovren also leads on review sentiment (90% vs 51%) and update cadence (weekly vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay by Sovren holds the better App Store score, 4.7 against 3.9. Both are backed by a comparable volume of ratings — 119 and 64 respectively. Written reviews point the same way: 51% of THORWallet's written reviews are positive against 90% of Pay by Sovren's.
THORWallet ships an update every 2 weeks, Pay by Sovren weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | THORWallet | Pay by Sovren |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (119 ratings) | 4.7 (64 ratings) — better |
| Positive reviews | 50.6% of reviews | 90.0% of reviews — better |
| Number of ratings | 119 — better | 64 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 259 MB | 91 MB |
| Age rating | 12+ | 17+ |
| Developer | DeFi Suisse AG | Sovren Technologies, Inc. |
Customer experience
THORWallet
Pay by Sovren
User reviews
THORWallet
From 119 App Store ratingsWhat we love
- 🚀 Fast cross-chain swaps
- 👍 User-friendly interface and intuitive design
- 💰 Low transaction fees
- 🔒 Non-custodial self-custody wallet
- 💎 Multiple features in one app (swap, stake, LP, NFTs)
Room to improve
- 🐛 Frequent app crashes and freezes
- ⚫ Black screen issues after login or updates
- 🔌 Slow app load times (5+ minutes reported)
- ❌ Transaction failures and broadcast errors
- 🔒 No hardware wallet support (Ledger, Keystone)
Pay by Sovren
From 64 App Store ratingsWhat we love
- 👍 Easy to use and understand
- 🚀 Constantly improving with updates
- 💡 Integrates with Parler and Playtv
- 🤩 Great crypto wallet
- 🌟 Smooth user experience
Room to improve
- 🐛 Does not work
- 🐛 Does not recognize email
- 🐛 Flashes white screen
Bugs and requests
THORWallet
Reported bugs
14 issues- App crashes when selecting tokens in swap interface
- Black screen after login or app updates
- Passcode confirmation screen hangs and prevents login
- Face ID randomly disables after failed attempts
- Balance shows zero or incorrect values
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- Assets not displaying in wallet (Dogecoin, Luna Classic)
- Liquidity pools not visible or accessible
- Transaction broadcast errors on BTC-RUNE swaps
- Funds stuck in liquidity pools
- App crashes after 15 seconds of opening
- Missing send/confirm buttons on some screen sizes
- Swap functionality fails for certain asset pairs
- Password migration to PIN stuck indefinitely
- Inconsistent API connectivity issues
Requested features
10 requests- Ledger hardware wallet connection support
- Keystone hardware wallet integration
- Ability to delete individual imported wallets without uninstalling app
- Faster app boot times
- Better wallet management for multiple wallets
Show 5 moreShow fewer
- Improved support mechanism outside of Telegram
- Feature voting system for users
- Wallet Connect integration
- Better error messages and transaction feedback
- Consistent app performance across all devices
Pay by Sovren
Reported bugs
3 issues- Does not work, does not recognize my email
- Terrible update it just flashes white
- Does not work, won’t recognize my email address.
Requested features
2 requests- $SOL and $SUI support
- Stablecoin support
In-app purchases
THORWallet
No in-app purchases
Pay by Sovren
No in-app purchases
Questions
Is THORWallet free?
Is Pay by Sovren free?
Which has better reviews, THORWallet or Pay by Sovren?
Do THORWallet or Pay by Sovren have ads?
Which is updated more often, THORWallet or Pay by Sovren?
Other comparisons
