THORWallet vs Retire Roadmap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
THORWallet
This non-custodial DeFi wallet offers seamless cross-chain crypto swaps, earning opportunities, and asset management. It features a global MasterCard integration for spending crypto and institutional-grade multisig security for any token or chain. Bridge traditional finance with decentralized finance through a built-in Swiss IBAN bank account.
- Non-custodial DeFi wallet
- Cross-chain swaps (BTC, ETH, SOL)
- Global crypto debit card (MasterCard)
- TSS-based multisig security
- Built-in Swiss IBAN bank account
- Perpetual trading
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THORWallet The Ultimate Crypto Wallet THORWallet is a non-custodial DeFi wallet that brings decentralized finance to users globally, offering seamless cross-chain swaps, earning, asset management, a multi currency Swiss bank account, and perpetual trading available from the comfort of your smartphone. THORWallet is currently the fastest-growing cross-chain wallet. What makes THORWallet unique? - Cross-Chain Swaps: Trade native BTC, ETH, SOL, and other major assets across chains with zero intermediaries. No wrapping. No bridges. Pure DeFi, how it was meant to be. - Global MasterCard Integration: Access a crypto debit card powered by MasterCard, available in 100+ countries, directly from your non-custodial wallet. Spend your assets freely, while retaining full ownership and custody. - Multisig for Any Token, Any Chain: THORWallet's TSS-based multi signature system delivers institutional-grade security on mobile. It's a game-changer for DAOs, treasuries, teams, and crypto whales, fully compatible across all major blockchains. - Best-in-Class Fiat Gateway: On- and off-ramp crypto at top market rates and large sizes, via a built-in Swiss IBAN bank account, bridging TradFi and DeFi in one seamless interface.
Retire Roadmap
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Retire Roadmap helps you understand whether you're on track to retire when you want to. Start by choosing the year you'd like to retire and how much you expect to spend each year during retirement. Next, enter your investments and assets—such as stocks, crypto, savings, pensions, rental income, and more—along with the annual growth rate you expect for each. The app then projects your finances year by year, showing how your assets may grow and whether they are likely to support your planned retirement—or when your money could run out. Retire Roadmap is designed as a planning tool. It does not account for taxes, unexpected medical expenses, investment market fluctuations, or other life events that may affect your retirement. The projections are illustrative and should not be considered financial advice or a guarantee of future results. Review your plan regularly and update your assets, spending, and assumptions whenever your circumstances change. Small adjustments today can make a significant difference to your future. HOW IT WORKS • Add stocks and crypto (with live market price refresh) and other assets — savings, rental income, pensions, lump sums, and more • Set your retirement year, annual lifestyle spending, inflation, and planning horizon • Enter an expected return (Compound Annual Growth Rate / CAGR) for each asset • Choose how you draw down in retirement — proportional or custom withdrawals • Review the visual roadmap, full data table, scenario presets (Conservative, Base, Aggressive), and Snapshot scenario comparison YOUR DATA STAYS ON YOUR DEVICE • Portfolio entries and planning settings stay local • No account required for core planning • Projections are educational only — not personalized financial advice FREE TO USE • Build a plan with the core projection tools • Free tier includes 1 portfolio asset • Optional Premium unlocks more capacity and exports UPGRADE TO PREMIUM • Up to 8 portfolio assets • Export roadmap — PDF, Excel, and clipboard • Ad-free experience • Choose Monthly, Yearly (best value), or a one-time Lifetime purchase Subscription details: • Retire Roadmap Premium Monthly — auto-renewable subscription, billed monthly • Retire Roadmap Premium Yearly — auto-renewable subscription, billed yearly • Retire Roadmap Premium Lifetime — a single one-time payment (not a subscription) • Prices are shown in the app and may vary by region • Payment is charged to your Apple ID account at purchase • Subscriptions auto-renew unless auto-renew is turned off at least 24 hours before the period ends • Manage or cancel anytime in Settings → [Your Name] → Subscriptions Privacy Policy: https://heylonstudio.com/legal/retire-roadmap-privacy.html Ready to see if you're on track? Download Retire Roadmap and build your year-by-year roadmap.
Screenshots
Verdict
The clearest difference is in-app purchases: THORWallet at none against Retire Roadmap's 3. THORWallet also leads on ads (none vs shown). Retire Roadmap's advantage is update cadence (daily vs every 2 weeks) and device support (3 vs 1). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Retire Roadmap sells 3 in-app purchases, starting at $4.99 per month. THORWallet asks for nothing beyond the download.
THORWallet ships an update every 2 weeks, Retire Roadmap daily. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.
| Parameter | THORWallet | Retire Roadmap |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (119 ratings) — better | — |
| Positive reviews | 50.6% of reviews | — |
| Number of ratings | 119 — better | — |
| Update frequency | Every 2 weeks | Daily — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 259 MB | 36 MB |
| Age rating | 12+ | 4+ |
| Developer | DeFi Suisse AG | Michelle Pienaar |
Bugs and requests
THORWallet
Reported bugs
14 issues- App crashes when selecting tokens in swap interface
- Black screen after login or app updates
- Passcode confirmation screen hangs and prevents login
- Face ID randomly disables after failed attempts
- Balance shows zero or incorrect values
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- Assets not displaying in wallet (Dogecoin, Luna Classic)
- Liquidity pools not visible or accessible
- Transaction broadcast errors on BTC-RUNE swaps
- Funds stuck in liquidity pools
- App crashes after 15 seconds of opening
- Missing send/confirm buttons on some screen sizes
- Swap functionality fails for certain asset pairs
- Password migration to PIN stuck indefinitely
- Inconsistent API connectivity issues
Requested features
10 requests- Ledger hardware wallet connection support
- Keystone hardware wallet integration
- Ability to delete individual imported wallets without uninstalling app
- Faster app boot times
- Better wallet management for multiple wallets
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- Improved support mechanism outside of Telegram
- Feature voting system for users
- Wallet Connect integration
- Better error messages and transaction feedback
- Consistent app performance across all devices
Retire Roadmap
Not enough reviews yet to summarise bugs or requests.
In-app purchases
THORWallet
No in-app purchases
Retire Roadmap
- Retire Roadmap Pro Monthly$4.991 Month
- Retire Roadmap Pro Yearly$39.991 Year
- Retire Roadmap Pro Lifetime$99.99
Questions
Is THORWallet free?
Is Retire Roadmap free?
Do THORWallet or Retire Roadmap have ads?
Which is updated more often, THORWallet or Retire Roadmap?
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