THORWallet vs Ascend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
THORWallet
This non-custodial DeFi wallet offers seamless cross-chain crypto swaps, earning opportunities, and asset management. It features a global MasterCard integration for spending crypto and institutional-grade multisig security for any token or chain. Bridge traditional finance with decentralized finance through a built-in Swiss IBAN bank account.
- Non-custodial DeFi wallet
- Cross-chain swaps (BTC, ETH, SOL)
- Global crypto debit card (MasterCard)
- TSS-based multisig security
- Built-in Swiss IBAN bank account
- Perpetual trading
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THORWallet The Ultimate Crypto Wallet THORWallet is a non-custodial DeFi wallet that brings decentralized finance to users globally, offering seamless cross-chain swaps, earning, asset management, a multi currency Swiss bank account, and perpetual trading available from the comfort of your smartphone. THORWallet is currently the fastest-growing cross-chain wallet. What makes THORWallet unique? - Cross-Chain Swaps: Trade native BTC, ETH, SOL, and other major assets across chains with zero intermediaries. No wrapping. No bridges. Pure DeFi, how it was meant to be. - Global MasterCard Integration: Access a crypto debit card powered by MasterCard, available in 100+ countries, directly from your non-custodial wallet. Spend your assets freely, while retaining full ownership and custody. - Multisig for Any Token, Any Chain: THORWallet's TSS-based multi signature system delivers institutional-grade security on mobile. It's a game-changer for DAOs, treasuries, teams, and crypto whales, fully compatible across all major blockchains. - Best-in-Class Fiat Gateway: On- and off-ramp crypto at top market rates and large sizes, via a built-in Swiss IBAN bank account, bridging TradFi and DeFi in one seamless interface.
Ascend
Consolidate all your financial accounts, including investments, real estate, and cryptocurrency, into a single, up-to-date net worth figure. Gain insights into your financial growth and performance with AI-powered analysis and market comparisons.
- Consolidated net worth tracking
- Read-only account linking
- AI financial analysis
- Performance vs. S&P 500
- Retirement projections
- Real estate and crypto tracking
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Track net worth across brokerages, manual accounts, your home, and self-custodied crypto — read-only, in one number. Ask an AI that can see your actual holdings. Link read-only brokerages, add bank and retirement balances manually, and track real estate and self-custodied crypto. Ascend shows how your net worth has grown and what is driving it. ONE NUMBER, ALWAYS CURRENT • Every account in one place — investments, cash, 401(k)/IRA, home value, and on-chain crypto • Your net worth over time, not just a snapshot • Allocation and holdings across every account, combined SEE HOW YOU'RE REALLY DOING • Your returns measured against the S&P 500 — are you actually beating the market? • A retirement projection built on your real numbers • Weekly rundown of what moved and why AN AI COPILOT THAT KNOWS YOUR PORTFOLIO • Ask plain-English questions about your money and get answers grounded in your actual holdings • Balanced research, catalysts, and upcoming events tied to what you hold PRIVATE AND READ-ONLY, BY DESIGN • Ascend is read-only — it can never move money, trade, or make transfers • It never sees your brokerage password; read-only linking is handled by SnapTrade • Your linked credentials are encrypted at rest with a key separate from the database • Request account deletion from Settings — Ascend immediately locks the account, then revokes supported connections and erases user-scoped app data. If a provider is temporarily unavailable, deletion stays pending for automatic retry. An active App Store subscription does not block deletion, but Apple billing must be managed separately. Ascend is a personal-finance tracker, not a financial advisor, and does not provide investment advice. Membership: Ascend is free to use. Ascend Pro unlocks the full AI copilot, the weekly rundown, and returns-vs-market as an auto-renewing monthly or annual subscription. Payment is charged to your Apple ID; it renews automatically unless canceled at least 24 hours before the period ends, and you can manage or cancel in your App Store settings. Prices shown in-app. Terms: https://app.ascendwealth.app/terms.html Privacy: https://app.ascendwealth.app/privacy.html
Screenshots
Verdict
The clearest difference is review sentiment: Ascend at 100% against THORWallet's 51%. Ascend also leads on rating (5.0 vs 3.9) and update cadence (every 2 days vs every 2 weeks). THORWallet's advantage is in-app purchases (none vs 2) and ratings volume (119 vs 3). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ascend sells 2 in-app purchases, starting at $12.99 per month. THORWallet asks for nothing beyond the download.
Ascend holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: THORWallet has 119 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 51% of THORWallet's written reviews are positive against 100% of Ascend's.
THORWallet ships an update every 2 weeks, Ascend every 2 days. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.
| Parameter | THORWallet | Ascend |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (119 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 50.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 119 — better | 3 |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 259 MB | 10 MB |
| Age rating | 12+ | 4+ |
| Developer | DeFi Suisse AG | RYAN KEITH BEALL |
Customer experience
THORWallet
Ascend
Bugs and requests
THORWallet
Reported bugs
14 issues- App crashes when selecting tokens in swap interface
- Black screen after login or app updates
- Passcode confirmation screen hangs and prevents login
- Face ID randomly disables after failed attempts
- Balance shows zero or incorrect values
Show 9 moreShow fewer
- Assets not displaying in wallet (Dogecoin, Luna Classic)
- Liquidity pools not visible or accessible
- Transaction broadcast errors on BTC-RUNE swaps
- Funds stuck in liquidity pools
- App crashes after 15 seconds of opening
- Missing send/confirm buttons on some screen sizes
- Swap functionality fails for certain asset pairs
- Password migration to PIN stuck indefinitely
- Inconsistent API connectivity issues
Requested features
10 requests- Ledger hardware wallet connection support
- Keystone hardware wallet integration
- Ability to delete individual imported wallets without uninstalling app
- Faster app boot times
- Better wallet management for multiple wallets
Show 5 moreShow fewer
- Improved support mechanism outside of Telegram
- Feature voting system for users
- Wallet Connect integration
- Better error messages and transaction feedback
- Consistent app performance across all devices
Ascend
Not enough reviews yet to summarise bugs or requests.
In-app purchases
THORWallet
No in-app purchases
Ascend
- Ascend Pro Monthly7 Days trial$12.991 Month
- Ascend Pro Annual7 Days trial$99.001 Year









