Comparison

THORWallet vs Ascend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

THORWallet

This non-custodial DeFi wallet offers seamless cross-chain crypto swaps, earning opportunities, and asset management. It features a global MasterCard integration for spending crypto and institutional-grade multisig security for any token or chain. Bridge traditional finance with decentralized finance through a built-in Swiss IBAN bank account.

Highlights
  • Non-custodial DeFi wallet
  • Cross-chain swaps (BTC, ETH, SOL)
  • Global crypto debit card (MasterCard)
  • TSS-based multisig security
  • Built-in Swiss IBAN bank account
  • Perpetual trading
Features
Read full description

THORWallet The Ultimate Crypto Wallet THORWallet is a non-custodial DeFi wallet that brings decentralized finance to users globally, offering seamless cross-chain swaps, earning, asset management, a multi currency Swiss bank account, and perpetual trading available from the comfort of your smartphone. THORWallet is currently the fastest-growing cross-chain wallet. What makes THORWallet unique? - Cross-Chain Swaps: Trade native BTC, ETH, SOL, and other major assets across chains with zero intermediaries. No wrapping. No bridges. Pure DeFi, how it was meant to be. - Global MasterCard Integration: Access a crypto debit card powered by MasterCard, available in 100+ countries, directly from your non-custodial wallet. Spend your assets freely, while retaining full ownership and custody. - Multisig for Any Token, Any Chain: THORWallet's TSS-based multi signature system delivers institutional-grade security on mobile. It's a game-changer for DAOs, treasuries, teams, and crypto whales, fully compatible across all major blockchains. - Best-in-Class Fiat Gateway: On- and off-ramp crypto at top market rates and large sizes, via a built-in Swiss IBAN bank account, bridging TradFi and DeFi in one seamless interface.

About

Ascend

Consolidate all your financial accounts, including investments, real estate, and cryptocurrency, into a single, up-to-date net worth figure. Gain insights into your financial growth and performance with AI-powered analysis and market comparisons.

Highlights
  • Consolidated net worth tracking
  • Read-only account linking
  • AI financial analysis
  • Performance vs. S&P 500
  • Retirement projections
  • Real estate and crypto tracking
Read full description

Track net worth across brokerages, manual accounts, your home, and self-custodied crypto — read-only, in one number. Ask an AI that can see your actual holdings. Link read-only brokerages, add bank and retirement balances manually, and track real estate and self-custodied crypto. Ascend shows how your net worth has grown and what is driving it. ONE NUMBER, ALWAYS CURRENT • Every account in one place — investments, cash, 401(k)/IRA, home value, and on-chain crypto • Your net worth over time, not just a snapshot • Allocation and holdings across every account, combined SEE HOW YOU'RE REALLY DOING • Your returns measured against the S&P 500 — are you actually beating the market? • A retirement projection built on your real numbers • Weekly rundown of what moved and why AN AI COPILOT THAT KNOWS YOUR PORTFOLIO • Ask plain-English questions about your money and get answers grounded in your actual holdings • Balanced research, catalysts, and upcoming events tied to what you hold PRIVATE AND READ-ONLY, BY DESIGN • Ascend is read-only — it can never move money, trade, or make transfers • It never sees your brokerage password; read-only linking is handled by SnapTrade • Your linked credentials are encrypted at rest with a key separate from the database • Request account deletion from Settings — Ascend immediately locks the account, then revokes supported connections and erases user-scoped app data. If a provider is temporarily unavailable, deletion stays pending for automatic retry. An active App Store subscription does not block deletion, but Apple billing must be managed separately. Ascend is a personal-finance tracker, not a financial advisor, and does not provide investment advice. Membership: Ascend is free to use. Ascend Pro unlocks the full AI copilot, the weekly rundown, and returns-vs-market as an auto-renewing monthly or annual subscription. Payment is charged to your Apple ID; it renews automatically unless canceled at least 24 hours before the period ends, and you can manage or cancel in your App Store settings. Prices shown in-app. Terms: https://app.ascendwealth.app/terms.html Privacy: https://app.ascendwealth.app/privacy.html

Screenshots

THORWallet4 screens
Ascend4 screens

Verdict

The call

The clearest difference is review sentiment: Ascend at 100% against THORWallet's 51%. Ascend also leads on rating (5.0 vs 3.9) and update cadence (every 2 days vs every 2 weeks). THORWallet's advantage is in-app purchases (none vs 2) and ratings volume (119 vs 3). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ascend sells 2 in-app purchases, starting at $12.99 per month. THORWallet asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Ascend holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: THORWallet has 119 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 51% of THORWallet's written reviews are positive against 100% of Ascend's.

UpkeepUpdate frequency

THORWallet ships an update every 2 weeks, Ascend every 2 days. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

Scorecard6 real differences · 4 level
THORWallet versus Ascend: the parameters behind the verdict, then further details
ParameterTHORWalletAscend
PriceFreeFree
Rating3.9 (119 ratings)5.0 (3 ratings) — better
Positive reviews50.6% of reviews100.0% of reviews — better
Number of ratings119 — better3
Update frequencyEvery 2 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size259 MB10 MB
Age rating12+4+
DeveloperDeFi Suisse AGRYAN KEITH BEALL

Customer experience

THORWallet

All ratings119 ratings
Positive71.4%
Neutral1.7%
Negative26.9%
Written reviews85 reviews
Positive50.6%
Neutral8.2%
Negative41.2%

Ascend

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

THORWallet

Reported bugs

14 issues
  • App crashes when selecting tokens in swap interface
  • Black screen after login or app updates
  • Passcode confirmation screen hangs and prevents login
  • Face ID randomly disables after failed attempts
  • Balance shows zero or incorrect values
Show 9 more
  • Assets not displaying in wallet (Dogecoin, Luna Classic)
  • Liquidity pools not visible or accessible
  • Transaction broadcast errors on BTC-RUNE swaps
  • Funds stuck in liquidity pools
  • App crashes after 15 seconds of opening
  • Missing send/confirm buttons on some screen sizes
  • Swap functionality fails for certain asset pairs
  • Password migration to PIN stuck indefinitely
  • Inconsistent API connectivity issues

Requested features

10 requests
  • Ledger hardware wallet connection support
  • Keystone hardware wallet integration
  • Ability to delete individual imported wallets without uninstalling app
  • Faster app boot times
  • Better wallet management for multiple wallets
Show 5 more
  • Improved support mechanism outside of Telegram
  • Feature voting system for users
  • Wallet Connect integration
  • Better error messages and transaction feedback
  • Consistent app performance across all devices

Ascend

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

THORWallet

No in-app purchases

2 purchases

Ascend

Subscriptions2
  • Ascend Pro Monthly7 Days trial$12.991 Month
  • Ascend Pro Annual7 Days trial$99.001 Year

Questions

Is THORWallet free?
THORWallet is free to download, with no in-app purchases.
Is Ascend free?
Ascend is free to download, with in-app purchases available.
Which has better reviews, THORWallet or Ascend?
Ascend is rated higher. THORWallet averages 3.9 out of 5 from 119 ratings, while Ascend averages 5.0 from 3 ratings.
Do THORWallet or Ascend have ads?
Neither THORWallet nor Ascend shows ads.
Which is updated more often, THORWallet or Ascend?
THORWallet ships an update every 2 weeks, and Ascend every 2 days. Most recently, THORWallet was updated on October 7, 2026 and Ascend on October 8, 2026.

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