Comparison

THORWallet vs Centra Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

THORWallet

This non-custodial DeFi wallet offers seamless cross-chain crypto swaps, earning opportunities, and asset management. It features a global MasterCard integration for spending crypto and institutional-grade multisig security for any token or chain. Bridge traditional finance with decentralized finance through a built-in Swiss IBAN bank account.

Highlights
  • Non-custodial DeFi wallet
  • Cross-chain swaps (BTC, ETH, SOL)
  • Global crypto debit card (MasterCard)
  • TSS-based multisig security
  • Built-in Swiss IBAN bank account
  • Perpetual trading
Features
Read full description

THORWallet The Ultimate Crypto Wallet THORWallet is a non-custodial DeFi wallet that brings decentralized finance to users globally, offering seamless cross-chain swaps, earning, asset management, a multi currency Swiss bank account, and perpetual trading available from the comfort of your smartphone. THORWallet is currently the fastest-growing cross-chain wallet. What makes THORWallet unique? - Cross-Chain Swaps: Trade native BTC, ETH, SOL, and other major assets across chains with zero intermediaries. No wrapping. No bridges. Pure DeFi, how it was meant to be. - Global MasterCard Integration: Access a crypto debit card powered by MasterCard, available in 100+ countries, directly from your non-custodial wallet. Spend your assets freely, while retaining full ownership and custody. - Multisig for Any Token, Any Chain: THORWallet's TSS-based multi signature system delivers institutional-grade security on mobile. It's a game-changer for DAOs, treasuries, teams, and crypto whales, fully compatible across all major blockchains. - Best-in-Class Fiat Gateway: On- and off-ramp crypto at top market rates and large sizes, via a built-in Swiss IBAN bank account, bridging TradFi and DeFi in one seamless interface.

About

Centra Card

Features
Read full description

Centra Card turns your stablecoins into everyday spending power. Top up with USDT or USDC, get a card in minutes, and pay at merchants worldwide, online, in store, or with Apple Pay. No bank transfers, no waiting, no manual currency conversion. GET STARTED IN MINUTES · Sign up and verify your identity directly in the app · Issue a virtual card instantly and start spending right away · Order a physical card for in-store and ATM use SPEND GLOBALLY · Accepted at millions of merchants worldwide · Add your card to Apple Pay for contactless payments · Pay in local currency while your balance stays in stablecoins STAY IN CONTROL · Freeze and unfreeze your card with one tap · Set spending limits that fit your needs · Track your full transaction history and balance at a glance TOP UP YOUR WAY · Fund your card with USDT or USDC across supported networks · See your available balance update in real time BUILT ON TRUSTED INFRASTRUCTURE Centra Card is powered by Interlace, a licensed financial services provider with PCI DSS Level 1 certification. Your card data is protected by industry-standard encryption and security controls.

Screenshots

THORWallet4 screens
Centra Card3 screens

Verdict

The call

The clearest difference is update cadence: Centra Card at every 6 days against THORWallet's every 2 weeks. Centra Card also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

THORWallet ships an update every 2 weeks, Centra Card every 6 days. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
THORWallet versus Centra Card: the parameters behind the verdict, then further details
ParameterTHORWalletCentra Card
PriceFreeFree
Rating3.9 (119 ratings) — better—
Positive reviews50.6% of reviews—
Number of ratings119 — better—
Update frequencyEvery 2 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size300 MB36 MB
Age rating12+4+
DeveloperDeFi Suisse AGLoonielink Ltd

Bugs and requests

THORWallet

Reported bugs

14 issues
  • App crashes when selecting tokens in swap interface
  • Black screen after login or app updates
  • Passcode confirmation screen hangs and prevents login
  • Face ID randomly disables after failed attempts
  • Balance shows zero or incorrect values
Show 9 more
  • Assets not displaying in wallet (Dogecoin, Luna Classic)
  • Liquidity pools not visible or accessible
  • Transaction broadcast errors on BTC-RUNE swaps
  • Funds stuck in liquidity pools
  • App crashes after 15 seconds of opening
  • Missing send/confirm buttons on some screen sizes
  • Swap functionality fails for certain asset pairs
  • Password migration to PIN stuck indefinitely
  • Inconsistent API connectivity issues

Requested features

10 requests
  • Ledger hardware wallet connection support
  • Keystone hardware wallet integration
  • Ability to delete individual imported wallets without uninstalling app
  • Faster app boot times
  • Better wallet management for multiple wallets
Show 5 more
  • Improved support mechanism outside of Telegram
  • Feature voting system for users
  • Wallet Connect integration
  • Better error messages and transaction feedback
  • Consistent app performance across all devices

Centra Card

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

THORWallet

No in-app purchases

None

Centra Card

No in-app purchases

Questions

Is THORWallet free?
THORWallet is free to download, with no in-app purchases.
Is Centra Card free?
Centra Card is free to download, with no in-app purchases.
Do THORWallet or Centra Card have ads?
Neither THORWallet nor Centra Card shows ads.
Which is updated more often, THORWallet or Centra Card?
THORWallet ships an update every 2 weeks, and Centra Card every 6 days. Most recently, THORWallet was updated on November 7, 2026 and Centra Card on November 6, 2026.

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