Tmoni vs AfriOne

TMoni is the official utility of the Thrivemoni cooperative agency platform aimed at propagating prosperity by promoting financial inclusion and providing unique financial services tailored for rural, semi urban dwellers and people at large. Why sign up as a TMoni agent? TMoni empowers agents to thrive and earn commissions while carrying out transactions on our behalf as a business vendor. Agents also earn performance-based incentives tailored to diligence in service. What transactions can be carried out on Tmoni? Funds transfer and withdrawals, Airtime purchase, Data subscription, Cable TV payments, Electricity bill payments, Cooperative services (Savings and Loans). How does TMoni cooperative work? Authenticated agents can register customers into cooperative membership and ensures collection of their savings dues for subscribed periods. Customers may earn dividends on the full tenure of their savings and can also request and access loans at no added-interest.

AfriOne is a technology startup in partnership with licensed partners such as KYC providers, Bill Payment providers and payment gateways. We are building a revolutionary app that allows our users (Nigeria only) fund their account with Naira. This deposit is backed by physical gold hence helping user hedge their income against inflation. AfriOne is not a crypto currency platform and we do not accept any form of crypto payment. Send Money Instantly: Seamlessly send money to friends, family, or anyone else who has an Afrione account. Withdraw to Your Bank: Move funds from your wallet to your preferred bank account seamlessly at any time, giving you complete liquidity. Funding or Withdrawing from user's wallet is supported by our partnership with KoraPay(Wema Bank)and HabariPay (GT Bank) as back-up provider. Pay Bills & Buy Gift Cards: Use your wallet balance to pay for utility bills such as electricity, internet, and more. You can also purchase gift cards for top brands, all from the convenience of your app. We have direct integrations with Reloadly and Nomiworld for our Bill payment and Gift Card services. Virtual Cards: With our integration with Maplerad, users are able to buy USD virtual cards (Visa or MasterCard) with their wallet balance to enjoy online shopping and pay for subscriptions.