Tmoni vs Mypurplepay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tmoni
This app promotes financial inclusion by offering unique services for rural and semi-urban dwellers. It empowers agents to earn commissions and incentives by facilitating transactions like fund transfers, bill payments, and cooperative services. Customers can save and access loans with potential dividends.
- Funds transfer and withdrawals
- Airtime and data purchase
- Cable TV and electricity bill payments
- Cooperative savings and loans
- Agent commissions and incentives
- Customer registration for cooperative membership
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TMoni is the official utility of the Thrivemoni cooperative agency platform aimed at propagating prosperity by promoting financial inclusion and providing unique financial services tailored for rural, semi urban dwellers and people at large. Why sign up as a TMoni agent? TMoni empowers agents to thrive and earn commissions while carrying out transactions on our behalf as a business vendor. Agents also earn performance-based incentives tailored to diligence in service. What transactions can be carried out on Tmoni? Funds transfer and withdrawals, Airtime purchase, Data subscription, Cable TV payments, Electricity bill payments, Cooperative services (Savings and Loans). How does TMoni cooperative work? Authenticated agents can register customers into cooperative membership and ensures collection of their savings dues for subscribed periods. Customers may earn dividends on the full tenure of their savings and can also request and access loans at no added-interest.
Mypurplepay
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MypurplePay is a Digital Cooperative solution that provides access to a complete suite of financial services including individual and group savings, micro-credit, wallet opening and multiple online wallet funding options. We help facilitate savings for individuals and organizations. We also offer other financial services including, credit history enquiry and credit score check. The Mypurplepay App provides access to: - Free Account Opening using your phone number and email address - Micro-savings collection for individuals and groups - Receive and send payment transfers, withdrawals WHAT CAN YOU DO ON THE Mypurplepay APP - Save for short term and long-term goal - Log in with your email - Perform new account on boarding and savings - Perform withdrawal transactions and get real-time funding back into your Mypurplepay wallet - Perform bank transfers easily - Get details of all receipts on your transaction list - View a list of withdrawals - View a list of transfers out of your wallet - View your wallet balance Save for short-term and long-term goals: - Start automated savings with our individual Savings Plan - Stay disciplined and save for long-term goals like education, housing, retirement, a wedding, or your business - Earn higher interest rates We offer support through the app, phone, email, Facebook and Instagram. Whether you need help with getting started or want to inquire about the savings plans, we’re always here to help! Don’t wait another minute to take control of your financial future. Start planning for short-term goals and long-term goals now by creating an account with Mypurplepay today.
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Verdict
Tmoni and Mypurplepay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Tmoni ships an update every 3 weeks, Mypurplepay every 4 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Tmoni | Mypurplepay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 70 MB |
| Age rating | 4+ | 17+ |
| Developer | Tmoni Technologies | Purplevest Nigeria Limited |
In-app purchases
Tmoni
No in-app purchases
Mypurplepay
No in-app purchases









