Comparison

Split & Tip vs Bud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split & Tip

Effortlessly divide restaurant bills and calculate tips with this intuitive application. Its user-friendly interface and quick reset features make group dining calculations simple, allowing you to enjoy your meal without the stress of math.

Highlights
  • Instant bill splitting
  • Customizable tip percentage
  • Quick reset functionality
  • User-friendly interface
  • Ad-free experience
Features
Read full description

Split the bill, work out the tip, and get on with dinner. Split & Tip is a tip calculator first: type the amount, pick a percentage, set the number of people, and the split is there. No sign-up, no account, no ads. When the bill is more complicated, point the camera at it. SCAN THE RECEIPT Take a photo or pick one from your library and Split & Tip reads the lines off it — dishes, prices, tax, and service charges. It shows you what it read before anything is added, and tells you when the numbers do not add up to the printed total rather than quietly splitting something wrong. WHO HAD WHAT Tap a person against a line to assign it. Anything nobody claims is split evenly. Everyone's share is worked out to the cent, and the shares always add up to the total exactly. SHARE WITHOUT A SERVER Send the bill as a link or show a QR code. The whole bill travels inside the link itself, in the part browsers never send anywhere — so there is no server holding your dinner, and nothing to leak. The person you send it to just opens it in a browser. TRAVELS WITH YOU Reads receipts in 17 languages — Arabic, Chinese (Simplified), Chinese (Traditional), Dutch, English, French, German, Greek, Hebrew, Italian, Japanese, Korean, Portuguese, Russian, Spanish, Thai and Vietnamese — and 42 currencies, including the ones that do not use two decimal places. It understands a European "1.234,56" as readily as "1,234.56", a yen amount with no decimals at all, and a Kuwaiti dinar with three. KEEPS YOUR BILLS Past bills stay on the phone, searchable, with the receipt photo attached. Export them as CSV whenever you want them somewhere else. BUILT FOR THE AWKWARD BITS - Tax that is already included, and tax that is added on top - Service charges and delivery fees kept out of the tip base, so you are not tipping on a service charge - A gratuity the restaurant already added, spotted before you tip it twice - Discounts, comps and voided lines PRIVATE BY DESIGN No account. No server. No tracking, no analytics, no advertising SDK. Your bills and receipt photos stay on your phone. Nothing about your dinner is sent anywhere.

About

Bud

Effortlessly track expenses, split bills with friends, and manage your budget with an AI assistant. Log spending in seconds via text, voice, or receipt scan. Export your financial data anytime.

Highlights
  • Expense tracking in seconds
  • AI assistant for spending insights
  • Easy bill splitting
  • Budget monitoring with spending rings
  • Data export to CSV, Excel, PDF
  • Optional iCloud backup
Features
Read full description

Bud is the budgeting app that finally keeps up with you. Track every expense in seconds, split bills with friends, and let Buddy, your built in AI assistant, handle the busywork. ADD EXPENSES IN SECONDS Type it, snap a receipt, or just tell Buddy. Bud reads the details and files it for you, so logging takes seconds, not minutes. MEET BUDDY, YOUR AI MONEY GUIDE Ask Buddy anything about your spending. Try "how much did I spend on coffee last month" or "change my budget to 800." Buddy answers and takes the action for you. SPLIT BILLS THE EASY WAY Split equally, by percentage, or with custom amounts. Hold two phones close to split with nearby friends in one tap. Coming from Splitwise? Bring your friends, groups, and balances over in about 30 seconds. STAY ON BUDGET Set a weekly or monthly budget and watch a clean spending ring keep you on track. Bud spots your recurring charges and patterns automatically. YOUR DATA, YOURS TO KEEP Export everything to CSV, Excel, or PDF anytime. Optional iCloud backup means your records survive a lost phone. No lock in, ever. BUD PLUS Upgrade to Bud Plus for unlimited Buddy, receipt scanning, home screen widgets, the Action Button, nearby splits, Splitwise import, data export, and referral rewards. Choose weekly or yearly, and cancel anytime. Privacy first: no ads, no third party trackers, and your financial data is never sold. BUD PLUS SUBSCRIPTION Bud Plus is an auto-renewable subscription: $1.99 per month or $15.99 per year. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel anytime in iOS Settings. Terms of Use (EULA): https://budtheapp.com/terms Privacy Policy: https://budtheapp.com/privacy

Screenshots

Split & Tip4 screens
Bud4 screens

Verdict

The call

The clearest difference is review sentiment: Bud at 100% against Split & Tip's 0%. Bud also leads on rating (5.0 vs 4.3) and ratings volume (17 vs 3). Split & Tip's advantage is in-app purchases (none vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bud sells 2 in-app purchases, starting at $0.49 per 7 days. Split & Tip asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Bud holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Bud has 17 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of Split & Tip's written reviews are positive against 100% of Bud's.

UpkeepUpdate frequency

Split & Tip ships an update every 5 days, Bud weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 4 level
Split & Tip versus Bud: the parameters behind the verdict, then further details
ParameterSplit & TipBud
PriceFreeFree
Rating4.3 (3 ratings)5.0 (17 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings317 — better
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size7 MB37 MB
Age rating4+12+
DeveloperJames LobodaKALS DESIGNS LLC

Customer experience

Split & Tip

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Bud

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews15 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Split & Tip

No in-app purchases

2 purchases

Bud

Subscriptions2
  • Bud Plus Weekly$0.497 Days
  • Bud Plus Yearly$15.991 Year

Questions

Is Split & Tip free?
Split & Tip is free to download, with no in-app purchases.
Is Bud free?
Bud is free to download, with in-app purchases available.
Which has better reviews, Split & Tip or Bud?
Bud is rated higher. Split & Tip averages 4.3 out of 5 from 3 ratings, while Bud averages 5.0 from 17 ratings.
Do Split & Tip or Bud have ads?
Neither Split & Tip nor Bud shows ads.
Which is updated more often, Split & Tip or Bud?
Split & Tip ships an update every 5 days, and Bud weekly. Most recently, Split & Tip was updated on November 3, 2026 and Bud on October 31, 2026.

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