VCB DigiBiz vs Affinity Vault
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB DigiBiz
This digital banking service allows businesses to manage all their financial transactions conveniently and securely. It offers features like account inquiries, money transfers, bill payments, and budget payments, accessible anytime, anywhere.
- Account information inquiry
- Money transfer (internal/external)
- Scheduled transfers
- Bill payment
- State budget and seaport fee payment
- Secure transaction authentication
- Customizable transaction limits
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VCB DigiBiz – Digital banking for businesses VCB DigiBiz is a digital banking service of Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) with the aim to meet all basic financial transactions and other needs of businesses anytime, anywhere, simply, fast, convenient. VCB DigiBiz has 01 service version on mobile application - VCB DigiBiz application, and 01 service version on web browser at VCB DigiBiz Digital Banking section on Vietcombank's official website: http://www.vietcombank.com.vn VCB DigiBiz allows customers to transact in a simple and flexible way with 02 decentralized models for making and approving orders. Outstanding features of VCB DigiBiz: - Inquiry account information, deposits, loans, card information; - Money transfer/Statement transfer inside/outside Vietcombank/Quick money transfer 24/7; - Schedule future, recurring money transfers - Paying a variety of bills, almost of the payment needs of businesses - Pay the state budget, seaport fees - Convenient and secure transaction authentication through Smart OTP, Hard Token; - Decentralized settings, active and flexible transaction limits; - The utility receives OTT Alert messages right on the application when account fluctuations, card spending, bank information; - And many other attractive digital utilities. In addition, VCB DigiBiz also expects to bring a new and convenient experience to users at the businesses with a modern and superior dark mode application design, and support users to personalize the application easily with a wide selection of wallpapers, avatar settings, favorite functions according to personal preferences. Download VCB Digibank app today to experience 24/7 digital banking and enjoy no transfer fee. Contact us: - Vietcombank branches - Website: https://portal.vietcombank.com.vn/ - Hotline: 1900 545413
Affinity Vault
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Now you can securely access the Affinity Vault -- an encrypted document management platform that enables you to collectively access and manages your essential documents. Further, you can receive and share documents directly from and with the Affinity Financial Group Team. Powered by FutureVault, Affinity Vault offers bank-level security with end-to-end encryption, multi-factor and biometric authentication in addition to a proprietary security layer. Key benefits of the Affinity Vault app include the ability to: • Access all the documents on your Vault wherever you are. • Upload documents on the go using your camera as a scanner. • Download documents. • Manage documents across multiple entities and family members. • Securely share your documents with your Trusted Advisors. • Review your reminders and notifications. * Note: You need to be an Affinity Financial Group client or collaborator, and have an active account to login to the app.
Screenshots
Verdict
The clearest difference is update cadence: VCB DigiBiz at every 2 months against Affinity Vault's every 4 months. VCB DigiBiz also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VCB DigiBiz ships an update every 2 months, Affinity Vault every 4 months. The most recent releases landed on October 5, 2026 and October 1, 2026 respectively.
| Parameter | VCB DigiBiz | Affinity Vault |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 173 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | FutureVault Inc. |
In-app purchases
VCB DigiBiz
No in-app purchases
Affinity Vault
No in-app purchases









