VCB DigiBiz vs VIB Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB DigiBiz
This digital banking service facilitates essential financial transactions for businesses, offering anytime, anywhere access. It supports account inquiries, money transfers, bill payments, and secure authentication methods.
- Account information inquiry
- Money transfer (internal/external)
- Scheduled and recurring transfers
- Bill payments
- Secure transaction authentication
- Customizable transaction limits
- Real-time account alerts
Read full descriptionHide full description
VCB DigiBiz – Digital banking for businesses VCB DigiBiz is a digital banking service of Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) with the aim to meet all basic financial transactions and other needs of businesses anytime, anywhere, simply, fast, convenient. VCB DigiBiz has 01 service version on mobile application - VCB DigiBiz application, and 01 service version on web browser at VCB DigiBiz Digital Banking section on Vietcombank's official website: http://www.vietcombank.com.vn VCB DigiBiz allows customers to transact in a simple and flexible way with 02 decentralized models for making and approving orders. Outstanding features of VCB DigiBiz: - Inquiry account information, deposits, loans, card information; - Money transfer/Statement transfer inside/outside Vietcombank/Quick money transfer 24/7; - Schedule future, recurring money transfers - Paying a variety of bills, almost of the payment needs of businesses - Pay the state budget, seaport fees - Convenient and secure transaction authentication through Smart OTP, Hard Token; - Decentralized settings, active and flexible transaction limits; - The utility receives OTT Alert messages right on the application when account fluctuations, card spending, bank information; - And many other attractive digital utilities. In addition, VCB DigiBiz also expects to bring a new and convenient experience to users at the businesses with a modern and superior dark mode application design, and support users to personalize the application easily with a wide selection of wallpapers, avatar settings, favorite functions according to personal preferences. Download VCB Digibank app today to experience 24/7 digital banking and enjoy no transfer fee. Contact us: - Vietcombank branches - Website: https://portal.vietcombank.com.vn/ - Hotline: 1900 545413
VIB Business
This digital banking app offers MSMEs and individual business owners a comprehensive suite of financial tools. Manage accounts, process transactions, and track cash flow with smart features and robust security.
- Account and transaction tracking
- Personalized QR payment codes
- Voice transaction notifications
- Multi-layered security with Smart OTP
- Biometric authentication
- Cloud-native architecture
Read full descriptionHide full description
VIB Business is a digital banking application specifically designed for micro, small, and medium-sized enterprises (MSMEs) as well as individual business owners. VIB Business provides a smart and comprehensive suite of financial solutions that allows modern entrepreneurs to manage accounts, perform transactions, and operate their business seamlessly anytime, anywhere. * SMART MANAGEMENT - Easily track accounts, cash flow, and transactions with an intuitive, user-friendly interface. - Generate personalized QR payment codes for your store to support seamless, cashless transactions and elevate the customer experience. - Stay in control even on the go with voice transaction notifications, offering hands-free updates on your cash flow. * SAFETY AND SECURITY - Multi-layered security with Smart OTP for safe and reliable transactions. - Advanced biometric authentication via fingerprint or facial recognition. - Built on cloud-native architecture for enhanced system performance, scalability, and robust data security. Download VIB Business today and experience a comprehensive, modern, and flexible digital banking solution built exclusively for modern business owners.
Screenshots
Verdict
The clearest difference is rating: VCB DigiBiz at 3.4 against VIB Business's 1.5. VIB Business's advantage is update cadence (fortnightly vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VCB DigiBiz holds the better App Store score, 3.4 against 1.5. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
VCB DigiBiz ships an update every 2 months, VIB Business fortnightly. Both last shipped on November 3, 2026.
| Parameter | VCB DigiBiz | VIB Business |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) — better | 1.5 (2 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 5 — better | 2 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 181 MB | 248 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK |
Customer experience
VCB DigiBiz
VIB Business
In-app purchases
VCB DigiBiz
No in-app purchases
VIB Business
No in-app purchases
