VCB DigiBiz vs PHS Elite Trading
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB DigiBiz
This digital banking service allows businesses to manage all their financial transactions conveniently and securely. It offers features like account inquiries, money transfers, bill payments, and budget payments, accessible anytime, anywhere.
- Account information inquiry
- Money transfer (internal/external)
- Scheduled transfers
- Bill payment
- State budget and seaport fee payment
- Secure transaction authentication
- Customizable transaction limits
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VCB DigiBiz – Digital banking for businesses VCB DigiBiz is a digital banking service of Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) with the aim to meet all basic financial transactions and other needs of businesses anytime, anywhere, simply, fast, convenient. VCB DigiBiz has 01 service version on mobile application - VCB DigiBiz application, and 01 service version on web browser at VCB DigiBiz Digital Banking section on Vietcombank's official website: http://www.vietcombank.com.vn VCB DigiBiz allows customers to transact in a simple and flexible way with 02 decentralized models for making and approving orders. Outstanding features of VCB DigiBiz: - Inquiry account information, deposits, loans, card information; - Money transfer/Statement transfer inside/outside Vietcombank/Quick money transfer 24/7; - Schedule future, recurring money transfers - Paying a variety of bills, almost of the payment needs of businesses - Pay the state budget, seaport fees - Convenient and secure transaction authentication through Smart OTP, Hard Token; - Decentralized settings, active and flexible transaction limits; - The utility receives OTT Alert messages right on the application when account fluctuations, card spending, bank information; - And many other attractive digital utilities. In addition, VCB DigiBiz also expects to bring a new and convenient experience to users at the businesses with a modern and superior dark mode application design, and support users to personalize the application easily with a wide selection of wallpapers, avatar settings, favorite functions according to personal preferences. Download VCB Digibank app today to experience 24/7 digital banking and enjoy no transfer fee. Contact us: - Vietcombank branches - Website: https://portal.vietcombank.com.vn/ - Hotline: 1900 545413
PHS Elite Trading
This app provides stock investors with a comprehensive platform for market tracking, favorite stock discovery, quick order placement, portfolio lookup, and investment asset management. It offers a clear, transparent, fast, and convenient experience for both basic and derivative stock trading.
- Stock and derivative trading on one platform
- Portfolio management and favorite stock lists
- Real-time market and stock details
- Multiple quick order placement methods
- Clear asset management
- Investment portfolio sharing
- Multi-language support (Vietnamese, English, Chinese)
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Ứng dụng PHS Elite Trading cung cấp cho nhà đầu tư chứng khoán những trải nghiệm đa dạng phù hợp với mọi nhu cầu từ theo dõi thị trường, khám phá cổ phiếu yêu thích đến đặt lệnh nhanh, tra cứu danh mục hay quản lý tài sản đầu tư. Tất cả đều rõ ràng, minh bạch, nhanh chóng tiện lợi. PHS Elite Trading cũng là ứng dụng cho phép nhà đầu tư: - Giao dịch chứng khoán cơ sở và phái sinh trên cùng một nền tảng - Quản lý danh mục sở hữu, tạo danh mục yêu thích và đầu tư theo danh mục gợi ý của PHS thông qua tính năng Danh mục - Theo dõi diễn biến thị trường và chi tiết mã cổ phiếu liền mạch, real-time - Đặt lệnh bằng nhiều cách nhanh chóng, gọn nhẹ - Quản lý tài sản rõ ràng hiệu quả - Chia sẻ danh mục đầu tư đến bất kỳ ai - Tiện ích phong phú, đáp ứng mọi yêu cầu trực tuyến của khách hàng. Sở hữu giao diện hiện đại, PHS Elite Trading còn cung cấp đầy đủ ba ngôn ngữ Việt - Anh - Trung để khách hàng dễ dàng khám phá.
Screenshots
Verdict
The clearest difference is review sentiment: PHS Elite Trading at 78% against VCB DigiBiz's 0%. PHS Elite Trading also leads on rating (5.0 vs 3.4) and update cadence (every 9 days vs every 2 months). VCB DigiBiz's advantage is ratings volume (5 vs 1) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PHS Elite Trading holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: VCB DigiBiz has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of VCB DigiBiz's written reviews are positive against 78% of PHS Elite Trading's.
VCB DigiBiz ships an update every 2 months, PHS Elite Trading every 9 days. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.
| Parameter | VCB DigiBiz | PHS Elite Trading |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 77.8% of reviews — better |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 173 MB | 236 MB |
| Age rating | 4+ | 17+ |
| Developer | Vietcombank JSC | PHU HUNG SECURITIES CORPORATION |
Customer experience
VCB DigiBiz
PHS Elite Trading
In-app purchases
VCB DigiBiz
No in-app purchases
PHS Elite Trading
No in-app purchases
Questions
Is VCB DigiBiz free?
Is PHS Elite Trading free?
Which has better reviews, VCB DigiBiz or PHS Elite Trading?
Do VCB DigiBiz or PHS Elite Trading have ads?
Which is updated more often, VCB DigiBiz or PHS Elite Trading?
Other comparisons
