PennyDay vs ExpensesList

Track expenses in seconds and see your money day by day. PennyDay combines fast manual entry, a clear budget calendar, and useful spending insights—without linking a bank account. TRACK MONEY IN SECONDS • Record expenses, income, and transfers with a focused quick-add flow • Organize cash, bank, and credit card accounts in one place • Create categories that match the way you spend • Review and filter your complete transaction history SEE WHERE YOUR MONEY GOES • Read daily income and expenses directly from the calendar • Follow monthly cash flow, spending trends, and summaries • Compare category and account breakdowns • Spot recurring costs and understand your spending patterns PLAN WITHOUT THE COMPLEXITY • Set category budgets and keep an eye on progress • Schedule recurring entries for regular bills and income (Pro) • Turn on reminders so logging stays part of your routine • Manage multiple manual accounts without bank connections PRIVATE AND IN YOUR CONTROL • Your financial records stay on your device by default • Protect the app with a passcode and Face ID where available • Create local snapshot backups and restore them when you choose • When iCloud is available, manual backup also saves an iCloud snapshot • Backup is user-controlled and is not real-time device sync PENNYDAY PRO Upgrade to remove ads and unlock recurring entries with reminders, unlimited category budgets, tag budgets, rolling Analysis ranges (last 6 and 12 months), automatic iCloud snapshot backup with longer retention, unlimited photo attachments, premium themes, and Home customization. PennyDay is built for people who want a fast, private way to understand everyday money without the setup and complexity of connected finance apps. Questions or feedback? Contact urcashfixer@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

1. Always display the income/expenditure details and balance for the current month on the homepage, providing a clear overview. (How much money is available to spend this month?) 2. The homepage shows the total income and expenditure for the current month, as well as the types and amounts of each income/expenditure category. (Where did the money go?) 3. Customize and edit the text of income/expenditure categories. (What are the details of income and expenditure?) 4. Clicking on an income or expenditure category reveals the details of each item for that category in the current month. (You can check data from several months ago.) 5. Historical data is statistically organized by month, showing income/expenditure details for each month, and can be updated at any time. (You can see which month you spent more and here the money went.) 6. The settlement balance for the current month is automatically carried over to the next month. (Save a little more this month, and you can spend a little more next month.) 7. If the expenditure exceeds the income for the current month, expenditure items are displayed in red. (Red indicates overspending and serves as a warning.) 8. If the settlement balance for the current month is negative, the entire row for that month turns red. (An entirely red row is a severe warning indicating overspending.)