PennyDay vs Finia

Track expenses in seconds and see your money day by day. PennyDay combines fast manual entry, a clear budget calendar, and useful spending insights—without linking a bank account. TRACK MONEY IN SECONDS • Record expenses, income, and transfers with a focused quick-add flow • Organize cash, bank, and credit card accounts in one place • Create categories that match the way you spend • Review and filter your complete transaction history SEE WHERE YOUR MONEY GOES • Read daily income and expenses directly from the calendar • Follow monthly cash flow, spending trends, and summaries • Compare category and account breakdowns • Spot recurring costs and understand your spending patterns PLAN WITHOUT THE COMPLEXITY • Set category budgets and keep an eye on progress • Schedule recurring entries for regular bills and income (Pro) • Turn on reminders so logging stays part of your routine • Manage multiple manual accounts without bank connections PRIVATE AND IN YOUR CONTROL • Your financial records stay on your device by default • Protect the app with a passcode and Face ID where available • Create local snapshot backups and restore them when you choose • When iCloud is available, manual backup also saves an iCloud snapshot • Backup is user-controlled and is not real-time device sync PENNYDAY PRO Upgrade to remove ads and unlock recurring entries with reminders, unlimited category budgets, tag budgets, rolling Analysis ranges (last 6 and 12 months), automatic iCloud snapshot backup with longer retention, unlimited photo attachments, premium themes, and Home customization. PennyDay is built for people who want a fast, private way to understand everyday money without the setup and complexity of connected finance apps. Questions or feedback? Contact urcashfixer@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Finia 是專為台灣使用者打造的個人記帳 App，簡潔直覺的介面讓你不再煩惱記帳。 【三種記帳方式，隨你選擇】 • 手動記帳 — 清晰的表單，幾秒內完成一筆 • 語音記帳 — 說出金額與分類，自動辨識記錄 • 掃描電子發票 — QR Code 一掃，金額自動帶入 【完整財務管理】 • 多帳戶管理 — 現金、銀行、信用卡、電子支付一目瞭然 • 分類報表 — 圓餅圖、趨勢圖，清楚看見錢花在哪 • 預算追蹤 — 設定月度預算，超支即時提醒 • 收支趨勢 — 半年收支曲線，掌握消費習慣 • 淨資產追蹤 — 總資產與負債一覽，自動計算淨資產 【投資與目標】 • 投資管理 — 追蹤股票、ETF、加密貨幣持倉與損益 • 多幣別支援 — 台股、美股、加密貨幣各自計價 • 資產走勢 — 30 天投資組合市值變化 • 目標儲蓄 — 設定存錢目標，從帳戶提撥資金追蹤進度 • 帳戶圈存 — 圈存金額自動從可用餘額扣除 【進階功能】 • 貸款管理 — 房貸、車貸攤還計畫 • 定期交易 — 自動記錄每月帳單與薪資 • 代收代付 — 團購代墊、朋友借貸輕鬆管理 • 應收應付 — 追蹤未收款項 【資料安全】 • iCloud 備份 — 一鍵備份還原 • App 鎖定 — Face ID / 密碼保護 • CSV 匯出 — 匯出 Excel 自行分析 • 資料全存本機 — 不上傳任何伺服器 【台灣在地功能】 • 電子發票掃描 • 收支配色切換 — 國際（綠收紅支）或台灣（紅收綠支） • 新台幣為主，支援多幣別 免費即可使用完整報表與 5 個帳戶。升級 Premium 解鎖語音記帳、定期交易、貸款管理等進階功能。 Terms of Use (EULA): https://elgaryu-lgtm.github.io/finia-docs/terms-of-use Privacy Policy: https://elgaryu-lgtm.github.io/finia-docs/privacy-policy