PennyDay vs MoneyLeaf

Track expenses in seconds and see your money day by day. PennyDay combines fast manual entry, a clear budget calendar, and useful spending insights—without linking a bank account. TRACK MONEY IN SECONDS • Record expenses, income, and transfers with a focused quick-add flow • Organize cash, bank, and credit card accounts in one place • Create categories that match the way you spend • Review and filter your complete transaction history SEE WHERE YOUR MONEY GOES • Read daily income and expenses directly from the calendar • Follow monthly cash flow, spending trends, and summaries • Compare category and account breakdowns • Spot recurring costs and understand your spending patterns PLAN WITHOUT THE COMPLEXITY • Set category budgets and keep an eye on progress • Schedule recurring entries for regular bills and income (Pro) • Turn on reminders so logging stays part of your routine • Manage multiple manual accounts without bank connections PRIVATE AND IN YOUR CONTROL • Your financial records stay on your device by default • Protect the app with a passcode and Face ID where available • Create local snapshot backups and restore them when you choose • When iCloud is available, manual backup also saves an iCloud snapshot • Backup is user-controlled and is not real-time device sync PENNYDAY PRO Upgrade to remove ads and unlock recurring entries with reminders, unlimited category budgets, tag budgets, rolling Analysis ranges (last 6 and 12 months), automatic iCloud snapshot backup with longer retention, unlimited photo attachments, premium themes, and Home customization. PennyDay is built for people who want a fast, private way to understand everyday money without the setup and complexity of connected finance apps. Questions or feedback? Contact urcashfixer@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

MoneyLeaf is a simple, private expense tracker that works completely offline. No account, no subscription, no bank login — your money data never leaves your phone. WHY MONEYLEAF • 100% offline & private — data stays on your device, always • No sign-up, no email, no cloud lock-in • No subscription — remove ads with a single one-time purchase • Log an expense in 3 seconds with the fast number keypad TRACK YOUR MONEY • Monthly summary: spent, income and net at a glance • Calendar view — see every day's spending at once • Filter by category or payment method (card / cash / transfer) • Multi-currency: your device currency is detected automatically FIXED COSTS, HANDLED • Add monthly recurring items — rent, subscriptions, salary • They're logged automatically every month • See what fixed costs are still due this month YOUR DATA, YOUR FILE • Export everything to CSV (opens in Excel / Google Sheets) • Import a CSV to restore or move to a new phone • No account means nothing to lose — your backup is a file you own FREE ESSENTIALS • Dark mode is free — always • Beautiful paper theme by default, extra themes to unlock MoneyLeaf keeps budgeting quiet and honest: open, tap, done.