Comparison

PennyDay vs Doggo Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PennyDay

Quickly log expenses and income to visualize your daily spending habits. This app offers a clear budget calendar and insights into your cash flow without requiring bank account linking. Manage multiple accounts and set budgets to understand your financial patterns.

Highlights
  • Fast manual expense and income logging
  • Budget calendar view
  • Spending insights and cash flow analysis
  • Multiple account management
  • Category and account breakdowns
  • Recurring entry scheduling (Pro)
  • Passcode and Face ID protection
Features
Read full description

Track expenses in seconds and see your money day by day. PennyDay combines fast manual entry, a clear budget calendar, and useful spending insights—without linking a bank account. TRACK MONEY IN SECONDS • Record expenses, income, and transfers with a focused quick-add flow • Organize cash, bank, and credit card accounts in one place • Create categories that match the way you spend • Review and filter your complete transaction history SEE WHERE YOUR MONEY GOES • Read daily income and expenses directly from the calendar • Follow monthly cash flow, spending trends, and summaries • Compare category and account breakdowns • Spot recurring costs and understand your spending patterns PLAN WITHOUT THE COMPLEXITY • Set category budgets and keep an eye on progress • Schedule recurring entries for regular bills and income (Pro) • Turn on reminders so logging stays part of your routine • Manage multiple manual accounts without bank connections PRIVATE AND IN YOUR CONTROL • Your financial records stay on your device by default • Protect the app with a passcode and Face ID where available • Create local snapshot backups and restore them when you choose • When iCloud is available, manual backup also saves an iCloud snapshot • Backup is user-controlled and is not real-time device sync PENNYDAY PRO Upgrade to remove ads and unlock recurring entries with reminders, unlimited category budgets, tag budgets, rolling Analysis ranges (last 6 and 12 months), automatic iCloud snapshot backup with longer retention, unlimited photo attachments, premium themes, and Home customization. PennyDay is built for people who want a fast, private way to understand everyday money without the setup and complexity of connected finance apps. Questions or feedback? Contact urcashfixer@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Doggo Ledger

Features
Read full description

Doggo Ledger: a Shiba Inu that helps you save Bookkeeping is boring? Not with a puppy cheering you on. Every expense you log levels up your dog and earns bone coins, so you actually keep at it. App interface: Traditional Chinese / Simplified Chinese (English interface not yet available). 【Log in 3 seconds】 • Snap a receipt: AI reads the merchant, amount and category • Just say it: "lunch sixty dollars" and it's logged • Or type it in a couple of taps 【Multiple currencies】 • Picks your logging currency automatically by region (NT$, RM, S$, HK$). Change it anytime in Settings 【Bring your old records in】 • Import CSV statements from banks and e-wallets. Duplicates are skipped for you • Set up an iOS Shortcuts automation once and every bank card SMS is logged automatically 【See where your money goes】 • Today / this week / this month at a glance • Unique "need vs want" and "invest vs consume" breakdowns • Custom categories that fit your life 【Raise your dog】 • Earn bone coins with every entry, feed your dog, watch it level up • The more consistent you are, the happier your dog is 【Doggo Premium (optional)】 • Monthly or yearly subscription for unlimited AI recognition; the yearly plan includes a 7-day free trial • Bone coins can be bought separately to feed and dress up your dog 【Private by design】 • Sync across devices (email or Sign in with Apple) • Encrypted connections, and no other user can access your ledger • Delete your account and all data anytime, permanently Start building a better money habit with your Shiba today! Subscription info: Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel in Settings > Apple ID > Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://lucas88tsoi.github.io/doggo-ledger-legal/privacy.html

Screenshots

PennyDay4 screens
Doggo Ledger4 screens

Verdict

The call

The clearest difference is ads: Doggo Ledger at none against PennyDay's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennyDay sells 3 in-app purchases, starting at $1.99 per month and Doggo Ledger sells 6 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
PennyDay versus Doggo Ledger: the parameters behind the verdict, then further details
ParameterPennyDayDoggo Ledger
PriceFreeFree
Rating3.7 (7 ratings) — better—
Positive reviews72.7% of reviews—
Number of ratings7 — better—
Update frequencyWeeklyWeekly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size76 MB37 MB
Age rating4+4+
DeveloperEFFENDY EKA SAPUTRAtsoi kan chau

In-app purchases

3 purchases

PennyDay

Subscriptions3
  • PennyDay Pro$1.991 Month
  • PennyDay Pro$3.993 Months
  • PennyDay Pro7 Days trial$11.991 Year
6 purchases

Doggo Ledger

Subscriptions2
  • Doggo Premium Monthly$6.991 Month
  • Doggo Premium Yearly7 Days trial$69.991 Year
One-time4
  • 100 Bone Coins$0.99
  • 300 Bone Coins$3.99
  • 800 Bone Coins$5.99
Show 1 more
  • 2,000 Bone Coins$12.99

Questions

Is PennyDay free?
PennyDay is free to download, with in-app purchases available.
Is Doggo Ledger free?
Doggo Ledger is free to download, with in-app purchases available.
Do PennyDay or Doggo Ledger have ads?
PennyDay shows ads; Doggo Ledger does not.
Which is updated more often, PennyDay or Doggo Ledger?
PennyDay ships an update weekly, and Doggo Ledger weekly. Most recently, PennyDay was updated on November 3, 2026 and Doggo Ledger on October 31, 2026.

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