Comparison

SUMA Wealth vs Wayset

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUMA Wealth

Consolidate your financial accounts, cards, and investments into a single dashboard. Utilize an AI agent for personalized financial advice, track spending, and set savings goals. Access educational resources to improve your financial literacy.

Highlights
  • Unified account dashboard
  • AI financial agent
  • Personalized money insights
  • Interactive budgeting tools
  • Spending tracker
  • Net worth overview
  • Savings goal setting
  • Financial education hub
Features
Read full description

SUMA is your personalized money mentor built to help you manage your money and reach your goals. Saving for a new car? Planning your next backpacking adventure across South America? Whatever it may be SUMA is here to help you make it happen. We are more than just a budgeting app, we are here to help you learn and take control of your financial future. At SUMA Wealth we believe knowing your money empowers you to own your future. ALL YOUR MONEY IN ONE PLACE Link your accounts, cards, and investments in one secure dashboard. No more switching between five different apps to see where you stand. TALK WITH YOU MONEY Ask your personalized AI money mentor anything about your accounts and get insights in seconds! Whether you're looking for saving opportunities, building a home-buying plan, or wondering "Can I afford this?", you get instant, personalized financial guidance 24/7. MONEY TALK WE CAN UNDERSTAND - Interactive Budgets: Use our signature "interactive bubbles" to make budgeting feel less like a chore and more like a game. - Spending Tracker: See exactly where your money goes. Categorize your spending and find ways to save more every month. - Savings Goals: Set custom goals, track your contributions, and get a clear timeline of when you’ll cross the finish line. - SUMAVERSITY: Level up your financial game with ASU-accredited certifications. Learn everything from credit building to advanced investing. SECURE & PRIVATE Your security is our priority. We use bank-level encryption and we never sell your data. You are in total control, period. START YOUR FREE TRIAL Explore every premium feature and start managing your money. After your trial, choose the membership plan that fits your life. Stop wondering where your money went. Start showing it where to go. Terms and conditions: https://sumawealth.com/terms https://sumawealth.com/privacy-policy

About

Wayset

This AI-powered financial planner helps you manage your money, simplify decisions, and build confidence in your financial future. It automatically syncs your accounts, tracks spending, and provides a clear overview of your net worth and budgets. Get personalized guidance to achieve your financial goals.

Highlights
  • Automated financial plan creation and updates
  • Effortless transaction categorization
  • Unified dashboard for net worth and budgets
  • Bill and subscription tracking with notifications
  • Secure bank account syncing
  • Step-by-step goal guidance
Read full description

Most people are moving on a financial path they never chose. Rent, debt, bills, subscriptions, impulse spending, and vague goals quietly shape the future for them. Wayset is built to change that. Wayset helps you see where your money is taking you, understand the path you are currently on, and build a clearer route toward the life you actually want. Connect your accounts, set your goals, and get an organized financial blueprint that turns your money into next steps you can follow. With Wayset, you can: • See your accounts, budgets, and goals in one place • Understand your current financial path • Build a personalized blueprint for saving, debt, credit, homebuying, investing, and long-term wealth • Know your next move instead of guessing what to do • Track progress toward milestones that matter • Stay on course when life changes Wayset is not just another budgeting app. Budgeting tells you what happened. Wayset helps you decide where you are going. Your money should do more than cover the next bill. It should help you build freedom, options, and the life you keep thinking about. Find your path. Take the next turn. Keep moving. Wayset provides educational tools and financial planning guidance. It does not provide legal, tax, or investment advice.

Screenshots

SUMA Wealth4 screens
Wayset4 screens

Verdict

The call

The clearest difference is in-app purchases: Wayset at none against SUMA Wealth's 3. Wayset also leads on rating (4.9 vs 4.5) and update cadence (every 5 days vs fortnightly). SUMA Wealth's advantage is ads (none vs shown). On price, ratings volume, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUMA Wealth sells 3 in-app purchases, starting at $8.99 per month. Wayset asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Wayset holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 18 and 18 respectively. Written reviews point the same way: 88% of SUMA Wealth's written reviews are positive against 100% of Wayset's.

UpkeepUpdate frequency

SUMA Wealth ships an update fortnightly, Wayset every 5 days. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 5 level
SUMA Wealth versus Wayset: the parameters behind the verdict, then further details
ParameterSUMA WealthWayset
PriceFreeFree
Rating4.5 (18 ratings)4.9 (18 ratings) — better
Positive reviews88.0% of reviews100.0% of reviews — better
Number of ratings1818
Update frequencyFortnightlyEvery 5 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size90 MB131 MB
Age rating12+17+
DeveloperSUMA Wealth, IncWorkplay LLC

Customer experience

SUMA Wealth

All ratings18 ratings
Positive88.9%
Neutral0.0%
Negative11.1%
Written reviews25 reviews
Positive88.0%
Neutral4.0%
Negative8.0%

Wayset

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

SUMA Wealth

Subscriptions3
  • SUMA+$8.991 Month
  • Monthly PRO Plan$9.991 Month
  • Annual PRO Plan$99.001 Year
None

Wayset

No in-app purchases

Questions

Is SUMA Wealth free?
SUMA Wealth is free to download, with in-app purchases available.
Is Wayset free?
Wayset is free to download, with no in-app purchases.
Which has better reviews, SUMA Wealth or Wayset?
Wayset is rated higher. SUMA Wealth averages 4.5 out of 5 from 18 ratings, while Wayset averages 4.9 from 18 ratings.
Do SUMA Wealth or Wayset have ads?
Wayset shows ads; SUMA Wealth does not.
Which is updated more often, SUMA Wealth or Wayset?
SUMA Wealth ships an update fortnightly, and Wayset every 5 days. Most recently, SUMA Wealth was updated on October 22, 2026 and Wayset on October 21, 2026.

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