Comparison

Swinto vs Interlinc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swinto

Manage your money effortlessly with instant, free transfers and payments. This app offers currency conversion, QR code payments, and cash withdrawal options. Businesses can also manage finances, pay salaries, and integrate with ERP systems.

Highlights
  • Instant, free transfers
  • QR code payments
  • Currency conversion
  • Cash withdrawals
  • Subscription management
  • Business finance tools
  • ERP integration
Features
Read full description

Receive your salary, send money. Together with our local partners, we also offer cash withdrawals and deposits. At the core, Swinto is architected as an ecosystem that enables a variety of opportunities for all participants. The platform offers modern, user-friendly, free of charge and instant financial methods, thus bridging the gap between Kosova and Diaspora. Among many features that are approachable to anyone, here's what to expect from us that makes your way of managing money easier: No base fees Yes, that's true — we do not charge for any transfer made, make easy payments effortlessly from your phone, instant and free. Pay and request payments Make payments hassle-free to your Swinto friends and relatives, also receive payments with ease, whenever and wherever. Get updated of your spendings with instant notifications every time you pay for something. Convert money like a local Keep up with real time rates in different currencies, do this anytime by having a wonderful, smooth experience. Scan away easily Conducting payments and getting paid within seconds. Providing the ability to shop effortlessly, while paying via QR Codes by simply scanning away, both at retail stores and online. Cash withdrawals — anytime, anywhere Withdrawing money and cashing up right away within Swinto network, consisting of business partners engaged in different activities in the retail industry. Smart ways to set your upcoming payments in one place. Manage your subscriptions and have a peace of mind, where you can also easily track and cancel anytime! Businesses will benefit from the opportunity to control their business finances with the ability to self-serve — on the go. Run your business from afar Run the core of your business without spending money on POS hardware. Pay salaries, inventories, and other business expenses. Integrate with your ERP for a seamless payment experience Offering the API-based integration between Swinto and business ERP software, in order to offer QR payments both in retail stores and online. Feel safe and secure Accept payments - safely and securely with best-in-class data protection.

About

Interlinc

Features
Read full description

Interlinc is a modern platform for managing contractor payments, work, and invoices in one place. Built for businesses that outsource work and the contractors they collaborate with, Interlinc replaces manual admin, delayed payments, and unclear processes with structured workflows and real-time visibility. Interlinc is designed around one core problem: contractor payments. Businesses can manage projects, approve work, and trigger payments without chasing invoices or dealing with fragmented tools. Contractors get clear confirmation of work, automated invoices, and transparency over when they will be paid. Invoices are generated automatically based on approved work and milestones. This removes friction for both sides and ensures payments are accurate, auditable, and on time. Businesses stay in control, and contractors do not have to manually invoice or follow up. Interlinc gives both parties a single shared view. Everyone sees the same project status, payment stages, and payout progress in real time. This shared visibility reduces disputes, delays, and miscommunication, and helps teams move faster. The platform is built specifically for businesses that rely on external collaborators, freelancers, and contractors. Whether managing a single contractor or multiple teams, Interlinc keeps payments and workflows structured as you scale. Interlinc prioritises clarity and control at every step. From work approval to invoicing to payment, every action is tracked and visible so nothing gets lost or delayed. Interlinc is built for: Businesses that work with contractors Teams that want predictable, automated contractor payments Contractors who want faster payouts and clear payment status Anyone tired of manual invoicing and payment follow-ups Interlinc brings structure to contractor payments so work moves forward and everyone gets paid on time. Subscriptions Interlinc offers subscription plans for businesses and contractors. A paid subscription is required to access certain features. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple ID account settings. https://interlinc.co/terms https://interlinc.co/privacy

Screenshots

Swinto4 screens
Interlinc4 screens

Verdict

The call

The clearest difference is in-app purchases: Swinto at none against Interlinc's 4. Interlinc's advantage is ads (none vs shown) and update cadence (daily vs every 2 weeks). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Interlinc sells 4 in-app purchases, starting at $5.99 per month. Swinto asks for nothing beyond the download.

UpkeepUpdate frequency

Swinto ships an update every 2 weeks, Interlinc daily. The most recent releases landed on October 7, 2026 and September 17, 2026 respectively.

Scorecard5 real differences · 5 level
Swinto versus Interlinc: the parameters behind the verdict, then further details
ParameterSwintoInterlinc
PriceFreeFree
Rating4.6 (18 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings18 — better—
Update frequencyEvery 2 weeksDaily — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.0 — better
Further details — not scored
Size141 MB7 MB
Age rating4+17+
DeveloperSwinto SHAInterlinc

In-app purchases

None

Swinto

No in-app purchases

4 purchases

Interlinc

Subscriptions4
  • Contractor Plan$5.991 Month
  • Single User$25.991 Month
  • Business Starter Plan$200.001 Month
Show 1 more
  • Business Growth Plan$800.001 Month

Questions

Is Swinto free?
Swinto is free to download, with no in-app purchases.
Is Interlinc free?
Interlinc is free to download, with in-app purchases available.
Do Swinto or Interlinc have ads?
Swinto shows ads; Interlinc does not.
Which is updated more often, Swinto or Interlinc?
Swinto ships an update every 2 weeks, and Interlinc daily. Most recently, Swinto was updated on October 7, 2026 and Interlinc on September 17, 2026.

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