Comparison

Today's Budget vs PayTracker Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Today's Budget

This app offers a unique daily budgeting system to help you gain control over your spending and build better money habits. It focuses on accountability and actionable insights rather than automation, allowing you to see your exact daily spending limit and track your progress towards savings goals.

Highlights
  • Unique daily budgeting system
  • Track daily spending limits
  • Set and track savings goals
  • Budget with a partner
  • Privacy guaranteed, no bank connections
  • Customizable spending categories
  • Widgets for easy access
Features
Read full description

Take control of your money — one day at a time. Today’s Budget gives you a simpler, calmer way to manage your spending. Instead of complicated budgets, endless categories, and cluttered dashboards, it helps you focus on one clear number: how much you can safely spend today. Built around intentional manual tracking, Today’s Budget keeps you aware of your spending as it happens. Log what you spend, see the impact immediately, and build better money habits day by day. It’s a more thoughtful way to budget: focused, flexible, and designed for real life. [ Why Today’s Budget feels different ] One number — right when you need it: Add your income, bills, and savings goals, and the app calculates your available spending for today. Manual tracking that builds awareness: Logging expenses yourself helps you stay mindful and in control, without the friction of a complicated system. Flexible by nature: Spend less today, and you’ll have more tomorrow. Spend more, and the app adjusts. Clear, honest, and guilt-free. Save steadily over time: Create savings jars for future plans, bigger purchases, or your emergency fund. Focused design: No feature overload. No distracting dashboards. Just what matters most. Private by design: No ads. No tracking. No bank linking. Your data stays on your device and in iCloud. Made to fit everyday life: With widgets, Apple Watch support, shared wallets, CSV export, and multiple wallets, Today’s Budget works the way you do. [ A great fit for people who want ] • a simpler alternative to traditional budgeting apps • a more mindful, hands-on approach to spending • an ADHD-friendly way to stay aware of money • privacy without compromise [ Features ] • Daily budget calculator • Shared wallets • Expense tracking • Recurring income and bills • Savings goals • Emergency fund tracking • Various Widgets and Apple Watch support • Insights and charts • CSV export • iCloud sync • No ads, no bank linking, no tracking Start fresh, stay aware, and make budgeting feel beautifully simple. [ Stay Connected ] • Reddit: r/TodaysBudget • Instagram: @todaysbudget • Email: hello@todays-budget.com [ Terms of Use ] https://www.apple.com/legal/internet-services/itunes/ [ Privacy Policy ] https://www.todays-budget.com/privacy

About

PayTracker Pro

Features
Read full description

Stop guessing. Start planning every paycheck with confidence. PayTracker Pro is the simplest way to see exactly what's left in your checking account after every bill is paid. No spreadsheets. No complicated budgets. Just a clear picture of your money. HOW IT WORKS Tell PayTracker Pro when you get paid and what bills you have. We automatically build your pay periods and show you which bills come out of which paycheck — so you always know what's safe to spend. FEATURES YOU'LL LOVE • Smart Pay Period Forecast — See your next 6+ paychecks at a glance with bills auto-assigned to each one • Checking Balance Tracker — One tap to update your balance. We do the math from there. • Daily Update Reminders — Never forget to refresh your balance, so your forecast stays accurate • Bills with "Days Early" — Automatically pay bills a few days before they're due, just like you would in real life • Credit Card Grouping — All your CC purchases roll into one monthly payment line, so the math actually matches your statement • One-Off Expenses — Quick-add unexpected costs without messing up your recurring bills • Cushion Protection — Set a minimum balance you never want to dip below • One-Time Bill Shifts — Need to push rent a day late this month? Shift it for one period without changing anything else. • Light, Dark, and System Themes — Looks beautiful any time of day PAYTRACKER PRO PREMIUM Upgrade to unlock the cushion feature, unlimited bills, and the full forecast experience. - Monthly: $2.99 - Yearly: $24.99 (save 30%) - 7-day free trial on all new subscriptions Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. WHY PAYTRACKER PRO? Most budgeting apps want you to categorize every transaction and track every penny. We don't. PayTracker Pro answers ONE question really well: "How much money do I actually have to spend until my next paycheck?" If you've ever overdrafted, missed a bill, or felt anxious checking your account — this app is for you. PRIVACY FIRST Your financial data stays on your device. We don't link to your bank, we don't sell your data, and we never see your transactions. Period. Download PayTracker Pro today and finally feel in control of your paycheck. Visit paytrackerpro.com for tutorials and tips. Questions? Reach us at support@paytrackerpro.com Terms of Use: https://paytrackerpro.com/terms Privacy Policy: https://paytrackerpro.com/privacy

Screenshots

Today's Budget4 screens
PayTracker Pro4 screens

Verdict

The call

The clearest difference is update cadence: Today's Budget at every 3 days against PayTracker Pro's every 2 months. PayTracker Pro's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Today's Budget sells 3 in-app purchases, starting at $3.99 per month and PayTracker Pro sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Today's Budget ships an update every 3 days, PayTracker Pro every 2 months. The most recent releases landed on October 27, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Today's Budget versus PayTracker Pro: the parameters behind the verdict, then further details
ParameterToday's BudgetPayTracker Pro
PriceFreeFree
Rating4.8 (579 ratings) — better—
Positive reviews88.9% of reviews—
Number of ratings579 — better—
Update frequencyEvery 3 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size135 MB49 MB
Age rating4+4+
DeveloperRuttinger Software GmbHMichael Wachel

Bugs and requests

Today's Budget

Reported bugs

3 issues
  • Duplicate transactions after import
  • Incorrect daily budget calculations
  • Issues with shared wallets and syncing

Requested features

5 requests
  • Ability to customize categories
  • Option to view annual spending totals
  • Improved recurring expense management
  • Support for multiple payment cycles
  • Apple Watch app and widgets

PayTracker Pro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Today's Budget

Subscriptions2
  • Monthly7 Days trial$3.991 Month
  • Yearly7 Days trial$24.991 Year
One-time1
  • One-time purchase$49.99
2 purchases

PayTracker Pro

Subscriptions2
  • Monthly Premium7 Days trial$2.991 Month
  • Yearly Premium7 Days trial$24.991 Year

Questions

Is Today's Budget free?
Today's Budget is free to download, with in-app purchases available.
Is PayTracker Pro free?
PayTracker Pro is free to download, with in-app purchases available.
Do Today's Budget or PayTracker Pro have ads?
Neither Today's Budget nor PayTracker Pro shows ads.
Which is updated more often, Today's Budget or PayTracker Pro?
Today's Budget ships an update every 3 days, and PayTracker Pro every 2 months. Most recently, Today's Budget was updated on October 27, 2026 and PayTracker Pro on October 8, 2026.

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