Comparison

Swft vs Slatefi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swft

Manage your money with instant transfers, payments, and savings. Connect with friends for shared expenses and get a prepaid card for easy shopping and ATM access. Utilize personal finance tools to track spending and set limits.

Highlights
  • Instant money transfers
  • Send, receive, pay, and save
  • Social chat for shared payments
  • Prepaid card for shopping and withdrawals
  • Personal financial management tools
  • Spending limits and expense management
Features
Read full description

Swft is an entire financial world built for you, within a few minutes of registration on your phone you will have a complete account with endless services for you: Money Transfer You can send, receive, pay, and save money instantly. Sawa Payments You can connect with your peers and friends with social chat group channels to manage your shared payments. Get your Swft Prepaid card You can get your Swift Prepaid card to do your shopping, depositing, and withdrawing money in an easy, fast, and accessible way 24/7 from any ATM. Personal Financial Management You can access Swft's personal financial management tools to keep an eye on your expenses, setting spending limits, and managing your permanent expenses.

About

Slatefi

Features
Read full description

Slate is a global money account built for how you actually move money today. Hold, send, and spend across currencies and borders without the usual friction. One account with access to bank rails, crypto, and mobile money. Hold multiple currencies • USD, EUR, and GBP accounts with your own details for ACH, Wire, SEPA, and Faster Payments • USDC, USDT, PYUSD, and EURC on Solana, Ethereum, Base, and Polygon • NGN and GHS wallets for instant local payouts Send money globally • Bank transfers to the US, UK, EU, Nigeria, and Ghana • Crypto transfers to any wallet across supported networks • Mobile money payouts to MTN, Telecel, AirtelTigo in Ghana, and major Nigerian banks • Live FX rates so you see exactly what the recipient gets before sending Spend with a virtual card Create a virtual card funded from your balance. Pay online, track transactions, and view merchant details in real time. Earn on your balance Idle dollar balances earn yield automatically. No lockups. Withdraw anytime. Built for real-world use • Face ID and PIN protection on every session • Instant notifications when money moves • Clear, detailed receipts • Support for 20+ countries at launch Pay a freelancer in Lagos, send money to family in Accra, get paid in USD, or hold stablecoins. Slate keeps it simple. Download Slate and get a global account in minutes.

Screenshots

Swft4 screens
Slatefi4 screens

Verdict

The call

The clearest difference is ads: Swft at none against Slatefi's shown. Swft also leads on update cadence (every 5 days vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swft ships an update every 5 days, Slatefi monthly. Both last shipped on October 24, 2026.

Scorecard2 real differences · 7 level
Swft versus Slatefi: the parameters behind the verdict, then further details
ParameterSwftSlatefi
PriceFreeFree
Rating5.0 (5 ratings) — better—
Number of ratings5 — better—
Update frequencyEvery 5 days — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size22 MB54 MB
Age rating4+4+
DeveloperSWIFT OB FOR INFORMATION TECHNOLOGY AND FINANCE TECHNOLOGY SAEAzimuth Labs Inc.

In-app purchases

None

Swft

No in-app purchases

None

Slatefi

No in-app purchases

Questions

Is Swft free?
Swft is free to download, with no in-app purchases.
Is Slatefi free?
Slatefi is free to download, with no in-app purchases.
Do Swft or Slatefi have ads?
Slatefi shows ads; Swft does not.
Which is updated more often, Swft or Slatefi?
Swft ships an update every 5 days, and Slatefi monthly. Most recently, Swft was updated on October 24, 2026 and Slatefi on October 24, 2026.

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