Comparison

Swft vs TELLERme

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swft

Manage your money with instant transfers, payments, and savings. Connect with friends for shared expenses and get a prepaid card for easy shopping and ATM access. Utilize personal finance tools to track spending and set limits.

Highlights
  • Instant money transfers
  • Send, receive, pay, and save
  • Social chat for shared payments
  • Prepaid card for shopping and withdrawals
  • Personal financial management tools
  • Spending limits and expense management
Features
Read full description

Swft is an entire financial world built for you, within a few minutes of registration on your phone you will have a complete account with endless services for you: Money Transfer You can send, receive, pay, and save money instantly. Sawa Payments You can connect with your peers and friends with social chat group channels to manage your shared payments. Get your Swft Prepaid card You can get your Swift Prepaid card to do your shopping, depositing, and withdrawing money in an easy, fast, and accessible way 24/7 from any ATM. Personal Financial Management You can access Swft's personal financial management tools to keep an eye on your expenses, setting spending limits, and managing your permanent expenses.

About

TELLERme

Features
Read full description

TELLER - Peer-to-Peer Cash Exchange Need cash fast? TELLER connects you with nearby people who can provide cash in exchange for a secure digital THIRD PARTY payment. No dark corners, no bank lines, no hassle—just real people helping each other access the cash they need, when they need it. HOW IT WORKS TELLER is a two-sided marketplace that brings together Cash Seekers and Cash Providers: Cash Seekers* post requests for the amount of cash they need. The app instantly matches them with nearby Providers who have cash available. Cash Providers* set their own availability, location radius, and service fee (3-9%). When a match is made, they meet the Seeker and exchange cash for a secure digital payment. KEY FEATURES Real-Time Navigation & Meetup Coordination Once matched, both parties receive turn-by-turn navigation to a mutually agreed meeting point. Each individual will exchange payment via a third party service. Live location sharing ensures you can track each other's arrival in real-time, making meetups seamless and stress-free. In-App Messaging Coordinate details, share updates, or adjust meeting locations through our secure in-app chat. Instant notifications keep both parties informed throughout the transaction. Smart Matching Algorithm Our backend-powered matching system finds the best Provider based on proximity, availability, ratings, and fee preferences. The matching logic is controlled server-side, ensuring fair and optimized results. Flexible Pricing Providers set their own service fees between 3-9%, giving Seekers transparent choices. A small 1% platform fee keeps TELLER running smoothly. Secure Payments All digital payments are processed through Stripe, ensuring bank-level security for every transaction. Funds are transferred instantly upon confirmation of the cash exchange. SAFETY FIRST TELLER is built with safety as a core priority: SOS Emergency Feature - Quick access to emergency contacts and location sharing if you ever feel unsafe during a meetup. User Ratings & Reviews - Build trust through our community rating system. See Provider ratings before accepting a match. Identity Verification - All users complete verification to ensure accountability within the community. Transaction History - Complete records of all your exchanges for peace of mind and dispute resolution. Public Meeting Points - Smart location suggestions encourage meetups in safe, public areas. FOR CASH PROVIDERS Turn your available cash into a side income. Set your own hours, define your service area, and earn fees on every successful exchange. The Provider dashboard gives you full control over your availability and earnings tracking. * Set custom service fees (3-9%) * Define your service radius * Accept or decline requests on your terms * Track your earnings and transaction history * Build your reputation through positive ratings FOR CASH SEEKERS Skip the ATM, no dark corners or late night risk. Whether you need cash for a local purchase, tipping, or any situation where cards aren't accepted, TELLER connects you with nearby Providers in minutes. * Request any amount you need * See Provider fees upfront before confirming * Track your Provider's arrival in real-time * Secure, verified transactions every time * Rate your experience to help the community LOCAL DEALS & PROMOTIONS Discover exclusive deals from local businesses in your area. TELLER partners with merchants to bring you special offers, making your cash go further. ASK TELLER - AI ASSISTANT Have questions? Our built-in AI assistant is available 24/7 to help you navigate the app, understand fees, troubleshoot issues, or learn tips for safe exchanges. WHY TELLER? Traditional banking doesn't always fit modern life. ATMs charge fees, have withdrawal limits, and aren't always nearby. TELLER creates a community-powered alternative where people help people access cash on their own terms.

Screenshots

Swft4 screens
TELLERme4 screens

Verdict

The call

Swft and TELLERme are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swft ships an update every 5 days, TELLERme weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Swft versus TELLERme: the parameters behind the verdict, then further details
ParameterSwftTELLERme
PriceFreeFree
Rating5.0 (5 ratings) — better—
Number of ratings5 — better—
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size22 MB62 MB
Age rating4+17+
DeveloperSWIFT OB FOR INFORMATION TECHNOLOGY AND FINANCE TECHNOLOGY SAEAbraham Feliz

In-app purchases

None

Swft

No in-app purchases

None

TELLERme

No in-app purchases

Questions

Is Swft free?
Swft is free to download, with no in-app purchases.
Is TELLERme free?
TELLERme is free to download, with no in-app purchases.
Do Swft or TELLERme have ads?
Neither Swft nor TELLERme shows ads.
Which is updated more often, Swft or TELLERme?
Swft ships an update every 5 days, and TELLERme weekly. Most recently, Swft was updated on November 3, 2026 and TELLERme on October 31, 2026.

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