Net Worth vs Spend Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth
Easily track your financial standing by manually inputting assets and liabilities. Automatically update values for stocks, crypto, and currencies, or track daily income and credit card rewards.
- Manual asset and liability entry
- Automatic market prices for stocks, crypto, currency, metals
- Daily income tracking
- Credit card rewards points valuation
- Portfolio overview
Read full descriptionHide full description
See your complete financial picture in one number. Net Worth is a private portfolio tracker for stocks, crypto, cash, and more — no bank connection required. Track your wealth manually with delayed market prices and watch your net worth grow over time. - Manually add assets and liabilities with complete control over your data. - Track stocks, crypto, currencies, and metals using delayed market prices. - Use Daily accounts to follow income, savings, and other changing balances. - Track the value of credit card rewards with Points accounts. - Review your portfolio allocation and financial progress at a glance. Download free. Your balances and account history stay on your device.
Spend Smart
Read full descriptionHide full description
Spend Smart: The ultimate app for managing your money and monitoring your spending habits. Do you want to take control of your finances and save more money? Do you want to see how your spending changes over time and where you can cut costs? Do you want to easily access and search your financial transactions anytime, anywhere? If you answered yes to any of these questions, then Spend Smart is the app for you! It is absolutely free. Spend Smart is a powerful and user-friendly app that helps you track your income and expenses, create and follow a budget, and get insights into your spending patterns. With Spend Smart, you can: - Input your income and expenses in a user-friendly interface. - Create a monthly budget based on your income and spending history. - Track your spending by date, periods, etc. - See graphical representations of your current and previous months’ spending and income. - Compare your spending and income across different time periods, such as weekly, monthly, quarterly, etc. - Check all your financial transactions for a particular month or a custom period. - Search your transactions using keywords and filters, such as expense, income, both, etc. Spend Smart is more than just an app. It’s your personal finance coach that helps you achieve your financial goals and live a better life. Download Spend Smart today and start spending smartly!
Screenshots
Verdict
The clearest difference is in-app purchases: Spend Smart at none against Net Worth's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth sells 2 one-off in-app purchases. Spend Smart asks for nothing beyond the download.
| Parameter | Net Worth | Spend Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | — |
| Positive reviews | 88.9% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 66 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Moon Apps | Remilekun Latinwo |
In-app purchases
Net Worth
- Face ID$0.99
- Export CSV$0.99
Spend Smart
No in-app purchases









