Net Worth vs WealthSim
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth
Easily track your financial standing by manually inputting assets and liabilities. Automatically update values for stocks, crypto, and currencies, or track daily income and credit card rewards.
- Manual asset and liability entry
- Automatic market prices for stocks, crypto, currency, metals
- Daily income tracking
- Credit card rewards points valuation
- Portfolio overview
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See your complete financial picture in one number. Net Worth is a private portfolio tracker for stocks, crypto, cash, and more — no bank connection required. Track your wealth manually with delayed market prices and watch your net worth grow over time. - Manually add assets and liabilities with complete control over your data. - Track stocks, crypto, currencies, and metals using delayed market prices. - Use Daily accounts to follow income, savings, and other changing balances. - Track the value of credit card rewards with Points accounts. - Review your portfolio allocation and financial progress at a glance. Download free. Your balances and account history stay on your device.
WealthSim
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Plan your long-term investment growth with WealthSim, a native compound interest calculator built to make financial projections clear and easy to understand. See how an initial investment plus regular monthly contributions could grow over time. Adjust your expected annual return, management fees, inflation, time horizon, and currency, and watch the projection update instantly. FEATURES • Calculate compound investment growth year by year • Model an initial investment plus monthly contributions • Account for annual management fees and inflation • Compare your total balance against capital actually invested • View both nominal and inflation-adjusted ("today's money") results • Explore results on an interactive yearly projection chart • Save, rename, reopen, and delete unlimited scenarios • Use every feature without creating an account • Sync saved scenarios privately across your devices via iCloud, or keep them local-only if you're signed out • Remove banner and interstitial ads with an optional one-time purchase All calculator features are free. The optional Remove Ads purchase only removes advertising — it does not unlock any additional functionality. WealthSim's projections are estimates for educational purposes only. They do not constitute financial, investment, tax, or legal advice. Actual returns, fees, inflation, and losses may differ from the projections shown. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Additional Terms: https://www.wealthsim.app/terms Privacy Policy: https://www.wealthsim.app/privacy Support: https://www.wealthsim.app/contact
Screenshots
Verdict
The clearest difference is ads: Net Worth at none against WealthSim's shown. Net Worth also leads on iOS requirement (16.4 vs 18.0). WealthSim's advantage is update cadence (fortnightly vs every 2 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth sells 2 one-off in-app purchases and WealthSim sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Net Worth ships an update every 2 months, WealthSim fortnightly. The most recent releases landed on September 25, 2026 and October 5, 2026 respectively.
| Parameter | Net Worth | WealthSim |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | — |
| Positive reviews | 88.9% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 18.0 |
| Further details — not scored | ||
| Size | 66 MB | 7 MB |
| Age rating | 4+ | 12+ |
| Developer | Moon Apps | Oscar Gallego |
In-app purchases
Net Worth
- Face ID$0.99
- Export CSV$0.99
WealthSim
- Remove Ads Forever$3.99









