Comparison

Net Worth vs WealthSim

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth

Easily track your financial standing by manually inputting assets and liabilities. Automatically update values for stocks, crypto, and currencies, or track daily income and credit card rewards.

Highlights
  • Manual asset and liability entry
  • Automatic market prices for stocks, crypto, currency, metals
  • Daily income tracking
  • Credit card rewards points valuation
  • Portfolio overview
Features
Read full description

See your complete financial picture in one number. Net Worth is a private portfolio tracker for stocks, crypto, cash, and more — no bank connection required. Track your wealth manually with delayed market prices and watch your net worth grow over time. - Manually add assets and liabilities with complete control over your data. - Track stocks, crypto, currencies, and metals using delayed market prices. - Use Daily accounts to follow income, savings, and other changing balances. - Track the value of credit card rewards with Points accounts. - Review your portfolio allocation and financial progress at a glance. Download free. Your balances and account history stay on your device.

About

WealthSim

Features
Read full description

Plan your long-term investment growth with WealthSim, a native compound interest calculator built to make financial projections clear and easy to understand. See how an initial investment plus regular monthly contributions could grow over time. Adjust your expected annual return, management fees, inflation, time horizon, and currency, and watch the projection update instantly. FEATURES • Calculate compound investment growth year by year • Model an initial investment plus monthly contributions • Account for annual management fees and inflation • Compare your total balance against capital actually invested • View both nominal and inflation-adjusted ("today's money") results • Explore results on an interactive yearly projection chart • Save, rename, reopen, and delete unlimited scenarios • Use every feature without creating an account • Sync saved scenarios privately across your devices via iCloud, or keep them local-only if you're signed out • Remove banner and interstitial ads with an optional one-time purchase All calculator features are free. The optional Remove Ads purchase only removes advertising — it does not unlock any additional functionality. WealthSim's projections are estimates for educational purposes only. They do not constitute financial, investment, tax, or legal advice. Actual returns, fees, inflation, and losses may differ from the projections shown. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Additional Terms: https://www.wealthsim.app/terms Privacy Policy: https://www.wealthsim.app/privacy Support: https://www.wealthsim.app/contact

Screenshots

Net Worth4 screens
WealthSim4 screens

Verdict

The call

The clearest difference is ads: Net Worth at none against WealthSim's shown. Net Worth also leads on iOS requirement (16.4 vs 18.0). WealthSim's advantage is update cadence (fortnightly vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth sells 2 one-off in-app purchases and WealthSim sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth ships an update every 2 months, WealthSim fortnightly. The most recent releases landed on September 25, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Net Worth versus WealthSim: the parameters behind the verdict, then further details
ParameterNet WorthWealthSim
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews88.9% of reviews—
Number of ratings7 — better—
Update frequencyEvery 2 monthsFortnightly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS16.4 — better18.0
Further details — not scored
Size66 MB7 MB
Age rating4+12+
DeveloperMoon AppsOscar Gallego

In-app purchases

2 purchases

Net Worth

One-time2
  • Face ID$0.99
  • Export CSV$0.99
1 purchases

WealthSim

One-time1
  • Remove Ads Forever$3.99

Questions

Is Net Worth free?
Net Worth is free to download, with in-app purchases available.
Is WealthSim free?
WealthSim is free to download, with in-app purchases available.
Do Net Worth or WealthSim have ads?
WealthSim shows ads; Net Worth does not.
Which is updated more often, Net Worth or WealthSim?
Net Worth ships an update every 2 months, and WealthSim fortnightly. Most recently, Net Worth was updated on September 25, 2026 and WealthSim on October 5, 2026.

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