ADB Pay vs ZAFA PAY
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
ADB Pay
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ADB Pay is an initiative under the Digital Innovation Sandbox. It is meant to introduce digital payments such as mobile payments, API bank transfers, P2P sharing.
ZAFA PAY
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ZAFA PAY is a merchant payment management app that gives business owners full control over their payment operations. Key Features: - Real-time sales dashboard with analytics and trends - Transaction monitoring with search, filters, and CSV export - One-tap refund processing with full and partial refund support - Balance tracking and payout history - Secure biometric login (fingerprint and Face ID) Built for merchants who need to manage their payment operations on the go. View your sales performance, monitor every transaction, process refunds instantly, and track your payouts โ all from your mobile device. Security: - Biometric authentication (fingerprint / Face ID) - Encrypted data transmission - Restricted access (account required)
Screenshots
Verdict
The clearest difference is update cadence: ADB Pay at every 3 weeks against ZAFA PAY's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ADB Pay ships an update every 3 weeks, ZAFA PAY every 4 months. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.
| Parameter | ADB Pay | ZAFA PAY |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks โ better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15 โ better | 16.4 |
| Further details โ not scored | ||
| Size | 45 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Asian Development Bank | Alesys Management Corp |
In-app purchases
ADB Pay
No in-app purchases
ZAFA PAY
No in-app purchases









