Comparison

ADB Pay vs ZAFA PAY

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

ADB Pay

Features
Read full description

ADB Pay is an initiative under the Digital Innovation Sandbox. It is meant to introduce digital payments such as mobile payments, API bank transfers, P2P sharing.

About

ZAFA PAY

Features
Read full description

ZAFA PAY is a merchant payment management app that gives business owners full control over their payment operations. Key Features: - Real-time sales dashboard with analytics and trends - Transaction monitoring with search, filters, and CSV export - One-tap refund processing with full and partial refund support - Balance tracking and payout history - Secure biometric login (fingerprint and Face ID) Built for merchants who need to manage their payment operations on the go. View your sales performance, monitor every transaction, process refunds instantly, and track your payouts โ€” all from your mobile device. Security: - Biometric authentication (fingerprint / Face ID) - Encrypted data transmission - Restricted access (account required)

Screenshots

ADB Pay4 screens
ZAFA PAY4 screens

Verdict

The call

The clearest difference is update cadence: ADB Pay at every 3 weeks against ZAFA PAY's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ADB Pay ships an update every 3 weeks, ZAFA PAY every 4 months. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.

Scorecard1 real difference ยท 5 level
ADB Pay versus ZAFA PAY: the parameters behind the verdict, then further details
ParameterADB PayZAFA PAY
PriceFreeFree
Update frequencyEvery 3 weeks โ€” betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS15 โ€” better16.4
Further details โ€” not scored
Size45 MB50 MB
Age rating4+4+
DeveloperAsian Development BankAlesys Management Corp

In-app purchases

None

ADB Pay

No in-app purchases

None

ZAFA PAY

No in-app purchases

Questions

Is ADB Pay free?
ADB Pay is free to download, with no in-app purchases.
Is ZAFA PAY free?
ZAFA PAY is free to download, with no in-app purchases.
Do ADB Pay or ZAFA PAY have ads?
Neither ADB Pay nor ZAFA PAY shows ads.
Which is updated more often, ADB Pay or ZAFA PAY?
ADB Pay ships an update every 3 weeks, and ZAFA PAY every 4 months. Most recently, ADB Pay was updated on October 27, 2026 and ZAFA PAY on October 31, 2026.

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