Comparison

FHC Credit Union vs Authenticator App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FHC Credit Union

Access your bank account securely from anywhere. View balances, transaction history, pay bills, and transfer funds. Easily disable debit cards and find branch locations.

Highlights
  • View account balances
  • View account history
  • Disable debit card
  • Pay bills
  • Transfer funds
  • Find branch locations
Features
Read full description

The iBank mobile app provides you easy and secure access to your bank account from anywhere. With this app you can view your account information, pay bills, and transfer funds. Features: View account balances View account history Disable debit card Access your financial institution’s contact information, and locate the nearest branch Languages: English

About

Authenticator App

Enhance your online security with this app, offering a secure and reliable method to protect your accounts. It generates unique codes for two-factor authentication, ensuring your personal information stays safe.

Highlights
  • Account protection with 2FA
  • Easy setup and management
  • Backup and sync accounts
  • Secure code generation
Features
Read full description

Our Authenticator app is the perfect solution for your online security needs. We designed it to provide you with a secure and reliable way to protect your online accounts. Using advanced security protocols, our app generates unique codes that only you can use to access your accounts, ensuring that your personal information remains safe and secure at all times. Our main feathers: 1.Protect your accounts with 2FA. 2.Easy to setup & manage your accounts. 3.Backup & Sync your accounts. About subscriptions - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours before the end of the current period, and identify the cost of the renewal. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. * Terms of Use: https://auth.skyrisenetworks.com/terms * Privacy Policy: https://auth.skyrisenetworks.com/privacy * Support: https://auth.skyrisenetworks.com/support

Screenshots

FHC Credit Union4 screens
Authenticator App4 screens

Verdict

The call

The clearest difference is rating: Authenticator App at 4.7 against FHC Credit Union's 2.5. Authenticator App also leads on update cadence (monthly vs every 7 months) and ratings volume (3.4K vs 4). FHC Credit Union's advantage is in-app purchases (none vs 4). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Authenticator App sells 4 in-app purchases, starting at $8.99 per month. FHC Credit Union asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Authenticator App holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: Authenticator App has 3.4K ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

FHC Credit Union ships an update every 7 months, Authenticator App monthly. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard6 real differences · 4 level
FHC Credit Union versus Authenticator App: the parameters behind the verdict, then further details
ParameterFHC Credit UnionAuthenticator App
PriceFreeFree
Rating2.5 (4 ratings)4.7 (3.4K ratings) — better
Positive reviews—41.3% of reviews
Number of ratings43.4K — better
Update frequencyEvery 7 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.015.0 — better
Further details — not scored
Size11 MB46 MB
Age rating4+17+
DeveloperFirst Heritage Co-Operative Credit Union LtdSkyRise Networks

Customer experience

FHC Credit Union

All ratings4 ratings
Positive25.0%
Neutral25.0%
Negative50.0%

Authenticator App

All ratings3,411 ratings
Positive92.0%
Neutral3.8%
Negative4.2%
Written reviews75 reviews
Positive41.3%
Neutral6.7%
Negative52.0%

Bugs and requests

FHC Credit Union

Not enough reviews yet to summarise bugs or requests.

Authenticator App

Reported bugs

3 issues
  • Unable to scan QR codes
  • Accounts not showing up correctly
  • Repeated login failures

Requested features

3 requests
  • Ability to add/manage multiple accounts
  • Improved syncing across devices
  • More transparent subscription model

In-app purchases

None

FHC Credit Union

No in-app purchases

4 purchases

Authenticator App

Subscriptions3
  • Authenticator Monthly Premium3 Days trial$8.991 Month
  • Authenticator Weekly Premium3 Days trial$9.997 Days
  • Authenticator Yearly Premium3 Days trial$49.991 Year
One-time1
  • Authenticator Lifetime Premium$69.99

Questions

Is FHC Credit Union free?
FHC Credit Union is free to download, with no in-app purchases.
Is Authenticator App free?
Authenticator App is free to download, with in-app purchases available.
Which has better reviews, FHC Credit Union or Authenticator App?
Authenticator App is rated higher. FHC Credit Union averages 2.5 out of 5 from 4 ratings, while Authenticator App averages 4.7 from 3.4K ratings.
Do FHC Credit Union or Authenticator App have ads?
Neither FHC Credit Union nor Authenticator App shows ads.
Which is updated more often, FHC Credit Union or Authenticator App?
FHC Credit Union ships an update every 7 months, and Authenticator App monthly. Most recently, FHC Credit Union was updated on November 3, 2026 and Authenticator App on November 8, 2026.

Other comparisons